She’s back! Soph has returned to the studio - and just in time, because there’s a lot to unpack this week. First up, big changes to KiwiSaver: if you’re earning over $180K in NZ, the government has decided you’re rich enough and doesn’t want to chip in anymore. Cool cool cool. Meanwhile, Vic unpacks the UnitedHealthcare scandal - including CEO assassinations (yes, really), fraud investigations, and share price plummets. Then it’s over to Victoria’s Secret, where one Aussie mogul is sneakily trying to buy his way in, but the board’s not having it (cue poison pill drama). And to round it off, UK inflation’s jumped to 3.5% - so maybe hold off on that second maple bacon pastry.

WTF Does That Mean? A Guide to All the Jargony Bits:

KiwiSaver – NZ’s retirement savings scheme.
Means Testing – Only get it if you earn under a certain amount.
Employer Contributions – Free money from your boss.
Default Contribution Rate – Auto-set % taken from your pay.
High Growth Fund – Risky but could make more.
Conservative Fund – Safer, smaller returns.
Member Tax Credit – Gov’s yearly top-up if you contribute enough.
Auto-enrolment – You're signed up unless you opt out.
Poison Pill – A move to stop someone taking over a company.
Hostile Takeover – Someone trying to buy a company without permission.
Shareholder – You own a slice of the company.
ETF – A bundle of investments in one.

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