Hour 1: Aired on Tuesday, May 3, 2016

- Jennifer (Dallas) says her father-in-law is starting a

- John (Peoria, IL) is a Financial Peace University coordinator

- Jenna (Vancouver, WA) asks how to build a community of

- Brad and Katie (Colorado Springs, CO) are debt-free after

- Jaz (Columbus, OH) asks if she should have more money in her

- Dave talks about the launch of our YouTube live stream.

- Dave talks about the upcoming EntreLeadership Summit, Smart

- Todd (Denver) wants to know how a credit card settlement

Hour 2: Aired on Tuesday, May 3, 2016

- Quinn (Los Angeles) wants to know if he should sell his condo

- Karen (Lexington, KY) asks the best way to pay off her

- Dave reads a Facebook question from Mark, who wants to know

- Ray wonders why term life insurance is better than whole

- Brian (Cincinnati) asks how to value his pension.

- Michael (Los Angeles) has a question about switching the order

- Chasity (Asheville, NC) asks if she should stop saving for

- Patrick (Indianapolis) wants to know if he should build his

- Levi (Sioux Falls, SD) is graduating from high school in a few

Hour 2: Aired on Monday, May 2, 2016

- Susan (Lexington, KY) wonders if she should refinance herUDSAloan.

- Chris (Los Angeles) asks if his mother, who has $50,000indebt, should put her car in Chris's name to avoid losing it inabankruptcy.

- Julian (Amarillo, TX) has a question about buying a houseandsaving 20% for a down payment.

- John (Hershey, PA) asks if he should insure hiswife'sengagement ring.

- Josh (Atlanta) wonders if buying a house is a good ideawhilehe and his wife are planning to have a baby in a coupleofyears.

- Denise (Cincinnati) wants to know if a deed-in-lieu is agoodidea.

- Aaron and Katrina (Rochester, NY) are debt-free afterpayingoff $102,000 in 30 months!

- Andre (Albuquerque, NM) is looking for some direction inhiscareer.

- Dave reads a Facebook question from Caleb, who asks howDavefeels about universal life insurance that has a long-termhealthrider.

- Jessica wonders if service agreements when buying apre-ownedvehicle are worth buying.

- Lisa (Portland, OR) wants to know how to invest a lump sumofmoney since she's leery of the stock market.

Hour 3: Aired on Monday, May 2, 2016

- Dave talks about the $20,000 Rainy Day Giveaway and the$10sale at DaveRamsey.com.

- Patricia (Birmingham, AL) wonders how long it will takehertopay off her debt based on her debt-to-income ratio.

- Jonathan (Houston) asks if he should continue with schoolorfocus on his business.

- Dave talks about how the show is now streaming on YouTube.

- Logan and Rachel (Nashville) are debt-free after payingoff$176,000 in 19 months!

- Scott (Dayton, OH) asks if the drop in mortgage percentageisworth it to refinance.

- Dave welcomes guest Rachel Cruze, and they talk aboutpre-salesfor her book "Love Your Life Not Theirs: 7 Money Habitsfor Livingthe Life You Want," as well as debt amongmillennials.

- Amy (Ann Arbor, MI) asks how to start budgeting when youhavedebt.

- Dave reads the Scripture and quote of the day.

- Dave promotes the Smart Conference in Los Angeles andRachel'sSmart Money event in Tucson.

- Isis (Tampa) is getting pushback from family when theytalkabout working to become debt-free.

- Dave plugs Rachel's upcoming events and book.

Hour 1: Aired on Monday, May 2, 2016
- Annie (Minneapolis, MN) asks if she should sell her hobby farmtopay off debt.

- Dave talks about the radio show's new time slot in Kansas CityonKCMO.

- Crystal (Norman, OK) wants to know if refinancing her home isagood idea.

- Dave launches our YouTube live stream and talks aboutotherYouTube videos we post.

- Dave reads the Blinds.com question of the day from Melissa,whowonders how to balance saving for her wedding and paying offherdebts.

- Michael (Lexington, KY) asks if he still needs to contribute15%to retirement savings if his union is paying 22%intoretirement.

