NAVIGATING TRUST AND TECH IN THE BUILDING INDUSTRY: E-FFICIENCY 

 Join the conversation with Raeef Meyer, CEO at E-fficiency as he broadens our understanding about trust and tech in the building industry. Set up your reminder below and tune in for the show at 7pm!  

Guest Name – Raeef Meyer Designation- CEO  Guest Company Name: fficiency Website link: http://seaboardconstruction.co.za/ LinkedIn: https://www.linkedin.com/in/raeef-meyer-64a67726  https://m.me/112972137109061?ref=private%20property  #YSYR #YourSpaceYourRules # PrivateProperty  

00:00 Show starts 01:03 Introduction by Zama 05:15 Question 1 – What is E-fficiency and what inspired it? 05:48 Answer – Raeef Meyer 06:20 Question 2 – How do you go about brining efficiency to the sectors? 06:31 Answer - Raeef Meyer 07:30 Question 3 – How did this business come to be? 08:09 Answer - Raeef Meyer 09:37 Question 4 – Why would you say trust is an important part of any relationship in the property space? 11:14 Answer - Raeef Meyer 13:09 Question 5 – How do you differentiate between the labour component and the material component at E-fficiency? 15:53 Answer - Raeef Meyer 21:26 Break 22:34 After the break with Zama 24:20 Comment 1 - Facebook 24:28 Question 6 – Tell us about Seaboard Construction 24:55 Answer - Raeef Meyer 25:46 Question 7 – What is your value proposition? 27:07 Answer - Raeef Meyer 31:32 Question 8 – What can we expect from E-fficiency in the coming years?  32:00 Answer - Raeef Meyer 36:47 Question 9 – Where do you see the building industry going? 36:55 Answer - Raeef Meyer 37:51 Closing remarks – Zama

MANAGING YOUR RENTAL PROPERTY AND THE ASSOCIATED TAXES  

Owning a rental property portfolio that provides an income is much like owning a business. This means that there are tax implications and dues that need to be paid to the South Africa Revenue Service. Tune in tonight to find out how you can keep track on your rental property and the associated taxes. Set up your reminder now and catch up with us later!  Guest Name – Barbara Mundell  Designation- Founder Guest Company Name: Your Money Life Coach Website link: https://yourmoneylifecoach.co.za/about-2/ LinkedIn: https://www.linkedin.com/in/barbara-mundell-cfp®  #YSYR #YourSpaceYourRules #PrivateProperty  

00:00 Show starts 01:20 Introduction by Zama 05:23 Question 1 – Overview of how we should be looking at our taxes when it relates to our rental properties 06:14 Answer – Barbara Mundell 10:28 Question 2 – Tips for people that are married when they declare taxes 12:23 Answer - Barbara Mundell 19:31 Break 20:37 After the break with Zama 21:56 Question 3 – Facebook 22:47 Answer - Barbara Mundell 24:44 Question 4 – Is there a cap on how much you can declare as a repair/maintenance cost? 25:15 Answer - Barbara Mundell 27:43 Question 5 – Facebook 28:01 Answer - Barbara Mundell 30:54 Question 6 – Why is record keeping so important when it comes to declaring your taxes? 31:25 Answer - Barbara Mundell 33:34 Question 7 – Tips for landlords around managing their rental properties (tax implications) 33:56 Answer - Barbara Mundell 36:01 Comment 1 - Facebook 37:41 Closing remarks – Zama

TO RENT OR TO BUY? DECIDING WHICH IS BEST WHEN RETIRING  

We have reached out to Grant Smee, Director at EPiC South Africa to give us a thorough run down on the best property investment options for your retirement. Set your reminder and don’t miss out on this episode! See you there.  Guest Name – Grant Smee Designation- Director  Guest Company Name: EPiC South Africa  Website link: https://www.onlyrealty.co.za/franchise-opportunities/ LinkedIn: https://www.linkedin.com/in/grant-smee-68a56411  #YSYR #YourSpaceYourRules #PrivateProperty  

