In this episode, we dive into the 3rd part of our accounting series with Dom from DPR Accountants 🧮

This time we cover depreciation, repairs, and capital works for property investors. We explain what you can and can’t claim, how quantity surveyors fit in, and why renovations, extensions, and upgrades can change your tax outcome.

We also talk about ownership splits, new build traps, and why second-hand assets are treated differently. If you’ve ever wondered how to get the most out of your investment deductions, this one’s packed with clear answers and examples.

Episode Highlights

00:00 - Introduction

00:59 - SMSF Structure

14:27 - SMSF Examples

28:48 - Summary

43:35 - Complex company structure

53:56 - Closing thoughts

Got questions or feedback?

Email us: PODCAST (AT) SUBURBDATA.COM.AU

DISCLAIMER:

• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.

• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.

• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.

• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.

• Any actions taken by viewers based on the information in this video are at their own risk.

Dom from DPR Accountants is back as we unpack trusts versus companies for property investors. We show when each structure makes sense, how the tax actually lands, and the traps to avoid.

You will hear about CGT discounts, dividends and franking credits, land tax from the first dollar in some states, quarantined trust losses, corporate trustees and bucket companies, borrowing and serviceability, plus asset protection.

Clear examples show when a company can beat a trust, and when a trust shines by sharing income with family 🧾

Episode Highlights

00:00 - Introduction

00:43 - Company structure examples

05:13 - Legal steps setting up a company

08:19 - Trust structures

21:23 - Company example

24:37 - Trust example

28:38 - Closing thoughts

Got questions or feedback?

Email us: PODCAST (AT) SUBURBDATA.COM.AU

DISCLAIMER:

• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.

• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.

• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.

• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.

• Any actions taken by viewers based on the information in this video are at their own risk.

Dom from DPR Accountants joins us for part one of our three part accounting series.

We break down owning property in your own name. Joint tenants versus tenants in common. Partnerships and land tax surprises. How negative gearing can turn positive and when to time a capital gain. Smart loan structuring like splitting debt between partners, using offsets and PAYG variations to smooth cash flow.

Plus when teaming up to buy helps or hurts and how to protect serviceability while keeping growth front and centre.

Tune in for clear answers and fewer headaches next time you buy

Episode Highlights

00:00 - Introduction

00:58 - Property in your own name

06:30 - Investing with siblings or friends

08:37 - Individual income tax

11:24 - Capital gains tax

15:40 - Land tax

30:51 - Loan splits

43:24 - Gearing example

Got questions or feedback?

Email us: PODCAST (AT) SUBURBDATA.COM.AU

DISCLAIMER:

• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.

• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.

• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.

• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.

• Any actions taken by viewers based on the information in this video are at their own risk.

Join us for Episode 50 as we rewind two years of wins, misses, and market shifts. We unpack the new 5% deposit scheme. We cover LMI, serviceability, and the risk of juicing demand. We compare rentvesting and borderless buying with “buy in your backyard.”

We call out the life-coach property hype. We show why DSR3 matters, where Darwin, Perth, and parts of Melbourne are heating up, and how yields and vacancies shape cash flow. We wrap with the biggest lessons: build a strategy, use data, and tune out the noise.

If this helped, drop a like—50 thumbs up and we’ll go weekly.

Episode Highlights

00:00 - Introduction

01:12 - Government 5% deposit scheme

08:35 -  More interest in data

09:35 - Suburb Data DSR 3 - Pay per use

12:42 - Strategy shifts

14:55 - NSW fair trading property agent business leaders forum

20:54 - What hasn’t changed?

23:17 - Market sentiment - Nov 2023

24:42 - Around the grounds - Sep 2025

27:55 - The last 3 years

29:33 - Key lessons from the first 50 episodes

32:23 - Thank you

Got questions or feedback?

Email us: PODCAST (AT) SUBURBDATA.COM.AU

DISCLAIMER:

Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.

• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.

• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.

• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.

• Any actions taken by viewers based on the information in this video are at their own risk.

Are buyer’s agents worth it right now or mostly clever marketing? 🏡

We unpack what a buyer’s agent actually does, where they add real value, and the traps to watch like bias, glossy reports, and chasing off market or under market value.

We compare Perth’s surge with Melbourne’s flat patch, share a real case study of a unit that went backwards over nearly ten years, and explain when to use a local pro versus going DIY with our Suburb Data tools.

Like, comment, and subscribe for more straight talking property chats.

Episode Highlights

00:00 - Introduction

00:47 - BA vs Selling agent, what’s the difference?

05:20 - Advantages of having a BA?

16:00 - Example: Melbourne vs Perth

18:38 - Disadvantages & limitations of a BA

23:34 - When a BAD is worth it or not

28:25 - Harris Park unit example

31:21 - Conclusion

Got questions or feedback?

Email us: PODCAST (AT) SUBURBDATA.COM.AU

DISCLAIMER:

• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.

• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.

• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.

• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.

• Any actions taken by viewers based on the information in this video are at their own risk.

We are back with another Q&A answering the questions you have sent through 🙌

We cover depreciation myths and why new builds often underperform, the big yield versus growth debate, units in big cities, and whether Perth is still worth buying into.

