Welcome to The Challengers Podcast with Tearsheet's Zack Miller and OurCrowd's Josh Liggett.

First up, we look at OakNorth's new mortgage product. OakNorth is using a different playbook to grow. It’s focused primarily on SMB lending. It uses its savings accounts to help fund that aspiration. OakNorth just launched a mortgage product to further service its target borrower -- the entrepreneur.

A little joke on Twitter became a big deal for Chase. Chase’s social media account was accused of poor shaming. Ellevest’s Sallie Krawcheck has no patience for this trend in personal-finance mansplaining.

Wired is still after Revolut. Leaked internal messages show senior staff attacking critics while recent job applicants complain of onerous recruitment processes. Risk of losing European banking license?

Monese tops 1 million customers: While challengers open plenty of new current accounts, many question whether people are using those accounts. Monese maintains that 70 percent of the incoming funds it sees are salary payments.

Monzo coming to US. Doesn’t have license but may first start with just a debit card

N26 getting ready to launch in Brazil

Welcome to the Tearsheet Podcast.

We seem to be in a societal tug of war about privacy. Facebook's CEO famously augured that people would happily give up their privacy on his social network. Financial apps like Venmo create a public data exhaust on individual payment history. On the other hand, initiatives abound in financial services to ensure privacy is upheld and comes first before anything. So, which is it? Do people really care about privacy?

Yuval Brisker believes privacy is the issue of our age. The three time entrepreneur is back in the founder chair with his newest company, Mezu. It's the first mobile payment app that allows users to keep their id entities and spending habits private. It doesn't use blockchain and it's just like a smarter version of cash.

Yuval Brisker is my guest today on the Tearsheet Podcast.

Welcome to the Tearsheet Podcast. I'm Zack Miller.

Farhan Ahmad is the founder and CEO of Bento for Business. He's worn the hat of entrepreneurial business leader within traditional financial institutions like Barclays and JPMorgan Chase as well as the hat of fintech entrepreneur. Bento offers SMBs a new type of expense management solution that allows them to set budgets and build expense policies into their expense cards. The result is that companies can proactively manage how, when, where, and who can spend corporate money. Farhan joins us to talk about his personally journey leading payments at large financial services and founding and leading fintech startups. We talk about his customers and what they really need from expense solutions. Lastly, we talk about his future growth and product plans for Bento.

Farhan Ahmad is my guest today on the Tearsheet Podcast.

Welcome to the Tearsheet Podcast. I'm Zack Miller.

Pete Flint is a serial entrpreneur. He built one of today's largest marketplaces, Trulia. Trulia was bought by Zillow in 2014. Nowadays, Pete spends his time investing in next generation marketplaces as a general partner at early stage venture capital firm, NfX. His firm has invested in companies like Lyft, Patreon, Doordash, and AngelList. Pete published a presentation last week on a topic that I thought was very interesting for our podcast: the rise of fintech-enabled marketplaces. I'll let Pete explain the trend but as some of today's hottest companies evolve, it's their new financial services offerings can create tremendous value.

Pete Flint is my guest today on the Tearsheet Podcast.

Yodlee's been aggregating financial information and data for 11 years now, powering some of our favorite financial apps.

Now, the firm is getting aggressive about powering the next generation of fintech apps and platforms.

Chief Strategy Officer, Joe Polverari joins me on Tradestreaming Radio to discuss Yodlee's new incybator/accelerator program and the resources the firm is committing to financial services startups.

***Thanks for joining us on Tradestreaming Radio -- I'm very grateful for your time. It's awesome learning about these new tools and technologies together.

If you're listening to this episode on iTunes, please give it a ranking and rating so that others know of the value you're finding in it. Thank you ahead of time.****