Join the conversation: The Investor Lab Community 

What happens when you throw billions of dollars at an asset that’s scarcer than gold?

From October 2025, the Government is about to supercharge demand with its expanded Home Guarantee Scheme (HGS). Promoted as a way to help first-home buyers get into the market with just a 5% deposit, there’ll be no volume caps, no income caps, limited price caps — and the government will guarantee the risk for lenders.

On the surface, this seems like a great thing for affordability - but independent modelling suggests this could pump $10–20 billion in fresh credit into the market in Year 1 alone, adding 20–40k extra buyers. And with housing supply already tight, that extra liquidity doesn’t create new homes — it pushes prices one way only…

In this episode, we break down:
* Why property’s scarcity matters, and how the stock-to-flow lens changes the conversation
* Is real estate more scarce than gold?
* What the new HGS actually is, and how it works
* The likely impact of flooding billions into the housing market

Whether you’re a first home buyer or not, this affects you. 

See you on the inside.

00:00 - G'day
02:25 - What Is the First Home Guarantee Scheme?
07:00 - Why Helping First-Home Buyers Isn’t So Simple
09:20 - The Scheme Really Protects Banks, Not Buyers
11:35 - How a 5% Deposit Loan Actually Works
15:00 - Why Australian Property Is Scarcer Than Gold
24:00 - Population Growth Is Outpacing New Housing
26:14 - $20 Billion of New Credit Flooding the Market
32:00 - Why More Money Always Pushes House Prices Up
37:00 - Demand Pulled Forward: The Hidden Side Effect
1:00:00 - The Coming Property Supercycle & Wealth Transfer
1:09:27 - Q&A

 

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

WATCH ON YOUTUBE: 
First Home Guarantee Scheme, Property Scarcity, and Why It Matters for Everyone Else

Related episodes: 
* WTF is Liquidity? - https://youtu.be/D_vC4kD5ckM?si=Dcd3RWtEGazIN2qt

ACCESS THE GUIDES AND CALCULATORS: 
Inside The Investor Lab Community 

--

RESOURCES TO HELP: 

Looking for a team to partner with you in your portfolio building journey?
Join Dashdot: https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• NZ Property Market Crash: What Does It Mean For Australia?
• Bitcoin vs Australian Real Estate
• We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money
• Why You Need To Retire Earlier Than You Think
• Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever)
• Why Your Buyers Agent Might Be Leading You Into a Property Trap
• How To Build A Property Portfolio That Pays For Itself
• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath

See omnystudio.com/listener for privacy information.

Join the conversation: The Investor Lab Community 

Headlines say New Zealand’s housing market has “crashed.” Prices are down from their 2021 peak, and the story is making waves across the Tasman. But does it really signal danger for Australian property investors... or is there more to the story?

This week, we’re unpacking the reality behind the headlines, and what it means for Australia’s property outlook.

Here’s what we'll cover:
* The truth about NZ’s “crash”—where values fell, and where they’ve actually hit new highs.
* Why big centres like Auckland and Wellington slumped, while lifestyle and regional markets surged.
* Why Australia’s market has continued to climb despite higher interest rates.
* Whether Kiwi migration and “capital flight” are influencing Australian property prices.
* The key lessons for Australian investors — and why the fundamentals always win.

If you want clarity on what’s really happening across the Tasman, and what it means for your investing playbook in Australia, this is one conversation you won’t want to miss.

See you on the inside,

00:00 Hello!
05:08 NZ property decline explained (headlines vs reality)
08:23 Policy shifts that triggered the downturn
13:56 Auckland & Wellington vs booming regional markets
23:29 How Australia’s market differs
34:07 Media fear, wealth in housing & Aussie sensitivity
37:00 Housing shortage: “One Gold Coast short, one Newcastle more each year”
40:00 Migration & capital flow from NZ to Aus
44:05 Affordability ceilings in Sydney & Auckland
52:00 Is there even a “crash”? What it really means for Australia
57:00 Policy lessons: NZ vs Aus (rent controls, Argentina case study)
1:02:18 So, should you “buy the dip” in NZ?
1:06:36 Final takeaways

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

WATCH ON YOUTUBE: 
NZ Property Market Crash: What Does It Mean For Australia?

