Student Loan Planner

The $3 Mentality and Long-Term Financial Planning


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Are you struggling with student loan repayments and how it fits into your financial goals? Lauryn Williams, CFP®, CSLP®, and Meagan McGuire, CSLP®, have joined forces to share valuable insights on how to avoid common student loan repayment mistakes in long-term financial planning.

They discuss how many people are unknowingly on the wrong repayment plan, and why income-based repayment might not actually be the best option for you. They also share practical tips for finding savings beyond student loans, strategies for investing, and their take on the $30,000 and $3 mindset.

In today's episode, you'll find out:

  • What is the $3 mentality and how it impacts long-term financial goals
  • The importance of choosing the right repayment plan for your circumstances
  • What is the best way to select a repayment plan for student loans
  • How married couples can save money on student loans and taxes
  • Tips on paying down credit card debt efficiently
  • When it makes sense to seek financial consultation
  • Why many borrowers shouldn't have ignored student loans during COVID
  • Why the double consolidation loophole shouldn't exist
  • What is the $30,000 mindset for finances
  • Financial implications of renting vs. buying a home
  • What are some basic investment strategies

Resource mentioned

  • PSLF Help Tool

Like the show? There are several ways you can help!

  • Follow on Apple Podcasts, Spotify or Google Podcasts
  • Leave an honest review on Apple Podcasts
  • Follow on Facebook, Twitter, or LinkedIn

Feeling helpless when it comes to your student loans?

  • Try our free student loan calculator
  • Check out our refinancing bonuses we negotiated
  • Book your custom student loan plan

Do you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!

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Student Loan PlannerBy Travis Hornsby

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