One of the great David Bowie's most popular songs was titled "Changes"

Today's guest David Hay, Chief Investment Officer & Principal at Evergreen Gavekal, might well steal that title for his expected theme of 2025

He sees headwinds that could cause the economy to grow slower than many currently expect.

He sees the prices of stocks and bonds at risk. The Fed increasingly behind the curve, the dollar potentially reversing, and lots of uncertainty to soon ensue as the Trump Administration starts to deploy its disruptive policies.

He'll walk us through charts of all that and more today.

WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com