Hour 2: Aired on Friday, October 7, 2016

- Andrew (Pittsburgh, PA) says his stepfather has had a whole life policy for 40+ years, with a cash value of $17,000. Should he cash it in and buy term life?

- Kelly (Albuquerque, NM) has questions for Dave about retirement.

- Dodd on Twitter asks Dave about HSAs. 

- Michael (Detroit, MI) and his wife want to pay cash for a vacation home. Should they make an offer?

- Martha (Houston, TX) says her boyfriend wants to start a craft beer store by taking a loan from his parents. 

- Judy (Houston, TX) is in the lobby to make her debt-free scream after paying off $58,000 in 5 months. 

- Jerry (Birmingham, AL) says his wife is getting a lump pension of $272,000, and they owe $110,000 in debts. What should they do with the extra cash?

- Matt (Palm Springs, CA) bought a car from his cousin and paid in installments. Now the cousin says he owes more than they agreed on. What should he do? 

Hour 3: Aired on Friday, October 7, 2016

- Jim (Steamboat Springs, CO) offered to owner-finance a property to a friend, but he's worried about the tax implications. Should he hire a CPA?

- Amanda (Pueblo, CO) just started budgeting and can't find extra money at the end of the month. She asks Dave for advice.

- Finn on Twitter asks Dave about his thoughts on indexed universal life insurance.

- Langston on Twitter asks if Dave would ever consider buying a car with a salvaged title. 

- Brian (Nashville, TN) has a health condition that affects his life insurance costs and asks Dave for advice.

- Sean (Milwaukee, WI) wants to know how to be successful with real estate.

- Jim and Suzi (Des Moines, IA) are in the lobby to give their debt-free scream after paying off $57,000 in less than four years.

- Steven (Birmingham, AL) wants to know if he should take money out of a Thrift Savings Plan (TSP) to pay off debt.

- Dave shares the Scripture and quote of the day. 

- Monica (New York, NY) asks Dave for the best way to find a money market account.

- Douglas (Oklahoma City, OK) says his company is offering a Roth 401(k). Should he take advantage?

Hour 1: Aired on Thursday, October 6, 2016

- Kim (Cape Cod, MA) asks Dave if she should be saving retained earnings in her small business.

- Eric (Richmond, VA) wants to know if he should transfer all his credit card balances to another 0% card. 

- Rachel Cruze calls in from Birmingham to discuss her book tour and last night's big book signing party in Nashville. 

- Darryl (Atlanta, GA) is struggling to connect with his wife about money and wants to know how to get on the same page.

- Chris (Toledo, OH) says he currently has job insurance through his union, which will pay out if he loses his job. Is it worth it? 

- Paula (Oklahoma City, OK) asks Dave if she should open a bank account for her 13-year-old, who just got a part-time job. 

- Dean (Clarksville, TN) wants to know how to begin flipping houses.

- Holly (Washington D.C.) asks Dave if she should stop Baby Step 2 while trying to get pregnant. 

Hour 2: Aired on Thursday, October 6, 2016

- Carl (Sioux City, IA) has a job-related question for Dave.

- Kyle and Adrienne (Lancaster, PA) give their debt-free scream after paying off $190,000 in 30 months. 

- Kazy (Atlanta, GA) feels stuck working a second job and has questions for Dave.

- Joanne (Chicago, IL) is in the lobby to give her debt-free scream after paying off nearly $50,000 in 15 months. But that's not all . . . her boyfriend John has a question for her! 

- Nichelle (Champaign, IL) says her parents have no working toilet in their home, and she wants to know how to help them.

- Dan (Indianapolis, IN) has $32,000 saved for a down payment on a house. Should he invest instead? 

Hour 3: Aired on Thursday, October, 6, 2016

• Dave talks about the concept of the "millionaire hour." He'll be interviewing real millionaires during this hour to get their stories and break some myths. 
• Karen (Madison, WI) has a net worth of $2.5 million at age 69. 
• Glen and Lou (Kentucky) are in their early 60s and have a net worth of $1.5 million.
• Ron (Texas) is 77 with a net worth of $3 million.
• Jason (San Antonio, TX) has a net worth of $2 million at age 51. 
• Keith (Lexington, KY) is only 44 and has a net worth of nearly $1.5 million.
• Dave talks about the sacrifice it takes to become a millionaire. 
• Earfan (Houston, TX) is 44 with a net worth of $1.4 million. 
• Dave wraps the hour and discusses the mythology surrounding millionaires. 