ACCESS THE GUIDES AND CALCULATORS: 
Inside The Investor Lab Community 

--

RESOURCES TO HELP: 

Looking for a team to partner with you in your portfolio building journey?
Join Dashdot: https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• Bitcoin vs Australian Real Estate
• We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money
• Why You Need To Retire Earlier Than You Think
• Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever)
• Why Your Buyers Agent Might Be Leading You Into a Property Trap
• How To Build A Property Portfolio That Pays For Itself
• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

Join the conversation: The Investor Lab Community 

Wondering whether to stack sats or buy bricks? Bitcoin and real estate. Two of the most talked-about asset classes... but which actually delivers better returns, stability, and financial freedom over the next decade?

Well, we're putting them head-to-head, comparing both assets across key factors like volatility, yield, leverage, and long-term performance.

Here’s what we'll cover:
* Bitcoin vs Real Estate track records and performance trends.
* 10-year projections based on realistic assumptions.
* How leverage, volatility, and accessibility impact outcomes.
* The surprising scenarios where each asset clearly outperforms the other.

So if you’re thinking about the right mix of assets for the decade ahead, now is the perfect time to explore how these two very different players could fit into your portfolio.

See you on the inside,

00:00 Intro
08:19 Defining Bitcoin vs Real Estate
11:43 - Bitcoin track record and performance analysis
18:00 - Real Estate track record and Dash Dot results
33:45 - Modelling: Bitcoin DCA assumptions
48:43 - Real Estate portfolio modelling
1:03:24 Side-by-side comparison results
1:13:30 16-point comparison scorecard
1:26:00 Who wins?
1:32:00 Cashflow vs Growth?

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

WATCH ON YOUTUBE: 
Bitcoin vs Australian Real Estate

ACCESS THE GUIDES AND CALCULATORS: 
Inside The Investor Lab Community 

--

RESOURCES TO HELP: 

Looking for a team to partner with you in your portfolio building journey?
Join Dashdot: https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money
• Why You Need To Retire Earlier Than You Think
• Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever)
• Why Your Buyers Agent Might Be Leading You Into a Property Trap
• How To Build A Property Portfolio That Pays For Itself
• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

Join the conversation: The Investor Lab Community 

We're back with a spicy Ask Us Anything episode! After being on the road exploring Thailand, we're opening up the floor to our amazing community and tackle the questions you've been burning to ask. From personal philosophy to macro economics, from Bitcoin to property - nothing was off limits.

We ended up going deep into topics like when you know you have "enough" money to be truly free, why we're not big on gold despite government stockpiling, and whether cash flow positive properties are officially dead. Plus we dive into some heavy macro stuff around CBDCs, the future of the US dollar, and where government funding will come from when AI displaces human jobs.

Buckle up - this one's a big one!

See you on the inside,

00:00 Welcome Back - AMA Setup
4:30 When Do You Have Enough Money to Be Free?
27:00 What Are You Most Fearful Of?
37:00 Why Don't You Invest in Gold?
56:00 Is Trump Killing the US Dollar?
1:07:00 Where Will Tax Money Come From When AI Takes Jobs?
1:17:00 Are Cash Flow Positive Properties Dead?
1:21:00 What Platform Do You Use to Buy Bitcoin?
1:26:00 Will CBDCs Be Enforced Globally?
1:32:00 Wrapping Up - Community and Next Steps

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

WATCH ON YOUTUBE: 
We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money

ACCESS THE GUIDES AND CALCULATORS: 
Inside The Investor Lab Community 

--

RESOURCES TO HELP: 

Looking for a team to partner with you in your portfolio building journey?
Join Dashdot: https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• Why You Need To Retire Earlier Than You Think
• Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever)
• Why Your Buyers Agent Might Be Leading You Into a Property Trap
• How To Build A Property Portfolio That Pays For Itself
• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

 

See omnystudio.com/listener for privacy information.

Join the conversation: The Investor Lab Community 

Everyone plans on living to 85. That's roughly 4,300 weeks.

But the brutal truth? Data shows that your body stops letting you live freely around age 60.

That means you actually have about 3,000 weeks of real freedom. Maybe less.