- Rochelle (Grand Rapids, MI) wonders what sort of mortgagesheshould get.

- Dwight and Maisha (Columbus, OH) are excited to shout thatthey'vepaid off $980,000 in three years and are nowdebt-free!

- Hannah (Birmingham, AL) has a father near death and asksforadvice on how to take care of her mom after he passes.

- Dave talks about Chris Hogan's new book, "Retire Inspired."

- Whitney (Lincoln, NE) asks if she should cash-flow graduateschoolbefore starting her debt snowball or do both at the sametime.

- Richard (Chattanooga, TN) is required to invest 13% at workandasks how much more he needs to add for Baby Step 4.

- Dave reads a Twitter question from Tom, who wonders if it'stoolate to start a college fund for his 13-year-old daughter.

Hour 3: Aired on Friday, April 29, 2016

- Leena (Binghamton, NY) wonders if she and her husband should

- Julie (Houston) is starting a business as a single mom.

- Michael and Paige (Charlotte, NC) are debt-free after paying

- Cody (Houston) wants to know how to work toward buying a

- Dave reads the Blinds.com question of the day from Robert, who

- Dave welcomes guest Anthony ONeal to discuss teens and

- Dave reads the Scripture and quote of the day.

- Dave and Anthony talk about the Smart Conference in L.A.

- Amy (Tampa, FL) wants to know about teaching a teen to value a

- James on Instagram wonders if he should take a year off to

- Grant on Instagram asks if it's more important to get a

Hour 1: Aired on Friday, April 29, 2016

- Katie (Tulsa, OK) wants to know if she should sell her home at

- Brian (Peoria, IL) wonders when to make a side business a

- Dave talks about the Rachel Cruze YouTube channel

- Tera (Chicago) tries to teach her 7-year-old stepson about

- Andy (Raleigh, NC) asks if he should make bi-weekly interest

- Mike (Denver) has a question about paying an annual

- Rachel (Colorado Springs, CO) wants to know if she should put

- Justin (San Antonio, TX) asks if he should take out a student

- Dave rants about the current administration's regulations on

- Dave promotes the great deal on the Graduate's Survival Guide

- Mallory (Portland, OR) says her in-laws are opening an account

- Elsa (Mexico City, Mexico) asks if she should purchase a

- Dave reads a Twitter question about refinancing a car

- Dave quickly recaps why we teach what we teach.

Hour 2: Aired on Friday, April 29, 2016

- Dave welcomes guests Christa Pitts and Chanda Bell, the

- Dave promotes the upcoming Business Boutique events, where

- Marc and Aneta (New York) are excited to shout that they are

- Dave promotes Rachel Cruze's new book, "Love Your Life, Not

- Cindy (Denver) asks how to advise her son's friends about

- Mallory (Peoria, IL) wants to know how to handle the debt

- Pat (Phoenix) has a question about using his 401(k) funds to

- Dave reads a Twitter question from someone who wants to know

Hour 1: Aired on Thursday, April 28, 2016

- Dave talks about a news article titled "The Secret Shame of

- Meghan (Detroit) wants to restrict her husband's access to

- James (Oakland) asks how to build his credit for buying a

- Mike and Ashley (Asheville, NC) are debt-free after paying off

- Gail (Baltimore) wonders how to get started on her debt

- Dave talks about "Foundations In Personal Finance" because

- Michael (Atlanta) wants to know how to budget for a newborn

- James (Salt Lake City, UT) asks how to pay for a child's

- Dave reads a Facebook question from Melissa, who wonders if

Hour 2: Aired on Thursday, April 28, 2016

- Dave talks about the new debit card process for chip

- Dave talks about our upcoming EntreLeadership event in Dallas

- Dave welcomes guest Pat Lencioni to discuss Pat's new book,

- Chris and Sandy (Nashua, NH) are debt-free after paying off

- Katie (Providence, RI) says her parents told her that she

- Dave talks about EveryDollar.

- Connor (Kansas City, MO) lost his job this week and wants to

- Dusty (Denver) has a teenage son who wants to be a bull rider,