Although not fully switched off from holiday mode… we’re back. And to kick this year off, we look at the shiny new IPO that’s arrived on the scene, we get the latest news from Apple, and we share some exciting developments from good old Microsoft. After helping her new boyfriend reset his finances for a fresh start to the new year, Vic discovers a secret savings pot and we love flower man even more than we did before.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

It’s not always easy to back yourself – to throw yourself into the unknown – but today’s guest is living proof of what can happen when you stand up, take a chance and lean into uncertainty. Claire Dinhut (aka Condiment Claire) is an absolute powerhouse. She’s been to Harvard, travelled the world presenting food shows, gone viral on TikTok during lockdown and somehow still finds time to make her own butter. We talk to Claire about her career ups and downs, her self-taught investing strategies and her incredible ability to take a chance on herself.

Watch interview on YouTube.

This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

2023, aka the year of incredible guests. From Jess Quinn’s inspirational chat about the cost of her prosthetic leg to Frances Cook’s life-changing advice about money diaries, Equity Mates’ deep dive into lifestyle creep to Sarah Lindsay’s challenging childhood, Sophie’s beloved grandma’s ground-breaking investment portfolio and Allegra Bambi Haines’ journey through transitioning – we’ve loved each and every one of them (and are desperate to be friends with them all). This might inspire you to go back to the episodes, or make you realise you’re ok with just the highlights … either way, these guests were fire.

This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.

Episodes mentioned in this ep:

• RTC62: Jess Quinn talks about the price of losing her leg (literally)
• RTC64: How a money diary can change your life with Frances Cook
• RTC67: Low-maintenance investing and how the $100 challenge could make you RICH in 40 years with Bryce & Alec from Equity Mates
• RTC70: Embracing your broken pieces and buying expensive shoes with Sarah Lindsay
• RTC74: My Grandma left behind a million dollar portfolio
• RTC82: The Millionaire’s Wife: Freedom, feminism and $80 lattes.
• RTC90: The cost of transitioning with Allegra Bambi Haines.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

While we’re still unsure what inspired this episode (Creative genius? Laziness? A well-deserved celebration of our year, or a great way to sneak off on holiday early?) we’re still very excited to bring it to you! We’ve scrolled back through the year that’s been and pulled out a juicy selection of our all-time favourite bits; from family dynamics to female leaders, money and mental health to unforgettable life lessons, we’ve got the best of 2023 right here. And it’s only part one … so watch this space, there’s plenty more good stuff to come.

This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.

Episodes mentioned in this ep:

• RTC 50 - Dr Victoria Thompson - Why are our mental health and our finances so intertwined
• RTC 51 - Building resilience with your money when times are tough with Kayla Gordine
• RTC53: JJ Feeney on money, mental health + sharing finances with her ex-husband
• RTC55: An inspiring and incredibly important conversation with the Māori Millionaire
• RTC56: Why does the gender pay gap exist and how can we change it?
• RTC58 - Amy Fraser on balancing family and career when life doesn’t go according to plan 
• RTC60: How to negotiate a pay rise with Meggie Palmer

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Today – coming to you all the way from sunny NZ and the back of Muhammed’s car – we’re wrapping up the year that’s been for some of our favourite international stock markets. We look at who’s crushed it and who’s had a shocker, and what it’s meant for IPOs and investors. We’ve got big news from Boots, an out-of-this-world announcement from McDonalds, and some smokin’ hot tips for choosing sectors to invest (and find employment) in. Wind turbines, anyone?

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

In today’s episode, Vic goes head-to-head with Alison George, our very clever and succinct friend at Australian Ethical. If you’ve listened to this podcast before, you’ll no doubt be aware of Vic’s undying love for Microsoft in all its nerdy-tech glory … so naturally, we’ve put her on the ‘against’ side of today’s ethical investment debate. From the risks of facial recognition to carbon neutral data centres, increased productivity to who’s responsible for the recycling, we dive deep into the highs and lows of investing in this multi-(multi)-billion-dollar company.

Watch the episode on Youtube.

If you want to find out what kind of investor you are, try this quiz we've put together with Pathfinder! It's such a great way to find out what your values are and what kind of companies you might like to invest in! And for more information about Pathfinder head to Pathfinder.kiwi.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week, we’re rolling out a slightly different format. With 2023 nearly behind us, we’re wrapping up the year that’s been and all the lessons it has given us. From learning to live with significantly less to taking your own advice, from the importance of a healthy emergency fund to the heartbreaking realities of the ADHD tax – we’re here to reflect and share (and we’re actually quite vulnerable). Big feelings, big lessons and big gratitude for your support along the way.

Watch the episode on YouTube.

This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.

For more from The Curve:
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Ahhh, December. The trees are up, the carols are cranking, and things are looking rather bright and merry in the world of finance – unless, of course, you’re Michael Burry (the man behind The Big Short – it has Ryan Gosling in it, you’ve probably seen it). Today, we’re talking big risks, big bets and the danger of betting on failure. On a more positive note, the S&P500 is up, Uber’s finally in the big-dog club, Facebook is flying, Zuckerberg’s selling, TikTok is absolutely massive and Vic’s hit travel gold (for only 35 measly little Euros). ‘Tis the season, people.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Child actor, teenage homeowner, Shortland Street star and mum-of-three … it’s safe to say that Beth Allen (Google her face immediately, you know her) has lived a pretty exciting life. Today, we have the privilege of sitting down with Beth to talk about her own financial journey, and the importance of keeping her finances aligned with her ethics. From industry pay disparities to the cost of being a woman on screen, investing her kids’ pocket money to Elon Musk’s big plans for Mars, Beth’s here to tell it like it is. Sophie really, really wants to be her friend – and we’re pretty sure you will too.

Watch the interview on YouTube.

If you want to find out what kind of investor you are, try this quiz we've put together with Pathfinder! It's such a great way to find out what your values are and what kind of companies you might like to invest in! And for more information about Pathfinder head to Pathfinder.kiwi.

For more from The Curve:
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

A big week for The Curve! Soph went to the movies (and ordered nachos – questionable), Vic discovered Temu and we won a podcast award! Morale could not be higher, and neither could the latest Black Friday stats. We look at the sky-high spending, massive profits and a few scary red flags. We’re also talking the joy of black cabs, the (third) return of Robin Hood, Soph’s saucy Christmas costume and this summer’s hottest fashion trend – the IPO.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.