Then you subtract all those years you wasted being a child (silly), and your current age right now…

Suddenly you're left with a stark reality of just how little time we all have to truly live.

This week on The Investor Lab, we're breaking down the three timelines that actually matter — and why most people are planning their retirement around the wrong one.

This week, we're diving into:

• The three clocks running your life: how long you'll live, how long you'll be healthy, and how long you'll be FREE
• The shocking data that stops people from living life on their terms
• How to front-load the life you want instead of back-loading it to retirement
• The vitality action plan — what to do right now, regardless of your current age

Most people think they're planning for 4,300 weeks.
Smart people plan for the 3,000 weeks that actually count.

This isn't about being morbid — it's about being realistic. Our hope is that once you understand this, you'll never think about money, work, or retirement the same way again.

See you on the inside,

 

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

WATCH ON YOUTUBE: 
Why You Need To Retire Earlier Than You Think

ACCESS THE GUIDES AND CALCULATORS: 
Inside The Investor Lab Community 

--

RESOURCES TO HELP: 

Looking for a team to partner with you in your portfolio building journey?
Join Dashdot: https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever)
• Why Your Buyers Agent Might Be Leading You Into a Property Trap
• How To Build A Property Portfolio That Pays For Itself
• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

Join the conversation: The Investor Lab Community 

The world is changing faster than most investors realise. AI is reshaping entire industries. Currencies are being questioned. Traditional investment rules are breaking down.

But what happens beyond 2030?

Our latest research maps out the next two decades - and reveals why the 2030s could trigger the greatest wealth transfer in human history. We're calling it "The Prosperity Wave."

Today we're sharing:

• The three phases of transformation - where we are now and what's coming
• Beyond 2030: The Prosperity Wave - when abundance economics takes hold
• Our "sovereign portfolio" strategy - positioning for the new economy
• AI and wealth creation - the $20 trillion opportunity unfolding
• Property in transition - which assets thrive in the new paradigm
• Early positioning advantages - why the next 5 years are critical

With breakthroughs happening left, right and centre, we're looking at the biggest wealth transfer in generations. The question isn't whether it's coming - it's whether you'll be positioned to benefit.

See you on the inside,

 

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

WATCH ON YOUTUBE: 
Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever)

READ THE RESEARCH REPORT: 
Inside The Investor Lab Community 

--

RESOURCES TO HELP: 

Looking for a team to partner with you in your portfolio building journey?
Join Dashdot: https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• Why Your Buyers Agent Might Be Leading You Into a Property Trap
• How To Build A Property Portfolio That Pays For Itself
• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

Darwin property prices are up 15% this year. That buyers agent you follow is probably excited about it.

They shouldn’t be.

What you’re seeing isn’t genuine market growth - it’s what we call a “babble” (Buyers Agent bubble location) - a fascinating new phenomenon we’re seeing, when multiple buyers agents pile into the same market without proper research, creating artificial demand that inflates prices beyond what the true fundamentals support.

This week on The Investor Lab, we’ve got our Head of Property, Sean Simpson, back on deck to reveal how well-meaning buyers agents are putting their clients into risky situations - and more importantly, how you can protect yourself.

What you’ll discover:

• The Darwin dupe - Why these “hot markets” are actually warning signs of Babbles (Buyers Agent bubble locations)
• Not all growth is created equal - The difference between sugar hits and sustainable fundamentals, and the right metrics to looks for
• The 20-year buy and hold fallacy - Why market cycles are shortening and timing matters more than ever
• Portfolio protection - Why you need ongoing reviews, not just a one-time purchase

Sean will show you real examples of “double whammies” - markets where both fundamentals AND buyers agent activity create dangerous bubbles.

This isn’t about bashing buyers agents (most of them mean well!). It’s about understanding why their model is flawed and what sophisticated investors do instead.

See you on the inside,

 

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

WATCH ON YOUTUBE: 
Why Your Buyers Agent Might Be Leading You Into a Property Trap

 

--

RESOURCES TO HELP: 

Looking for a team to partner with you in your portfolio building journey?
Join Dashdot: https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• How To Build A Property Portfolio That Pays For Itself
• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

Something doesn't add up.