00:00 Show starts 01:23 Introduction by Zama 04:39 Question 1 – Broadly speaking, how should we look at the asset class property and the ways to use it? 06:18 Answer – Grant Smee 08:00 Question 2 – Discussion around retirement age 09:49 Answer - Grant Smee 10:42 Question 3 – Pros and cons of renting in retirement  11:48 Answer - Grant Smee 13:13 Question 4 – Disadvantages of renting in retirement 14:27 Answer - Grant Smee 18:43 Break 19:49 After the break with Zama 20:38 Comment 1 - Facebook 20:47 Comment 2 - Facebook 22:01 Question 5 – How should you be thinking about buying when it comes to retiring?  22:51 Answer - Grant Smee 25:09 Comment 3 - YouTube  25:27 Question 6 – What is your take on opting for a retirement village? 27:37 Answer - Grant Smee 29:12 Comment 4 – Facebook 29:31 Question 7 – YouTube 30:14 Answer - Grant Smee 36:44 Closing remarks – Zama

UNLOCKING PROPERTY INVESTMENT OPPORTUNITIES FOR THE ORDINARY SOUTH AFRICAN   

Often times property investment may be intimidating and overwhelming. On this episode our guest will share some realistic and possible property investment opportunities where you are. Tune in for an open discussion and open your mind to many possibilities of property investment. Set your reminder and be part of the conversation at 7pm sharp!   #PrivateProperty #LivePodcast #YSYR  

00:00 Show starts 01:01 Introduction by Zama 05:22 Question 1 – What kind of opportunities are we looking at here? 06:01 Answer – Tim Akinnusi 10:27 Question 2 – How should seasoned-investors in property look at diversifying their portfolio? 11:55 Answer - Tim Akinnusi 19:29 Break 20:37 After the break with Zama 22:12 Question 3 – What kind of rental yield are you typically expecting? 23:02 Answer - Tim Akinnusi 28:19 Question 4 – YouTube 28:30 Answer - Tim Akinnusi 29:37 Question 5 – Beyond new developments, what other opportunities are potentially there? 30:15 Answer - Tim Akinnusi 33:44 Question 6 – YouTube 34:03 Answer - Tim Akinnusi 36:22 Question 7 – YouTube 36:39 Answer - Tim Akinnusi 39:50 Final Tips - Tim Akinnusi 40:53 Closing remarks – Zama

BANKING SAFELY WITH DEBIT ORDERS  

Convenience, safety and efficiency are usually the key factors that drive you to do some of your payments via debit order. But is this really a safer option? On this episode Absa will be on the hot seat to tell you in detail how you can bank safely with debit orders. Don’t miss it!  Guest Name –Milan Ganda  Designation- Manager: Payments  Guest Company Name: ABSA Homeloans  Website link: https://www.absa.co.za/personal/loans/for-a-home/understanding-home-loans/ LinkedIn: https://www.linkedin.com/in/milan-ganda-b806031  #YSYR #YourSpaceYourRules #PrivateProperty  

00:00 Show starts 01:19 Introduction by Zama 03:42 Question 1 – What is a debit check? 03:56 Answer – Milan Ganda 05:20 Question 2 – Difference between debit check, debit order  and other debit orders? 05:35 Answer - Milan Ganda 06:52 Question 3 – In instances where a client does not approve a debit order for whatever reason, how do financial institutions go about mitigating these issues? 07:59 Answer - Milan Ganda 10:00 Question 4 – How do customers go about confirming that particular debit check, through the app or physically through the branch? 10:50 Answer - Milan Ganda 11:26 Question 5 – How long does one have between notification and authentication? 12:01 Answer - Milan Ganda 13:10 Question 6 – In which way is debit check a slightly safer option relative to other options available on the market right now? 13:52 Answer - Milan Ganda 15:47 Break 16:56 After the break with Zama 18:51 Question 7 – Facebook 19:15 Answer - Milan Ganda 20:15 Question 8 – At ABSA, do they take the December collection earlier? 21:19 Answer - Milan Ganda 22:12 Comment 1 - Facebook 22:27 Question 9 – Facebook 22:44 Answer - Milan Ganda 25:33 Question 10 – How can clients ensure that their debit orders are mandated? 26:00 Answer - Milan Ganda 28:02 Question 11 – Facebook 28:24 Answer - Milan Ganda 29:06 Question 12 – Tips to keep your account safe  29:52 Answer - Milan Ganda 31:13 Last words - Milan Ganda 32:18 Closing remarks – Zama

