Hour 1: Aired on Thursday, October 13, 2016

- Roy (West Palm Beach, FL) asks Dave if it makes sense to use retirement funds to pay for a house.

- Jessica (Kansas City, KS) wants to know how to teach her kids to best use the money they are gifted.

- Darrell (Louisville, KY) says his car got totaled and he was already upside down on it. How can he buy a new one?

- Dave talks about Rachel Cruze's new book and designer wallet.

- John (Monterrey, Mexico) wants to know the best way to pay $25,000 in back taxes.

- Allison (South Bend, IN) asks Dave what "accrued interest" means on her student loan statement.

- Ashley (Lafayette, IN) canceled her vacation after starting the Baby Steps, but her plane tickets are non-refundable. What should she do?

- Stephen (Colorado Springs, CO) is debt-free after paying off $74,000 in 17 months!

- Lee (Atlanta, GA) owes the IRS $60,000 and asks Dave for advice.

- In today's Blinds.com question, Jenita wants to know how to budget on a daily housekeeping income.

- Curt (Kansas City, MO) says he and his wife disagree on saving goals. How should he approach that?

- Jim (Sioux Falls, SD) wants to know if he should use money in his Roth IRA to pay off $20,000 of debt.

- Nick on Facebook wants to know Dave's thoughts on automated investing services versus traditional investing. 

Hour 1: Aired on October 12, 2016

- Christy (Detroit) seeks advice on her husband’s gambling addiction.

- Jana (Boise, ID) asks about whole life insurance.

- Abigail (Lexington, KY) says her family isn’t supportive of her financial decisions.

- Jocelyn (Minneapolis, MN) wants to know if her husband should go back to school.

- Ryan and Ani (Knoxville, TN) give their debt-free scream after paying off $22,000 in two years.

- Jordan (Biloxi, MS) has a baby due in December and is expecting a pay cut.

- Dave talks about Financial Peace University.

- Natalie (Baltimore, MD) asks why term life insurance is better than whole life.

UNEDITED

Hour 3: Aired on Wednesday, October 12, 2016

- Craig (Charlotte, NC) wants to know if he should set up an S Corporation to take advantage of tax benefits.

- Alicia (Kansas City, MO) asks if she should take advantage of the child rider on her life insurance for their son who has special needs.

- Rachel Cruze calls in from Houston, Texas, to give an update on her book tour for "Love Your Life, Not Theirs."

- Dave answers the Blinds.com question of the day. Joe asks if he should seek out former coworkers who were promised a commission from a big deal. 

- Scott and Azure are in the lobby to make their debt-free scream after paying off $73,000 in two years. 

- Dave shares the Scripture and quote of the day. 

- Laura (Tucson, AZ) wants to know how to merge her personal and business money. 

- John (San Antonio, TX) asks Dave when to pull money out of a business. 

Hour 2: Aired on October 12, 2016

- Mary (Chicago, IL) wants to get into multi-level marketing.

- Dave answers a question about renter’s insurance from Nicole on Facebook.

- Dave talks about the EntreLeadership 1-Day event and livestream.

- Jenny (Decatur, IL) asks if she should use investment proceeds to make her car payments.

- Dana (Corpus, TX) questions what he should do with his 401(k).

- Juan and Stephanie (Forth Worth, TX) are in the lobby for their debt-free scream after paying off $40,000 in 44 months!

- Dustin (Phoenix, AZ) wonders if he should refinance his car loan.

- Crystal (San Antonio, TX) wants to know if it’s wise to lease a building for her business.

Hour 1: Aired on Tuesday, October 11, 2016

- Chris Brown, host of Chris Brown's True Stewardship, joins Dave in the studio to take calls. 

- Carmen (Allentown, PA) is considering relocating to leave a job. 

- Kendra (Los Angeles) needs advice on how to pay for her husband's school. He's switching careers due to a medical issue. 

- Stephanie (Seattle) asks if she should keep her hospitalization insurance policy. 

- Will (Fort Worth, TX) wants to leave his job to care for his ill father. Should he cut back on retirement and save cash?

- Dave answers Lisa's question from Twitter: Should someone still use the envelope system if they're wealthy and on a plan?

- David and Emily (Hagerstown, MD) give their debt-free scream from the lobby. They paid off $45,090 in a year. 

- Weston (Salt Lake City, UT) asks if he should give up his pension plan to pay off his house early. 

- Holly (Hagerstown, MD) wonders if she should pull out of her retirement to pay off debt. 

- Michael (Kansas City, KS) needs advice on what to do with his business money. 