The headlines say the economy is fine. GDP is growing. Unemployment is low. Markets are hitting records.

But talk to anyone in the real world and they'll tell you it feels like everything is falling apart.

So how can both be true at the same time?

Today on The Investor Lab, we're connecting four massive stories that explain why nothing feels the way the numbers say it should – and more importantly, what it means for your money.

We're digging into:

1. Australia's Secret Recession – Why millions of Australians are going backwards even though "the economy" is supposedly fine.
2. The AI Job Apocalypse – It's not coming. It's here. And the numbers will shock you.
3. The Dollar's Quiet Collapse – The world's reserve currency is having its worst year in 50 years (and most people haven't noticed)
4. The Great Liquidity Return – Why money is about to flood back into everything, everywhere, all at once.

Each of these stories would be massive on their own. Together? Well, let’s just say… it’s time to pay attention.

Because understanding these four forces isn't just about being informed – it's about positioning yourself for what comes next.

See you on the inside

PS. We've been deep in the research on this, and honestly? Some of what we've found is pretty wild. While it can be unsettling, it also opens opportunities for those who understand what’s truly happening behind the official narratives. Investors who decode the signal will be better positioned to protect and grow their wealth. 

WATCH ON YOUTUBE: 
Four Global Forces Reshaping Your Financial Future: Are You Ready?

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

RELATED EPISODES MENTIONED: 

How to Design a Life You Won't Regret in the Next 5 Years
How AI Will Change Your Economic Future
AI Is Here: And Most People Aren't Ready
The Coming US Debt Collapse (And What It Means For Australia)
Investment Strategies for 2025

OTHER MENTIONS: 
* Coatue EMW25 Keynote: what the macroeconomic environment means for both public and private markets now - https://www.coatue.com/blog/company-update/coatues-2025-emw-keynote-replay

--

RESOURCES TO HELP: 

Looking for a team to partner with you in your portfolio building journey?
Join Dashdot: https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• How To Build A Property Portfolio That Pays For Itself
• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

Most investors hit a wall after their second property.

The banks say no more borrowing. The negative cashflow is eating into savings. The dream of building a portfolio feels impossible.

The frustrating part? You know you could handle more. You've got the experience, the drive. But between maxed-out borrowing capacity and negative cashflow eating your savings, you're stuck.

But what if your existing properties could fund the next ones?

This week on The Investor Lab, we're diving into the strategy that could very well turn your trapped equity into a self-funding portfolio machine.

Callum Rhodes, Head of Dashdot Finance, is joining us to be pleasantly questioned (cough: grilled) on how smart investors use structures to break through borrowing limits and create portfolios that literally pay for themselves.

What's inside:

• How to unlock trapped equity without selling your properties
• The structuring strategy that expands your borrowing capacity beyond traditional limits
• How to make your negative cashflow properties fund each other

This isn't about finding better deals. It's about using your existing assets strategically to fund your next phase of growth.

See you on the inside,

WATCH ON YOUTUBE: 
How To Build A Property Portfolio That Pays For Itself

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

RESOURCES TO HELP: 

Want to invest in property to hedge against inflation? 
https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

The United States just crossed $36 trillion in debt, adding $4 billion every single day. For the first time in generations, the math simply ain't mathin' anymore.

In this episode, we break down what happens when the world's biggest borrower hits a debt wall – and what every Australian needs to understand about what's coming next.

What we'll cover:

• Why US debt levels have reached an unsustainable tipping point
• How America's fiscal crisis directly impacts Australian households
• The ripple effects hitting your mortgage, grocery bill, and super balance
• Practical strategies to protect your wealth during global currency shifts

From crazy interest rates to pricier petrol, this is about understanding the forces reshaping your financial future  – and the specific moves you, in Australia, can make right now.

See you on the inside,

WATCH ON YOUTUBE: 
The Coming US Debt Collapse (And What It Means For Australia)

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

EPISODES MENTIONED:

• Is A Supercycle Coming? (Housing Market Outlook) - Why the next decade of Australian housing could look very different from a typical property cycle.
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate - How investors should decide whether to buy, hold or sell an asset.

--

RESOURCES TO HELP: 

Want to invest in property to hedge against inflation? 
https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.