The Elephant In The Room Property Podcast | Inside Australian Real Estate

Has Covid sped up and/or changed the direction that modern Australian cities will take? Bernard Gallagher, Owner and Regional Director of Ethos Urban. Ethos Urban has played an instrumental role in developing Barangaroo, Central Park and the recent redevelopment of Darling Harbour. Bernard and our host discuss the future of Australian cities, and pitting it against how Covid has impacted the rate at which our cities adapt to the new needs and wants of consumers.Here’s what we covered:

• How will Covid change the way we design cities in the future?
• What is urban renewal and why is it so important?
• Will the work from home movement change what consumers look for in property now?
• Is the current urban plan of our cities good enough?
• Are developers pushing on with pre-covid plans or are they changing their direction?
• Will road redevelopments and expansion be possible in the near future?
• Will people go back to the office at the end of Covid?
• Will Sydney shape up to be a pedestrian city?
• What will urban designers do to create a more accessible city?
• Is there hope for Sydney to have high speed rail in the future?

RELEVANT EPISODES:Episode 140 | Nicola Powell Episode 138 | Simon Kuestenmacher Episode 132 | Mark McCrindle

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October 2020.

https://www.theelephantintheroom.com.au/podcasts/148

See omnystudio.com/listener for privacy information.

In today's episode, we have Paul Benson, Principal of Guidance Financial Services and published author of Financial Autonomy. Paul has been working as a financial planner for the last 20 years, working with a wide spectrum of clients, helping them gain ‘financial autonomy’. Paul gives his two cents on the property versus shares debate, adding in extra commentary from his book and own experiences with clients and friends on their journey to creating wealth.

Here’s what we covered:

• What is the difference between financial autonomy and financial freedom?
• How can people retire in their early 60s?
• Income replacement or wealth creation?
• How are people finding their 'true purpose' through work?
• How to deal with the temptation of trying to time investments?
• Why ethical and sustainable investing will be the future.
• Should you invest a lump sum in shares or property?
• With interest rates so low, are people taking on more home debt?
• Why do most financial planners not give advice around property?
• How do you build your share portfolio
• What are people investing in now?

RELEVANT EPISODES:Episode 136 | Owen Raszkiewicz Episode 131 | Jessica Brady Episode 130 | Glen James

GUEST LINKS:Guidance Financial Services Financial Autonomy - Podcast Financial Autonomy - Book

New challenge!Reach out to us if you have a positive off-the-plan purchase, we would love to hear from you!

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

See omnystudio.com/listener for privacy information.

Kym Nitschke the ‘jack of all trade’ regales the team on the exciting trials and tribulations of an accountant on the quest to discover the best ways to structure property portfolios. Kym is the CEO of Nitschke Nancarrow Accountants which has over 1200 business and individual clients, he is a qualified financial advisor, chartered accountant and is a licensed builder. Kym highlights the impact of capital gains tax and how to make the most of it, and gets personal with what he has seen that his plethora of clients have gotten wrong and of course what he has done wrong; lots to learn from an experienced advisor and investor.

Here’s what we covered:

• How does capital gains tax work?
• What happens to your capital gains tax if you move into it after renting it out?
• How to minimize tax on renting your home on holidays?
• Should you buy a holiday home?
• Can you get CGT exemption if you upgrade and move into a new home?
• How to maximise your CGT exemption with the help of the 6 year rule
• How to best structure your property portfolio
• What are the best strategies with buying an investment property
• What are the benefits of owning property in a trust

RELEVANT EPISODES:Episode 136 | Owen Raskiewics Episode 119 | Chris Bates Episode 116 | Alison Lacey

GUEST LINKS:https://nitschkenancarrow.com.au/ Your Investment Property: PPOR and the six year rule

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

See omnystudio.com/listener for privacy information.