We also talk about SMSFs, red flag awards, and the strategies that really drive long term results.

If you have ever wondered if it is too late to start investing at forty, whether chasing yield actually helps you grow a portfolio, or how to spot oversupply before it hurts your returns, this one is for you.

Leave your questions in the comments and we will hit them up in the next Q and A.

Episode Highlights:

00:00 - Introduction

02:01 - Depreciation washout

06:12 - Cash flow and capital gain

11:28 - Minimum price for a property

16:35 - High rental yield with capital growth

20:24 - Purchasing an apartment

26:30 - Is 40 years old too late?

27:57 - Purchasing in Perth during the peak

30:21 - Self managed super funds

38:45 - Suburb Data, AI or Human?

Got questions or feedback?

Email us: PODCAST (AT) SUBURBDATA.COM.AU

DISCLAIMER:

• Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.

• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.

• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.

• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.

• Any actions taken by viewers based on the information in this video are at their own risk.

It’s finally here DSR 3! 🚀 In this episode, we reveal the brand-new version of our Demand to Supply Ratio algorithm and show you how it stacks up against the old models.

From why we built it from scratch and why it’s a big leap forward in predicting capital growth, we cover it all. Plus, we take you on a tour of the new Suburb Data platform. Heat-maps, historical charts, context rulers, and our new pay-per-use model designed to make research more flexible than ever.

Episode Highlights:

00:00 - Introduction

00:51 - Why we built DSR3

06:58 - Suburb Data website tour

09:36 - How to search for cashflow vs capital growth

24:11 - Common traps

26:37 - Exploring the tool further

27:45 - Historical charts

38:01 - Heat maps

44:31 - What features are coming next?

Got questions or feedback?

Email us: PODCAST (AT) SUBURBDATA.COM.AU

DISCLAIMER:

Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.

• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.

• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.

• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.

• Any actions taken by viewers based on the information in this video are at their own risk.

Is there really such a thing as the perfect suburb? 🏡 In this episode, we bust the myth and talk about why chasing perfection can lead to analysis paralysis and missed opportunities.

From cherry-picked “hotspot” reports to buyer’s agents with blinkers on, we share why every suburb has trade-offs and what really matters when weighing up growth, cash flow and risk.

Episode Highlights:

00:00 - Introduction

02:50 - Have you ever found a metric perfect suburb?

03:38 - Can a suburb be perfect for investment?

10:40 - 2014 Data: Analysis paralysis

13:37 - Pitfalls of the chasing the perfect investment suburb

16:47 - Can you trust the data?

18:19 - Look for reliability

19:06 - Is there a perfect house?

23:21 - Conclusion

Got questions or feedback?

Email us: PODCAST (AT) SUBURBDATA.COM.AU

DISCLAIMER:

Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.

• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.

• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.

• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.

• Any actions taken by viewers based on the information in this video are at their own risk.

Old-school advice told us to "buy near the CBD" and "chase high income areas" but does the data actually back that up?

In this episode, we dig into why data and tech are changing the property game, how smart investors are using it to make better calls, and why clinging to outdated ideas could be costing you 💥

Episode Highlights:

00:00 - Introduction

00:31 - The problem with old school investing

02:57 - Why does data driven investing work better?

09:00 - How has tech changed the game?

14:10 - Not all data is equal

15:48 - What does use of smart data look like?

20:06 - An example when good data has prevented a poor decision

25:10 - Conclusion

Got questions or feedback?

Email us: PODCAST (AT) SUBURBDATA.COM.AU

DISCLAIMER:

Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.

• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.

• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.

• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.

• Any actions taken by viewers based on the information in this video are at their own risk.

This week we’re building on last episode’s foundations and diving into smart scaling, how to balance growth vs yield, how to avoid emotional traps, and whether chasing “undervalued” deals is actually costing you 💸

Damien fires off rapid-fire questions while Jeremy drops some spicy truths (including his early mistakes!).

Whether you’re a new investor or scaling up, this one's packed with practical tips, laughs and a few hard truths.

Episode Highlights:

00:00 - Introduction

00:34 - How do you balance high rental yields with capital growth?

04:15 - Suburb Data context ruler example

09:05 - How does leveraging equity help scale faster?

10:44 - Pulling out equity when available

13:08 - What’s the best way to accelerate capital growth?

19:03 - Signs of an emotional decision

22:20 - How would you choose a good property manager?

29:32 - Have you talked a client out of a bad deal due to bias?

33:30 - Data vs sentiment

34:10 - Is data useful in an emotional market?

35:29 - How to stay objective when getting caught up in the noise?

Got questions or feedback?

Email us: PODCAST (AT) SUBURBDATA.COM.AU

DISCLAIMER:

Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice.

• The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation.

• It is strongly recommended to consult with a qualified financial advisor or professional before making any financial decisions based on the content of this video, as we have neither offered nor provided legal, financial, or taxation advice to the Listener, Reader, or Viewer.

• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and is not authorized to provide financial services.

• Any actions taken by viewers based on the information in this video are at their own risk.