More young Australians are choosing to buy “boring” small businesses instead of investing in property. In this episode we look at a young couple who bought a 29-year-old fabrication business and turned it into a highly profitable asset, and we break down how profit, valuation multiples, succession gaps and efficiency improvements can create serious wealth for the right buyer.

On this episode, we discuss:

(00:00) Intro
(01:07) Why Young Australians Are Buying Businesses Instead Of Property
(01:25) The Rise Of “Boring Businesses” And Why They’re So Profitable
(03:05) How A $2.5M Fabrication Business Generates $500K Profit
(06:44) Baby Boomers Retiring & The Small Business Opportunity
(08:34) Small Business vs Salary Jobs: Which Builds Wealth Faster?
(10:18) How Small Business Valuations & Multiples Actually Work
(13:44) Using AI & Automation To Improve Old-School Businesses
(14:28) How A $1.5M Business Becomes A $5M Asset
(21:31) How To Find, Assess & Fund A Small Business In Australia

Check out the free resources from Inovayt here.

Send us an email: [email protected]

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we look at why Singapore’s tax system delivers stronger incentives for business and workers, from 17% company tax to lower personal tax rates and no capital gains. We compare the cost-of-living trade-offs, how innovation is supported, and what Australia could learn from a model that rewards progress instead of punishing it.

On this episode, we discuss:

(00:00) Singapore vs Australia
(00:50) What Singapore Gets Right On Tax And Incentives
(02:19) Singapore’s Startup Tax Exemption Scheme Explained
(04:01) How Early Tax Breaks Help Small Business Survive
(05:36) Singapore’s Personal Tax Brackets vs Australia
(09:25) Cost Of Living: Housing, Cars And Transport In Singapore
(11:49) How Singapore Supports Innovation And Startups
(12:27) Singapore Property Rules
(14:17) Why Cars Are So Expensive Under Singapore’s COE System
(19:20) Social Harmony Policies And Why Crime Is Low
(28:00) How To Structure A Business In Singapore Legally
(30:05) What Australia Could Learn From Singapore’s Approach

Check out the free resources from Inovayt here.

Send us an email: [email protected]

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What really happens when you don’t have a proper will in place? From state trustees taking control to long probate delays, contested estates and outdated super nominations, we cover the risks that can leave families exposed. If you want your wealth to end up where you intend, this episode will give you the clarity you need.

On this episode, we discuss:

(00:00) Intro
(00:43) Would You Trust The Government With Your Inheritance?
(01:23) Why Wills Matter More Now Than Ever
(01:43) The Rise Of Contested Wills And Probate Cases
(03:47) What Happens If You Have No Will: State Trustees Step In
(04:08) Nick’s Personal Story: State Trustees Controlling His Grandparents’ Estate
(06:41) The Tim Brigden Case: 3 Years Fighting Public Trustees
(08:23) Why Online Will Kits Cause Problems
(15:09) Crypto & Digital Assets: Lost Forever Without Access
(17:26) How To Talk To Your Parents About Their Wills
(18:11) Estate Planning Lawyers vs General Solicitors

Check out the free resources from Inovayt here.

Send us an email: [email protected]

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You may have seen a post on social media claiming 142,000 millionaires are leaving Australia. So today we look at what the migration report actually says, who’s really leaving, and how many wealthy people are moving here instead. We talk about migration, housing, cost of living, safety, and why some Aussies are heading to Dubai and Singapore. A clear look at whether migration is helping or hurting Australia’s future.

On this episode, we discuss:

(00:00) Intro: Debunking The Viral Millionaires Leaving Australia Post
(02:31) What The Henley Migration Report Actually Says
(05:40) Top Destinations For Millionaires And Why UAE, USA And Singapore Win
(06:54) Push Vs Pull Factors: Why Wealthy People Move Countries
(09:30) Australia’s Migration Numbers: Arrivals, Departures And Net Gain
(10:07) Skilled Visas, Critical Job Shortages And Where Migrants Settle
(11:34) Housing, Infrastructure And Whether Migrants Can Really Flourish Here
(18:07) Why Some Aussies Are Moving To Dubai, The UAE And Bali For Tax And Lifestyle
(21:35) Are Migrants Really A Drain On The System? Welfare And Medicare Myth-Busting
(23:01) What Singapore Gets Right About Law, Order And Assimilation
(23:55) Can Australia Compete As A Global Business And Tax Hub?