Hour 2: Aired on Wednesday, October 5, 2016

- Randy (Orlando, FL) wants to know if he should pay off his mortgage with an inherited IRA.

- Sheila (Seattle, WA) asks if she should help her mother and stepfather make a financial plan.

- Dave talks about the upcoming stops on Rachel Cruze’s book tour for "Love Your Life, Not Theirs."

- Norm (Tampa, FL) inherited $4 million and asks Dave for advice on what to do with it all. 

- Shawn (Huntsville, AL) is $65,000 in debt and behind on bills. Should he sell his vehicles and break his lease to get cheaper rent? 

- Carolyn and Adam (Orlando, FL) paid off $140,000 in two years and are debt-free!

- Neal (Atlanta, GA) wonders how to get his wife on the same page with household spending.

Hour 3: Aired on Wednesday, October 5, 2016

- Cindy (Fresno, CA) inherited $1.8 million and needs advice.

- Christine (Portsmouth, NH) wonders how to restart her financial plan.

- Rachel (Tampa, FL) asks Dave what is an appropriate wedding budget. 

- Bruce and Patty (Ventura, CA) are in the lobby to give their debt-free scream. They paid off $276,000 in under four years!

- Dave talks about Rachel Cruze’s new book and the big book signing event in Nashville.

- Dave shares the Scripture and quote of the day. 

- Dave answers the Blinds.com question of the day. Stephanie has $25,000 in debt and asks Dave if she should sell stock shares. 

- J.T. (Omaha, NE) is about to give his boss his two weeks’ notice after 17 years of working. He asks Dave for advice.

- Lisa (Kansas City, MO) wants to know if she’s liable for the charges her ex-husband made on a credit card. 

Hour 1: Aired on Wednesday, October 5, 2016

- Dave’s daughter Rachel Cruze is in the studio to recap the launch of her new book, "Love Your Life, Not Theirs," and discuss her upcoming book signings. 

- Paul (Seattle) is having housing trouble and needs advice.

- Bethany and Joe (San Diego, CA) are in the lobby to give their debt-free scream. They paid off $144,000 in 30 months. 

- Emily (Greensboro, NC) says her husband wants to keep $5,000 in the bank for Baby Step 1. She asks Dave for advice. 

- Dylan (Dallas, TX) is a 20-year-old who makes $100,000 a year and is debt-free. He asks Dave for a game plan. 

Hour 2: Aired on Tuesday, October 4, 2016

- Darryl (Birmingham, AL) asks what to do with $120,000 he inherited. 

- Christina (Seattle) and her family are outgrowing their house, but they have 11 years left on their mortgage. What should they do?

- Timothy and Jennifer (South Bend, IN) give their debt-free scream from the lobby. They paid off $20,000 in just six months.

- Dave answers the Blinds.com question of the day. Josh wants to become a partner in his accounting firm, but he'd have to finance a $200,000 buy-in. Is this wise?

- Jason (Salt Lake City) says he's planning to go $320,000 in debt for dental school and to start a practice.

- Dave and Rachel Cruze talk about the "Love Your Life, Not Theirs" book launch and tour. 

- Laine (Jackson, MS) wants to start saving for her 10-year-old stepdaughter's college education. Where should she start?

- Dave answers Russell's question from Twitter. Can real estate be a part of Baby Step 4, or does it have to wait until Baby Step 7?

- Dave answers Paul's question from Twitter. Is there a maximum age for someone to qualify for long-term care insurance? 

- Dave talks about Financial Peace University. 

- Don (Los Angeles) and his wife just completed Baby Step 3. Should they pay off the house or rental property first?

Hour 1: Aired on Tuesday, October 4, 2016

- Dave and Rachel Cruze talk about the "Love Your Life, Not Theirs" book launch and tour. 

- Jolyn (Wichita, KS) wonders if she should apply for a survivor membership plan.

- Al (Phoenix, AZ) says his adult kids are telling him to buy a house.

- Dave answers Megan's question from Twitter. What sort of account should she use for the Baby Step 3 emergency fund? 

- Travis and Abbey (West Lafayette, IN) give their debt-free scream from the lobby. They paid of $86,600 in 25 months!

- Dave talks about the importance of budgeting and the EveryDollar budgeting tool. 

- Amanda (Indianapolis) is considering using a Roth option for her investing. 

- Matt (Indianapolis) and his wife have $50,000 in student loan debt thanks to more than 15 loans. Should they consolidate?