In this edition of Suburbs Trends, Kent gives the scoop on the current state of university towns and feeder suburbs. With the majority of international students returning to their country of origin during the beginning of COVID Australian university towns especially in Victoria have suffered the consequences with high unemployment, low property prices and skyrocketing rental vacancies. Will these regions bounce back and how will it happen?

Here’s what we covered:

• How will zero overseas students in Australia impact university towns?
• Will reduced overseas students lower property prices?
• Why is Newcastle such a hot area?
• How have the surrounding university suburbs been impacted by Covid?
• What 'property fads' should investors and home buyers stay away from?
• How have Victorian suburbs been impacted by the drop in overseas students with 7 out of the 20 top universities residing in VIC?
• How many units are hitting the market and is there likely to be another fire sale of poor cheap assets?
• How have the developers targeted their marketing towards Chinese investors?
• Why landlords of new property can’t differentiate their property besides dropping rent.
• What are the lies of 'building subdivisions' and getting a greater yield?

RELEVANT EPISODES:Suburb Trends October Suburb Trends September Episode 124 | Brendan Coates

GUEST LINKS:http://www.suburbtrends.com

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 19 November, 2020.

See omnystudio.com/listener for privacy information.

Veiled behind a strong border defence, you can come out but you can’t come in. It begs the question: what is going on with the Brisbane property market? In this episode Veronica chats shop with Meighan Wells on the state of the Brisbane market, making note of the vast structural differences to other capital cities, how the WFH movement shifted more people into the city and asking the question will Brisbane boom or fizzle out? Meighan is a buyers agent and principal of Property Pursuit and co-founded Home Buyer Academy alongside Veronica.

Here’s what we covered:

• What's happening across the border in Brisbane?
• How has the Brisbane property market performed compared to Melbourne and Sydney?
• How has the work from home movement shifted more people to Brisbane?
• Why shouldn't you ever rely on the vendor's agent and how you can be misled?
• What is driving the Brisbane property market?
• How has the repatriation of Australians altered what's currently on the market?
• Are investors buying high maintenance old queenslanders?
• What is it like to buy property in Brisbane?
• Why you should never 'hotspot hunt' for property.
• What is the current state of the rental market in Brisbane?
• What type of property goes off at Auction?

RELEVANT EPISODES:Episode 145 | Lucinda Hartley Episode 143 | Martin North Episode 132 | Mark McCrindle

GUEST LINKS:Home Buyer Academy - Workshop

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

https://www.theelephantintheroom.com.au/podcasts/150

See omnystudio.com/listener for privacy information.

In our fourth Q&A host special, Veronica and Chris dive deep into questions that you have sent in, covering topics on the difference between growth and yield, how would they change their property strategy if they had their current knowledge when they started out and what will the market hold post Covid; will it boom or will it bust?

Questions:

1. What do you suggest is the best way to balance capital growth with yield to maintain good loan serviceability when building a property portfolio?
2. With all your current experience, how confident are you that from 2020 to 2045 you would outperform your 1995-2020 returns?
3. We bought in March and with the impact of COVID we are still feeling quite comfortable with our investment but were interested to know how Chris was feeling given how closely he is watching the market.
4. Looking to purchase our first property, should we use our savings to purchase this or use a guarantor loan from our parents and then use our savings to purchase an investment property not long after?

MENTIONED LINKS:Sydney & Melbourne Property Price Prediction 2020 - 2022 - Jude Lamb

RELEVANT EPISODES:Episode 127 | Q&A 3 Episode 98 | Q&A 2 Episode 57 | Q&A 1 

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October 2020.

See omnystudio.com/listener for privacy information.