Resources for this episode:

Forbes Australia — Countries gaining and losing the most millionaires in 2025
Henley & Partners — Private Wealth Migration Report 2025
Henley — Australia’s Abiding Allure (2024)
ABS — Overseas Migration 2023–24
Home Affairs — Migration Program 2023–24 Report (PDF)
Home Affairs — Permanent Migration Stats 2023–24 (PDF)
CGCG — Top occupations granted visas

Check out the free resources from Inovayt here.

Send us an email: [email protected]

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A roll of toilet paper might not sound revolutionary, but Who Gives A Crap turned it into a business that gives half its profits to improve sanitation around the world. Today we talk about how putting purpose behind your business can drive growth, why profit still needs to come first, and how the two can work together to create something meaningful.

On this episode, we discuss:

(00:00) Why Marty Brought Toilet Paper To The Studio
(00:13) How “Who Gives A Crap” Turns Toilet Paper Into Purpose
(01:49) How The Company Links Profit To Giving Back
(03:05) Can Purpose And Profit Coexist In Any Business?
(04:33) Simon Griffiths And The B Corp Model Explained
(06:11) Profit As The Driver Of Impact – $70M Revenue And $5.8M Donated
(09:43) “Who Gives A Crap” Raises $41.5M To Grow Its Mission
(11:38) 1% For The Planet And Other Impact Business Models
(15:07) Marty’s Lesson On Revenue Before Charity
(24:03) Building Purpose And Giving Into Everyday Business

Check out the free resources from Inovayt here.

Send us an email: [email protected]

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Imagine being months away from retirement, logging into your super account, and seeing your balance at zero. That’s what thousands of Australians are now facing after the collapse of multiple superannuation funds, with more than $1.2 billion in retirement savings wiped out. 

Today we explain how this happened, what went wrong with the platforms and checks that were supposed to protect investors, and why the system isn’t working the way it should. We also share the simple ways to spot red flags, avoid cold-call traps, and choose a financial advisor you can trust.

On this episode, we discuss:

(00:00) Intro
(00:46) The $700k-to-Zero Super Nightmare
(01:34) The First Guardian Master Fund Collapse Explained
(03:20) How Super Platforms and Investment Funds Work
(05:09) Where the Money Went and How it Worked
(07:00) Telemarketing, Google Ads and Conflicted Advice
(09:50) Who Pays When Superannuation Funds Fail?
(13:57) The Red Flags: Cold Calls and Online Traps
(17:14) How to Find and Trust a Financial Planner
(30:24) Super Isn’t Government-Guaranteed - Protect Yourself

Check out the free resources from Inovayt here.

Send us an email: [email protected]

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Australians are taxed on almost everything - income, fuel, property, super, even talk of inheritance and spare-bedroom taxes. In this episode we explore how much we really give back to the government, where that $800 billion in tax revenue goes, and whether our complex system is holding back innovation, investment, and everyday Aussies trying to get ahead.

On this episode, we discuss:

(00:00) Intro
(00:37) The Viral Video That Exposes Australia's Endless Taxes
(01:43) Do Aussies Really Pay Too Much Tax?
(03:26) How Much Tax You Actually Pay on $60K, $80K, $100K, and $250K
(06:10) The Beer Analogy That Explains Our Tax System
(07:45) The Wildest Tax Reform Ideas Being Floated
(10:12) EV Taxes, Super Surcharges, and the Never-Ending Grab
(14:16) Why Business Tax Reform Could Boost Innovation
(18:46) Where Australia's $800 Billion in Tax Money Goes
(20:47) The NDIS Blowout and How It's Hurting Those Who Need It Most
(23:33) Can Lower Taxes Spark Aussie Innovation and Growth?

