Loyalty programs promise discounts, rewards, and exclusive perks. But what if those programs are actually designed to study your spending habits and push you to spend more? In this episode, we unpack how loyalty programs work behind the scenes and why those “perks” might be costing more than you think.

🎙️ Get full show notes here!

https://bit.ly/ffployaltyscams

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.