On this special episode of The Rate Guy, we welcome two of our favorite experts. Paul Peebles, the sage rainmaker from Old Capital and Michael Becker a 15 yr Commercial Real Estate veteran and co-founder / Principal at SPI Advisory, LLC. We discuss current market conditions, the hopes and concerns for our industry and what their saying "survive to '25" means to them. 

You can listen to more of their wisdom on The Old Capital Podcast which caters to both novice and seasoned Real Estate Investors by providing genuine insights and practical knowledge. By listening to the interviews with active investors who are engaged in acquiring and operating apartment complexes, you can gain valuable knowledge from their experiences. Additionally, you can learn how they identify, finance, and operate these complexes, as well as receive helpful advice on getting started and avoiding common pitfalls.

On this episode of The Rate Guy we discuss Powell replacing, “Inflation is transitory” with, “The disinflation process has begun." And how this is a signal that that end of hiking is approaching. We also touch on inflation (obviously), money supply and cap rates. 

To view graphs referenced, check out the Pensford Newsletter

On this episode of The Rate Guy we discuss...a lot! We touch on last week's FOMC meeting, the impact of real rates being positive, why some skeptics (definitely not JP) are suspicious of the jobs number/JOLTS report, the Financial Conditions graph finally getting some love, and Cap Prices falling. 

As discussed in the podcast, here is the piece by Preston Mui - https://www.employamerica.org/researchreports/a-vacant-metric-why-job-openings-are-so- unreliable/

On this week's episode of The Rate Guy, we try to stifle our Eagles excitement to discuss the rapidly cooling economy, what we think Powell wants to see in real rates and why jobs data is a terrible leading indicator to watch. #flyeaglesfly

On this episode of The Rate Guy we discuss what the market is pricing in around fed funds, how the 10T could be effected by the crash landing, a reminder about the worst time to lock a rate and of course, THE EAGLES!

As always, graphs referenced can be found in the Pensford Newsletter: https://www.pensford.com/industry-news/crash-landing-here?hsLang=en

On this episode of The Rate Guy we welcome special guest Tom Briney of Origin Investments. He enlightens us on the world class cycling realm, Origin's proprietary analytics model that beats all the top industry players' and his outlook for lending appetite in the year ahead.

To read Tom's latest article that we reference, click here. 

"The Death of the Fed Put" - Tom Briney

On this special episode of The Rate Guy Podcast, we lay out our Lead Pipe Lock market predictions for 2023 and JP reluctantly, but graciously walks us through his 2022 prediction fails. Warning - they were really bad! We also introduce you to the newest music sensation, Mexican Polka. You can thank us later. https://www.youtube.com/watch?v=ASD_qzjriWA

For graphs referenced, check out the Pensford Newsletter - https://www.pensford.com/industry-news/lead-pipe-lock-predictions-2023

Happy New Year Everyone!

On this episode of The Rate Guy we welcome our good friend and financing expert Jake Roberts of Abundance Capital. We discuss his journey to entrepreneurship, his team's vision and what they prioritize for success, his insights into today's lending market and what needs to change for transaction volume to return.

On this episode of The Rate Guy Podcase we discuss this week's FOMC meeting, inflation, expecations and the 10 Year Treasury. We also talk about what took our office by storm this week. ps. If you love your time, do not check out ChatGPT!

Pensford Newsletter: https://www.pensford.com/industry-news/chatgpt-says-the-fed-wont-talk-about-pausing-this-week?hsLang=en

Pensford Q4 Interest Rate Webinar: https://www.youtube.com/watch?v=3VnSgeMtXiw

On this episode of The Rate Guy we reveal some interest findings in our research about job market stats and the Fed's decision making, specifically regarding rate pauses and cuts. It's a light data week ahead, but we do have our first ever Interest Rate Webinar this Tuesday, December 6th at 10am eastern! (sorry West Coast folks...that was our bad in scheduling!)

Interested in joining us for the webinar REGISTER HERE --> https://lnkd.in/gt3wFT_Z This webinar will cover a variety of topics including: - 2023 Rate Forecasts - Fixed vs Floating - Cap Cost Analysis - When Will the Fed Cut Rates? - And, undoubtedly, some trash talk 

To view graphs referenced in the podcast, click here https://www.pensford.com/industry-news/a-resilient-job-market-doesnt-normally-dictate-fomc-policy?hsLang=en