Has Covid sped up and/or changed the direction that modern Australian cities will take? Bernard Gallagher, Owner and Regional Director of Ethos Urban. Ethos Urban has played an instrumental role in developing Barangaroo, Central Park and the recent redevelopment of Darling Harbour. Bernard and our host discuss the future of Australian cities, and pitting it against how Covid has impacted the rate at which our cities adapt to the new needs and wants of consumers.Here’s what we covered:

• How will Covid change the way we design cities in the future?
• What is urban renewal and why is it so important?
• Will the work from home movement change what consumers look for in property now?
• Is the current urban plan of our cities good enough?
• Are developers pushing on with pre-covid plans or are they changing their direction?
• Will road redevelopments and expansion be possible in the near future?
• Will people go back to the office at the end of Covid?
• Will Sydney shape up to be a pedestrian city?
• What will urban designers do to create a more accessible city?
• Is there hope for Sydney to have high speed rail in the future?

RELEVANT EPISODES:Episode 140 | Nicola Powell Episode 138 | Simon Kuestenmacher Episode 132 | Mark McCrindle

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October 2020.

https://www.theelephantintheroom.com.au/podcasts/148

See omnystudio.com/listener for privacy information.

In today's episode, we have Paul Benson, Principal of Guidance Financial Services and published author of Financial Autonomy. Paul has been working as a financial planner for the last 20 years, working with a wide spectrum of clients, helping them gain ‘financial autonomy’. Paul gives his two cents on the property versus shares debate, adding in extra commentary from his book and own experiences with clients and friends on their journey to creating wealth.

Here’s what we covered:

• What is the difference between financial autonomy and financial freedom?
• How can people retire in their early 60s?
• Income replacement or wealth creation?
• How are people finding their 'true purpose' through work?
• How to deal with the temptation of trying to time investments?
• Why ethical and sustainable investing will be the future.
• Should you invest a lump sum in shares or property?
• With interest rates so low, are people taking on more home debt?
• Why do most financial planners not give advice around property?
• How do you build your share portfolio
• What are people investing in now?

RELEVANT EPISODES:Episode 136 | Owen Raszkiewicz Episode 131 | Jessica Brady Episode 130 | Glen James

GUEST LINKS:Guidance Financial Services Financial Autonomy - Podcast Financial Autonomy - Book

New challenge!Reach out to us if you have a positive off-the-plan purchase, we would love to hear from you!

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

See omnystudio.com/listener for privacy information.

Kym Nitschke the ‘jack of all trade’ regales the team on the exciting trials and tribulations of an accountant on the quest to discover the best ways to structure property portfolios. Kym is the CEO of Nitschke Nancarrow Accountants which has over 1200 business and individual clients, he is a qualified financial advisor, chartered accountant and is a licensed builder. Kym highlights the impact of capital gains tax and how to make the most of it, and gets personal with what he has seen that his plethora of clients have gotten wrong and of course what he has done wrong; lots to learn from an experienced advisor and investor.

Here’s what we covered:

• How does capital gains tax work?
• What happens to your capital gains tax if you move into it after renting it out?
• How to minimize tax on renting your home on holidays?
• Should you buy a holiday home?
• Can you get CGT exemption if you upgrade and move into a new home?
• How to maximise your CGT exemption with the help of the 6 year rule
• How to best structure your property portfolio
• What are the best strategies with buying an investment property
• What are the benefits of owning property in a trust

RELEVANT EPISODES:Episode 136 | Owen Raskiewics Episode 119 | Chris Bates Episode 116 | Alison Lacey

GUEST LINKS:https://nitschkenancarrow.com.au/ Your Investment Property: PPOR and the six year rule

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

See omnystudio.com/listener for privacy information.

In this Suburb Trends update, Kent and the team talk shop on the cardinal rule of the Australian property market; that there is not just one market. This being said why is that? What makes property different? The team discusses the differences between the aspirational and the affordable property markets noting why developers choose to offload ‘premium’ builds in low socio economic areas expecting to create some hidden growth.Here’s what we covered:

• What’s happening in the world of regional property?
• Where will people be more inclined to move to; a sea or tree change?
• Connecting the correlation between LMI data and Kent’s ‘danger zones’
• Why quality houses in great locations always outperform units in the same area.
• What unit markets are currently in danger?
• How does the LMI risk data highlight low growth areas?
• What data points don’t match up to the high or low performance of an area?
• Why are developers choosing to create projects in low socio economic areas? Is it the right idea or are they trying to manufacture growth?