In this Suburb Trends update, Kent and the team talk shop on the cardinal rule of the Australian property market; that there is not just one market. This being said why is that? What makes property different? The team discusses the differences between the aspirational and the affordable property markets noting why developers choose to offload ‘premium’ builds in low socio economic areas expecting to create some hidden growth.Here’s what we covered:

• What’s happening in the world of regional property?
• Where will people be more inclined to move to; a sea or tree change?
• Connecting the correlation between LMI data and Kent’s ‘danger zones’
• Why quality houses in great locations always outperform units in the same area.
• What unit markets are currently in danger?
• How does the LMI risk data highlight low growth areas?
• What data points don’t match up to the high or low performance of an area?
• Why are developers choosing to create projects in low socio economic areas? Is it the right idea or are they trying to manufacture growth?

RELEVANT EPISODES:Suburb Trends September Suburb Trends August Suburb Trends July

GUEST LINKS:http://www.suburbtrends.com

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 October, 2020.

https://www.theelephantintheroom.com.au/podcasts/st4

See omnystudio.com/listener for privacy information.

Have you ever wondered how suburbs are designed? What makes that suburb a community? And the role that urban designers play in moulding modern Australia? Lucinda Hartley Co-Founder of Neighbourlytics.com, discusses these complex questions with our hosts. Lucinda and her co-founder Jessica Christian-Franks have led the global conversation on urban innovation, holding positions with global bodies the UN and the World Bank. 

Here’s what we covered:

• How do suburbs develop their own identity and community?
• What can people do to move into areas that suit their lifestyle?
• What data does Neighbourlytics utilise data to map social trends in suburbs?
• The correlation between a suburb's liveability and wellbeing?
• How should cities be built and organised?
• Where have we gone wrong in the creation of new builds and suburbs?
• How do new suburbs and towns on the fringes develop?
• What drives people to move out to these fringe communities?
• How will Covid change the social dynamics of cities?
• What can we learn from alternative community models from around the world?

RELEVANT EPISODES:Episode 138 | Simon Kuestenmacher Episode 120 | Michael Yardney Episode 104 | Adam Hirst

GUEST LINKS:Neighbourlytics - The new local data report Song - Little Boxes On the Hillside

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

See omnystudio.com/listener for privacy information.

While we search for the secret sauce on what makes a premium sales agent we find Tanja Lee, who believes we should flip the switch on how agents sell; leaving the egoic culture behind for trustworthiness and transparency. Tanja Lee started off as a vendor looking for their perfect agent, and now is one of the leading leadership development coaches in the real estate industry, coaching some of the top agents in the nation. Beyond becoming a better agent this episode has a plethora of helpful topics for vendors looking to sell and buyers looking to find their next property.Here’s what we covered:

• What are sales agents doing to win you over?
• Why do some agents fly and some flop when it comes to communication?
• What should vendors be doing to get the most out of their sale?
• How many sales agents should you speak to before finding the right fit?
• What should you look for in sales agents?
• How to significantly increase your conversion rate as a sales agent.
• What ways can vendors get better results with an agent?

RELEVANT EPISODES:Episode 109 | Amy Stead Episode 110 | Veronica Morgan Episode 125 | Damien Cooley

GUEST LINKS:TMJ Coaching - Meet Tanja Home Buyer Academy - Freecourse

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

https://www.theelephantintheroom.com.au/podcasts/144

See omnystudio.com/listener for privacy information.

Martin North jumps into the deep end in this episode mythbusting common misconceptions of property, highlighting the terrible deals and properties people get sold into everyday. All property grows 7% every year, government grants are the best thing since sliced bread and believing that the cheap brand new property you just bought will help you ‘ride the market’... but then there is data.Here’s what we covered:

• What is keeping property owners awake at night?
• How have spending habits changed during Covid?
• Are grants all that they are chalked up to be?
• Are developers increasing their margins once new grants come out?
• Breaking down the myth that once you're in the property market you can ride it out.
• Why are people being misled by the government grants and buying new property?
• What is more important, yield or growth?
• What demographic is currently buying?
• Why the sold data best determines post code future pricing.
• Why you should NEVER go the cheap route with property.