Videos Mentioned:
Australian Tax Office 2025 Parody by @jonbernardk 
The Tax System, Explained in Beer! By Johnston Grocke

Check out the free resources from Inovayt here.

Send us an email: [email protected]

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Markets are on a high - stocks, property, crypto, even gold - but what could go wrong? Today we talk about how to beat the stock market without losing your pants, sharing our biggest investment mistakes, lessons from the GFC, and the strategies that actually protect your wealth. From dollar cost averaging and stop-loss rules to Buffett-style patience, we unpack how smart investors win over the long run. Get ready to rethink your approach to investments and aim for long-term success rather than fleeting gains. 

On this episode, we discuss:

(00:00) Intro 

(00:46) The Pain Of Failed Investments
(03:10) Marty's GFC Story: The Leverage Trap and $100K Lesson
(07:10) Learning from Warren Buffett, Charlie Munger & Ray Dalio
(08:59) Timing the Market vs Dollar-Cost Averaging
(10:36) The 4% Rule: How Few Stocks Drive Market Returns
(12:03) Analysing Big Winners: Berkshire, Google & Costco
(15:00) Concentrating On Quality Stocks For Stability
(18:11) When To Double Down Instead Of Selling
(21:18) 2025 Market Outlook - Are We Due for a Pullback?

Check out the free resources from Inovayt here.

Send us an email: [email protected]

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is Realestate.com.au too powerful? Vendors are forking out thousands just to list their property, agents are copping big subscription hikes, and the ACCC is asking questions about postcode pricing. REA Group, the business behind the site, now pulls in over 12 million users a month and $1.7 billion in revenue, leaving Domain in the dust. We break down how the network effect built this juggernaut, the impact on sellers and agents, and whether any competitor can really break through.

On this episode, we discuss:

(00:00) Intro
(00:06) Is Realestate.com.au Becoming a Monopoly?
(01:34) Domain vs Realestate.com.au: Market Share Explained
(02:31) REA Group Profits and Revenue Growth
(03:30) Realestate.com.au Listing Fees Explained
(04:46) Why Postcode Pricing Is Under ACCC Review
(05:28) The Network Effect Driving REA's Power
(08:03) Real Estate Agent Subscription Fee Hikes
(14:08) CoStar Buys Domain: Can It Compete With REA?
(20:28) REA Share Price Surge and Dividend Growth

Check out the free resources from Inovayt here.

Send us an email: [email protected]

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The ATO is now tracking 600 million data points, from OnlyFans and Airbnb to Uber, crypto and even bank accounts. What does that mean for you? More automatic tax changes, less room for error, and a higher chance of being audited if you get it wrong. We unpack the blurred line between hobby and business, the rise of automatic tax amendments, and the risks of getting your deductions wrong. Plus, we talk audit insurance, data-matching war stories, and what the future of tax compliance could look like in Australia.

On this episode, we discuss:

(00:00) Intro(00:00) Intro
(01:19) OnlyFans Data Now Reported To The ATO
(02:23) When A Hobby Becomes A Business
(05:06) How The ATO Uses 600 Million Data Points
(06:04) 500,000 Tax Returns Automatically Amended
(07:51) How Accurate Is ATO Data Matching?
(09:00) Ride Share, Airbnb And The End Of Side Cash
(10:23) Vehicle Logbooks And The Best Tech To Track Your Car Use
(12:24) Cryptocurrency Data And Capital Gains Traps
(15:44) ATO Reviewing Past Years And Sending Auto Amendments
(18:07) Banks, Loans And Why Redraws Can Be Dangerous
(20:08) Insurance Records And Lifestyle Red Flags
(21:10) Services Australia, Residency And Overseas Income
(22:20) Property And Investment Data Sent To The ATO
(25:24) Should You Pay For Audit Insurance?

Check out the free resources from Inovayt here.

Send us an email: [email protected]

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.