RELEVANT EPISODES:Suburb Trends September Suburb Trends August Suburb Trends July

GUEST LINKS:http://www.suburbtrends.com

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 October, 2020.

https://www.theelephantintheroom.com.au/podcasts/st4

See omnystudio.com/listener for privacy information.

Have you ever wondered how suburbs are designed? What makes that suburb a community? And the role that urban designers play in moulding modern Australia? Lucinda Hartley Co-Founder of Neighbourlytics.com, discusses these complex questions with our hosts. Lucinda and her co-founder Jessica Christian-Franks have led the global conversation on urban innovation, holding positions with global bodies the UN and the World Bank. 

Here’s what we covered:

• How do suburbs develop their own identity and community?
• What can people do to move into areas that suit their lifestyle?
• What data does Neighbourlytics utilise data to map social trends in suburbs?
• The correlation between a suburb's liveability and wellbeing?
• How should cities be built and organised?
• Where have we gone wrong in the creation of new builds and suburbs?
• How do new suburbs and towns on the fringes develop?
• What drives people to move out to these fringe communities?
• How will Covid change the social dynamics of cities?
• What can we learn from alternative community models from around the world?

RELEVANT EPISODES:Episode 138 | Simon Kuestenmacher Episode 120 | Michael Yardney Episode 104 | Adam Hirst

GUEST LINKS:Neighbourlytics - The new local data report Song - Little Boxes On the Hillside

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

See omnystudio.com/listener for privacy information.

While we search for the secret sauce on what makes a premium sales agent we find Tanja Lee, who believes we should flip the switch on how agents sell; leaving the egoic culture behind for trustworthiness and transparency. Tanja Lee started off as a vendor looking for their perfect agent, and now is one of the leading leadership development coaches in the real estate industry, coaching some of the top agents in the nation. Beyond becoming a better agent this episode has a plethora of helpful topics for vendors looking to sell and buyers looking to find their next property.Here’s what we covered:

• What are sales agents doing to win you over?
• Why do some agents fly and some flop when it comes to communication?
• What should vendors be doing to get the most out of their sale?
• How many sales agents should you speak to before finding the right fit?
• What should you look for in sales agents?
• How to significantly increase your conversion rate as a sales agent.
• What ways can vendors get better results with an agent?

RELEVANT EPISODES:Episode 109 | Amy Stead Episode 110 | Veronica Morgan Episode 125 | Damien Cooley

GUEST LINKS:TMJ Coaching - Meet Tanja Home Buyer Academy - Freecourse

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

https://www.theelephantintheroom.com.au/podcasts/144

See omnystudio.com/listener for privacy information.

Martin North jumps into the deep end in this episode mythbusting common misconceptions of property, highlighting the terrible deals and properties people get sold into everyday. All property grows 7% every year, government grants are the best thing since sliced bread and believing that the cheap brand new property you just bought will help you ‘ride the market’... but then there is data.Here’s what we covered:

• What is keeping property owners awake at night?
• How have spending habits changed during Covid?
• Are grants all that they are chalked up to be?
• Are developers increasing their margins once new grants come out?
• Breaking down the myth that once you're in the property market you can ride it out.
• Why are people being misled by the government grants and buying new property?
• What is more important, yield or growth?
• What demographic is currently buying?
• Why the sold data best determines post code future pricing.
• Why you should NEVER go the cheap route with property.

This weeks dumbo:

•  Purchasing property just before an industrial development is built across the road.

RELEVANT EPISODES:Episode 123 | Martin North Episode 135 | Eliza Owen Episode 140 | Nicola Powell

GUEST LINKS:DFA Blog - Household finance confidence index

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

https://www.theelephantintheroom.com.au/podcasts/143

See omnystudio.com/listener for privacy information.