Hour 2: Aired on Tuesday, October 11, 2016

- Kyle (Milwaukee, WI) wonders about renting versus buying a house.

- Christian (Dallas) is losing her motivation and gazelle intensity. Help!

- Rachel Cruze calls in from the road to discuss her upcoming book tour stops. 

- Ed and Teresa (Bakersfield, CA) give their debt-free scream from the lobby. They paid off $220,565 in seven years. 

- Dave talks about the budgeting tool EveryDollar.

- Gina (Fort Worth, TX) wants to know what to do with the extra she'll make off the sale of her home. 

- Amber (Colorado Springs, CO) is planning to work a second job, but she isn't sure how to ask her current boss for a more flexible schedule. 

Hour 3: Aired on Monday, October 10, 2016

- Melissa (Springfield, IL) asks if her son should take advantage of a matching 401(k) while in college.

- Chris (Washington, D.C.) asks if he needs more in savings. He also wonders how to help his mom get rid of her property in Louisiana.

- Dana (Dallas) needs advice on what to do with her stocks. 

- Brian (Kansas City, MO) wonders how to figure out the travel costs of his sole proprietorship. 

- Rafael (Seattle) is considering using 401(k) savings as a down payment on a house. Is this a good idea?

- Wes and Kelly (Indianapolis) give their debt-free scream after paying off $47,000 in 15 months. 

- Dave encourages listeners to subscribe to the YouTube channel. 

- Dave talks about Rachel Cruze's new book, "Love Your Life, Not Theirs." 

- Pedro (Phoenix, AZ) is upside down on his truck. What should he do? 

- Dimitrious (Atlanta, GA) asks if he should save on top of the match.

- Natalie (Salt Lake City, UT) has a budget question. 

UNEDITED

Hour 1: Aired on Monday, October 10, 2016

- Dave recapped the events and book signings of last week and previewed upcoming events. 

- John (San Antonio) is concerned about his father who is 70 and is having trouble finding a buyer for his business. 

- Dave lists all the various ways to watch or listen to the show. 

- Rosie (McAllen, TX) cosigned on her ex's loan. What can she do? 

- Aaron (Seattle) is considering buying a new car. Should he?

- Dave rants on doing what rich people do. 

- Eric and Julie (Exeter, New Hampshire) give their debt-free scream from the lobby. They paid off $84,000 in 31 months. 

- Stephanie (Detroit) asks if she owes her late father's debt. 

- Dave answers the Blinds.com question of the day. Jessica and her husband have decided to get separate checking accounts and split the bills. Is this wise?

- Michelle (Ft. Worth, TX) wonders if she should refinance to a 15-year loan. 

- Jessica (Fargo, ND) has a student loan payment that equals half of her income. What can she do? 

Hour 2: Aired on Monday, October 10, 2016

- Courtney (Kansas City, MO) asks what Dave thinks about income-driven student loans. 

- Kurt (Ames, IA) is considering buying a house. Is this a good idea based on where he is?

- Dave answers Thomas' question from Twitter. Which of your books is best for a new follower?

- Jordan (Seattle) wonders when it's the right time to incorporate a small business. 

- Mary (Baton Rouge, LA) is overwhelmed. She is 50 years old and receives $3,000/month. She has $4,500 in consumer debt. Where should she start?

- Chad and Carra (Midland, TX) give their debt-free scream after paying off $60,000 in 10 months.

- Dave (Norfolk, VA) asks if a refinance is worth it. 

- Rachel Cruze calls in from her book tour to talk about upcoming stops.

- Jake (Phoenix, AZ) is using his savings to buy a car and land. Is this a good idea?

Hour 1: Aired on Friday, October 7, 2016

- Jacob (Phoenix, AZ) says he serves as his father's power of attorney. How can he make decisions without being too controlling?

- Nick on Twitter asks if all businesses weren't in debt, what would we invest money in?

- Mary (St. Louis, MO) has a 12-year-old with Asperger's syndrome. How does she earmark money for his future needs?

- Tara (Los Angeles, CA) has an opportunity to buy a restaurant with her husband. Should they do it?

- Chris and Kim (Nashville, TN) are in the lobby to give their debt-free scream. They paid off $180,000 in nine years!

- Beth Anne (Spokane, WA) asks Dave if she should stop the Baby Steps to cash-flow her kids' college. 

- Dave reads the Blinds.com question of the day. Anthony wonders if firearms are a good investment. 

- Ron (Manhattan, KS) asks Dave if he should try and consolidate debts from a previous marriage.

- Dave encourages listeners to attend his most popular class, Financial Peace University.