This weeks dumbo:

•  Purchasing property just before an industrial development is built across the road.

RELEVANT EPISODES:Episode 123 | Martin North Episode 135 | Eliza Owen Episode 140 | Nicola Powell

GUEST LINKS:DFA Blog - Household finance confidence index

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

https://www.theelephantintheroom.com.au/podcasts/143

See omnystudio.com/listener for privacy information.

Welcoming back Jimmy Thomson from the infamous and hilarious episode 106 where he regaled our hosts on nightmare neighbours, unbelievable stories and insane experiences. In this episode Warren Coleman joins the chat on their brand new ‘podcom’ called Hyperbole Towers which brings together a comical approach to what it is like to live in a strata complex and all of the zany and unique characters you come across.

Here’s what we covered:

• Taking a few laughs out of strata living.
• What happens when strata managers lend swipe keys to security guards?
• What do you do if you have a horrible neighbour in your complex?
• How comedy and stories of strata living can paint the full picture of the lifestyle.
• How have building issues in new developments been reflected in Hyperbole Towers?
• What are the benefits of living in strata?
• Who is the ideal person to live in strata?

RELEVANT EPISODES:Episode 106 | Jimmy Thomson

GUEST LINKS:Website - Flat Chat Podcom - Hyperbole Towers

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

This episode was recorded in August, 2020.

See omnystudio.com/listener for privacy information.

In this edition of Suburb Trends monthly report the team and Kent Lardner crack the lid on what suburbs are only now feeling the effects of COVID, including what areas that are seeing a massive influx of consumer demand. On top of this we analyse the data between housing prices and units prices and what this means for suburbs future growth.Here’s what we covered:

• Why do certain suburbs always outperform the market?
• What suburbs are cold?
• Properties that vendors have a hard time selling?
• How low are the current listings?
• What is the current vacancy rate?
• Using LMI guidelines as an insight into the quality of property in an area.
• What happens when Sydney incomes move more regionally?
• Why you should never judge regional property by Sydney standards.
• What are the worst areas to be buying units?
• What is the news for home finance?
• Will mortgage brokers dominate in the future when it comes to your home loan?

RELEVANT EPISODES:Episode 123 | Martin North Episode 135 | Eliza Owen Episode 140 | Nicola Powell

Suburb Analysis (file download) View website:Mangerton (Wollongong), NSW, 2500Beachmere (North Brisbane), QLD, 4510Merewether Heights (Newcastle), NSW, 2291

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

https://www.theelephantintheroom.com.au/podcasts/ST3

See omnystudio.com/listener for privacy information.

In this episode we welcome Simon Bligh, CEO of illion. illion is the leading independent provider of data and analytics to the largest industries in Australia and New Zealand, providing insights into the spending behaviour through leveraging their data on over 25 million consumers. Simon gives the wrap on the recent and controversial early access to super, breaking down who made it their fun fund and who took it seriously. Moreover, how the future of banking will be through the free flow of your data between commercial entities, leading the way to better rates and appropriate finance.Here’s what we covered:

• Should people be taking out their superannuation?
• How will early super withdrawal impact the economy?
• What items did people spend their super on?
• Can you use your super withdrawal as a deposit?
• Will our spending habits return to normal post Covid?
• How big has the renovation industry become due to Covid?
• How much of the property market is mortgaged?
• What is your credit score?
• What can you do to improve your credit score?
• Will open banking benefit you?
• Will the future of banking charge rates based on the consumers repayment reliability?
• How open banking and data rights will change how you apply for finance in the future.

This weeks Dumbo

• Knowing that you should refinance but never actually going through the process

RELEVANT EPISODES:Episode 123 | Martin North Episode 126 | Stuart Wemyss Episode 132 | Mark McCrindle

GUEST LINKS:Alphabeta - illiontracking creditsimple.com.au

HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: [email protected]

Send in your questions to: [email protected]

EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

https://www.theelephantintheroom.com.au/podcasts/141

See omnystudio.com/listener for privacy information.