The Full Ratchet (TFR): Venture Capital and Startup Investing Demystified

David Garcia of Digitt joins Nick to discuss Building the AMEX of LATAM, Raising a $50M Debt Facility, Why Leaders Should Tend to Flowers Not Weeds, and How Creativity Can Lead to 80% Organic Consumer Acquisition. In this episode we cover:

• Comparison to SoFi and American Express
• Business Model and Customer Retention
• Future Products and Market Strategy
• Debt Financing Process and Lessons Learned
• Customer Acquisition and Content Strategy
• Scarcity as a Superpower and Company Culture
• Mistakes in Team Management and Final Advice

Guest Links:

• David's LinkedIn
• David's Twitter/X
• Digitt's LinkedIn
• Digitt's Website
• Digitt's Tiktok

Links Mentioned in This Episode:

• Brunello Cucinelli interview
• Net Interest - Hey Big Spender
• Danny Meyer on Tim Ferriss

The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area.

Want to keep up to date with The Full Ratchet? Follow us on social.

You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

On this special segment of The Full Ratchet, the following Investors are featured:

• Todd Klein
• James Joaquin
• Adam Felesky

We asked guests to discuss the factor that could cause the most disruption to the industry going forward and how that will change the next decade of venture.

The hosts of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area.

Want to keep up to date with The Full Ratchet? Follow us on social.

You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

Mike Whitmire of FloQast joins Nick to discuss Building and Scaling in Unsexy Spaces, The Next Generation of AI-Based Accounting, Backchanneling your Investors, and If the AI Hype Cycle is Bad for Venture. In this episode we cover:

• FloQast's Product and Market Positioning
• Organizational North Star and Customer Persona
• Attracting Talent and Fundraising Struggles
• AI Integration and Future of Accounting
• Impact of AI on Venture Funding

Guest Links:

• Mike's LinkedIn
• Mike's Twitter/X
• FloQast Website
• FloQast LinkedIn

The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area.

Want to keep up to date with The Full Ratchet? Follow us on social.

You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

On this special segment of The Full Ratchet, the following Investors are featured:

• Rob Rueckert
• Alan Patricof
• Ilya Strebulaev

We asked guests for the most important piece of advice that they'd share with folks early in their venture career.

The hosts of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area.

Want to keep up to date with The Full Ratchet? Follow us on social.

You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

Laura Chau of Canaan joins Nick to discuss Consumer Headwinds, Whether AI Revenue Catch up with Infra Spend, and Are Creative "Takeunders" the Solution to Lina Khan's FTC Agenda. In this episode we cover:

• Consumer Investing and Churn
• Customer Acquisition and Data Challenges
• AI Investment Framework and Opportunities
• AI Infrastructure and Revenue Gap
• Google's Agreement with Character.ai
• Non-AI Investment Areas and Founder Preferences

Guest Links:

• Laura's LinkedIn
• Laura's Twitter/X
• Canaan's LinkedIn
• Canaan's Website

The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area.

Want to keep up to date with The Full Ratchet? Follow us on social.

You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

On this special segment of The Full Ratchet, the following Investors are featured:

• Ilya Strebulaev
• Pejman Nozad
• James Joaquin

We asked guests to discuss the most visionary founder that they've worked with and what makes them so special.

The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area.

Want to keep up to date with The Full Ratchet? Follow us on social.

You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

Oren Yunger of Notable Capital joins Nick to discuss Who Wins in the Cat and Mouse Game of Cyber, Open Source's Role in Security, The Dealflow Network that Sources Deals and Vetts Them, and Will The Future Bring More Bundling or Unbundling? In this episode we cover:

• Navigating Playbooks and Founder Experience
• Supporting Founders and Cybersecurity Startups
• Cybersecurity Trends and Open Source
• Investing in Israel and Tech Hubs
• Investing Models and Strategic Partnerships
• Cybersecurity Market Dynamics and AI Impact
• Consolidation and Best-of-Breed Solutions
• Identity Management and Deepfakes

Guest Links:

• Oren's LinkedIn
• Oren's Twitter/X
• Oren's Personal Website
• Notable Capital's LinkedIn
• Notable Capital's Website

The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area.

Want to keep up to date with The Full Ratchet? Follow us on social.

You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

On this special segment of The Full Ratchet, the following Investors are featured:

• Tomasz Tunguz
• Frank Rotman
• Alan Patricof & Abby Miller Levy

We asked guests to share the best question they've ever been asked by an allocator.

The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area.

Want to keep up to date with The Full Ratchet? Follow us on social.

You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

Gregory Ho of Spring Mountain Capital joins Nick to discuss The Former CFO of McKinsey on AI, Quantum Computing, BioEngineering, and Why Social Impact Can be the Key to Investment Success. In this episode we cover:

• AI's Applicability Across Sectors
• Challenges and Opportunities in AI Adoption
• Consulting Services and AI's Impact
• Practical Applications of AI in Healthcare
• Investing in Bioengineering and Social Impact
• Challenges and Opportunities in Social Impact Investing
• Future of Quantum Computing and AI

Guest Links:

• Gregory's LinkedIn
• Spring Mountain Capital's LinkedIn
• Spring Mountain Capital's Website

The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area.

Want to keep up to date with The Full Ratchet? Follow us on social.

You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

On this special segment of The Full Ratchet, the following Investors are featured:

• Ambar Bhattacharyya
• Rick Heitzmann
• Alexa von Tobel

We asked guests to discuss the factor that could cause the most disruption to the industry going forward and how that will change the next decade of venture.

The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area.

Want to keep up to date with The Full Ratchet? Follow us on social.

You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!