*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" dir="auto" tabindex="-1" data-turn-id= "request-68d64588-408c-832e-9ddb-19cf6e6e6fca-1" data-testid= "conversation-turn-24" data-scroll-anchor="true" data-turn= "assistant"> *]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" dir="auto" tabindex="-1" data-turn-id= "b876dbf2-e901-4d0a-bf9f-4945aa73604f" data-testid= "conversation-turn-46" data-scroll-anchor="true" data-turn= "assistant"> div]:bg-bg-000/50 [&_pre>div]:border-0.5 [&_pre>div]:border-border-400 [&_.ignore-pre-bg>div]:bg-transparent [&_.standard-markdown_:is(p,blockquote,h1,h2,h3,h4,h5,h6)]:pl-2 [&_.standard-markdown_:is(p,blockquote,ul,ol,h1,h2,h3,h4,h5,h6)]:pr-8 [&_.progressive-markdown_:is(p,blockquote,h1,h2,h3,h4,h5,h6)]:pl-2 [&_.progressive-markdown_:is(p,blockquote,ul,ol,h1,h2,h3,h4,h5,h6)]:pr-8"> _*]:min-w-0 gap-3 [&_>_*:last-child]:mb-0 print:block print:[&_>_*_+_*]:mt-3 standard-markdown">
After 37 years advising physicians, Kevin Sullivan has seen a dangerous pattern: doctors with impressive net worth who never learn to turn it into real income. Kevin joins David Phelps to explain why a $5-6M balance sheet can mean less security than a well-planned $3M, why "sequence of returns" can make or break retirement, and the one candid truth he admits doctors get wrong in their own lives — even as they master caring for everyone else's.
P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think):
1. Schedule a Call with My Team:
If you're tired of running on the hamster wheel, and are looking for a proven blueprint to create more freedom and reduce dependency on your practice income, schedule a call with my team to learn more.
2. Get Your Dentist Retirement Survival Guide:
The winds of economic change are here, and now is the time to move to higher ground. This guide gives you the steps to protect your retirement, your family, and your peace of mind. Get the 25-point checklist here.
3. Are You Exit-Ready?
Complete this 2-min scorecard to reveal where you stand across the four pillars that determine if you control your exit—or are just waiting for one. You'll get a personalized plan to start building optionality immediately.