CHOOSING THE PERFECT INVESTMENT PROPERTY WITH ENGEL&VÖLKERS  

On this episode we have a sit down with Craig Hutchison, CEO at Engel & Völkers Southern Africa, he will table out all the possible property investment opportunities you can embark on as an investor. Make yourself available for this important and interesting discussion, just hit the reminder button at the bottom and reserve your seat. See you there!   Guest Name: Craig Hutchison  Designation: CEO Southern Africa  Guest Company: Engel & Völkers Southern Africa Website:www.engelvoelkers.com/south-africa LinkedIn:https://www.linkedin.com/in/craig-hutchison-62973011  #PrivateProperty #LivePodcast #YSYR  00:00 Show starts 01:24 Introduction by Zama 02:45 Question 1 – How do you go about identifying ideal property investments? 03:47 Answer – Craig Hutchison 05:01 Question 2 – Factors that determine a good investment property 06:02 Answer - Craig Hutchison 08:35 Comment - Zama  10:24 Answer - Craig Hutchison 10:40 Question 4 – Are the factors different depending on how you want to invest? 11:08 Answer - Craig Hutchison 11:55 Question 5 – How should you go about structuring your property portfolio to scale for growth? 13:09 Answer - Craig Hutchison 14:48 Question 6 – Tips for people that live in homes that needs TLC 15:41 Answer - Craig Hutchison 18:35 Break 19:27 After the break with Zama 21:29 Comment 1 - Facebook 21:45 Question 7 – Facebook 22:05 Answer - Craig Hutchison 23:52 Question 8 – Red flags when choosing an investment property 24:26 Answer - Craig Hutchison 27:50 Question 9 – Facebook 28:05 Answer - Craig Hutchison 29:52 Question 10 – One thing you should never compromise on 30:15 Answer - Craig Hutchison 32:34 Closing remarks - Zama

QUANTITY SURVEYORS AND THEIR ROLE IN THE PROPERTY PROCESS  

Let us start off your week with all the talk about the role of quantity surveyors in the property journey. This episode we bring you Davis Wasswa Kiggundu from Zimba Kiggundu Quantity Surveyors, he will lay out all the facts you need to know about quantity surveyors and how they can assist you in your home ownership journey. Set your alarm and meet us at 7pm sharp!  #PrivateProperty #LivePodcast #YSYR  

00:00 Show starts 01:30 Introduction by Zama 03:55 Question 1 – What do quantity surveyors do? 04:38 Answer – Davis Wasswa Kiggundu 05:04 Question 2 – What kind of projects land you in needing a quantity surveyor? 05:35 Answer - Davis Wasswa Kiggundu 06:19 Question 3 – What are the other costs? 06:48 Answer - Davis Wasswa Kiggundu 07:47 Question 4 – Things we should look out for when choosing a quantity surveyor 08:48 Answer - Davis Wasswa Kiggundu 12:08 Question 5 – Downsides of not using a quantity surveyor 12:31 Answer - Davis Wasswa Kiggundu 17:09 Break 18:01 After the break with Zama 19:54 Question 6 – Facebook 20:05 Answer - Davis Wasswa Kiggundu 21:22 Question 7 – Facebook 21:35 Answer - Davis Wasswa Kiggundu 22:58 Question 8 – How would you go about having uncomfortable conversations around delays with a quantity surveyor? 23:46 Answer - Davis Wasswa Kiggundu 25:49 Question 9 – Facebook 26:07 Answer - Davis Wasswa Kiggundu 26:54 Question 10 – Share tips on the contract side when working with professionals 28:48 Answer - Davis Wasswa Kiggundu 30:49 Closing remarks – Zama

EXPERT HOME LOAN TIPS AND TRICKS: REDUCING YOUR HOME LOAN TERM AND AMOUNT 

How can you reduce that stubborn home loan payment? There are tricks and tips to doing this successfully. Make sure you reserve your seat and tune in to the podcast to find out more tips on how to manage your home loan. Set your reminder for 7pm for the full show! #YourSpaceYourRules #YSYR #privateproperty  00:00 Show starts 01:46 Introduction by Zama 05:00 Question 1 – How should one be thinking about the loan term before they start? 05:58 Answer – Yvonne Viljoen 08:22 Question 2 – Explain the extent of the flexibility in SA home loans  08:59 Answer - Yvonne Viljoen 11:27 Question 3 – How should current home loaners be thinking about the loan term? 12:35 Answer - Yvonne Viljoen 17:04 Break 17:56 After the break with Zama 19:30 Question 4 – Facebook 19:45 Answer - Yvonne Viljoen 23:08 Question 5 – Facebook 23:29 Answer - Yvonne Viljoen 27:33 Question 6 – Other tips 28:32 Answer - Yvonne Viljoen 32:56 Final Tips - Yvonne Viljoen 34:26 Closing remarks - Zama 35:26 Break 36:23 After the break with Zama 37:22 Winner announcement 42:49 Closing remarks – Zama

UNDERSTANDING THE DIFFERENT PROPERTY VALUATION METHODS  

Valuing real estate is difficult since each property has unique features such as location, size, floor plan, and amenities ect. On this episode we have a specialised guest and he will help you navigate the valuation process and also get a better understanding of the property valuation methods. Reserve your seat for the podcast and tune in for the live. See you then!  #YSYR #YourSpaceYourRules #PrivateProperty  

00:00 Show starts 01:29 Introduction by Zama 03:43 Question 1 – What does a valuer play in your property journey? 03:57 Answer – Kgoshi Sasa 04:40 Question 2 – Different ways residential properties can be valuated 05:15 Answer - Kgoshi Sasa 06:37 Question 3 – What does market approach to valuate property mean?  06:47 Answer - Kgoshi Sasa 11:12 Question 4 – Things that can increase the value of your property 12:04 Answer - Kgoshi Sasa 17:39 Break 18:30 After the break with Zama 19:24 Question 5 – Facebook 19:39 Answer - Kgoshi Sasa 20:50 Question 6 – Some reasons why the value of an area could go down 21:31 Answer - Kgoshi Sasa 24:26 Question 7 – Facebook 25:13 Answer - Kgoshi Sasa 27:12 Question 8 – Facebook 27:27 Answer - Kgoshi Sasa 28:03 Question 9 –How do you go about valuating your property after making renovations legally? 28:56 Answer - Kgoshi Sasa 30:06 Question 10 – Facebook 30:47 Answer - Kgoshi Sasa 32:16 Final Tips - Kgoshi Sasa 33:01 Closing remarks – Zama 34:03 Break 36:27 After the break with Zama 37:11 Winner announcement 41:14 Closing remarks – Zama

UNPACKING ABSA'S Q3 HOME OWNER SENTIMENT INDEX  

Join us today for an exhilarating discussion with Muziwakhe Zim– Manager of Analytics for Absa Home Loans as he breaks down Absa’s Q3 home owner sentiment index. Set up your reminder and make sure you tune in at 7pm to be part of the discussion!  #YourSpaceYourRules #YSYR #privateproperty  

00:00 Show starts 01:03 Introduction by Zama 04:07 Question 1 – What exactly is the homeowner sentiment index and what does it measure? 04:45 Answer – Muziwakhe Zim 05:39 Question 2 – Why would it be important to track something like this? 05:56 Answer - Muziwakhe Zim 06:39 Question 3 – Some surprises you found in Q3 07:35 Answer - Muziwakhe Zim 10:39 Question 4 – What are some of the trends compared to the past? 12:42 Answer - Muziwakhe Zim 16:14 Question 5 – Explain why sentiments have gone up for investors and non-first time home buyers 17:00 Answer - Muziwakhe Zim 20:43 Break 21:36 After the break with Zama 22:23 Question 6 – Reasons why we are seeing more buyers than renters 22:58 Answer - Muziwakhe Zim 25:30 Comment 1 – Facebook 25:57 Question 7 – What are some of the changes we see from Q1 to Q2 and then into Q3? 26:58 Answer - Muziwakhe Zim 29:55 Question 8 – Predictions for Q4 30:15 Answer - Muziwakhe Zim 31:24 Closing remarks – Zama 31:53 Break 32:45 After the break with Zama 33:20 Winner announcement  39:32 Closing remarks - Zama