The Rate Guy

By JP ConklinBusiness News Business News

The Rate Guy episodes

February 27, 2023 Speak Loudly And Carry A Little Stick
On this short and sweet episode of The Rate Guy we discuss what Friday’s Core PCE report did to rate hike odds, what The Fed is doing to manage expectations, and the effects on Caps and the 10T. Our Webinar is this Thursday! Here is the link to register to attend the Pensford quarterly markets and interest rate update on March 2, 2023 at 1:30pm EST! https://www.pensford.com/q1-pensford-webinar-2023 See you there!
17 min
February 20, 2023 Interview with Paul Peebles and Michael Becker
On this special episode of The Rate Guy, we welcome two of our favorite experts. Paul Peebles, the sage rainmaker from Old Capital and Michael Becker a 15 yr Commercial Real Estate veteran and co-founder / Principal at SPI Advisory, LLC. We discuss current market conditions, the hopes and concerns for our industry and what their saying "survive to '25" means to them.

You can listen to more of their wisdom on The Old Capital Podcast which caters to both novice and seasoned Real Estate Investors by providing genuine insights and practical knowledge. By listening to the interviews with active investors who are engaged in acquiring and operating apartment complexes, you can gain valuable knowledge from their experiences. Additionally, you can learn how they identify, finance, and operate these complexes, as well as receive helpful advice on getting started and avoiding common pitfalls.
43 min
February 13, 2023 The Disinflation Process Has Begun
On this episode of The Rate Guy we discuss Powell replacing, “Inflation is transitory” with, “The disinflation process has begun." And how this is a signal that that end of hiking is approaching. We also touch on inflation (obviously), money supply and cap rates.

To view graphs referenced, check out the Pensford Newsletter
19 min
February 06, 2023 Real Rates Are Positively Positive
On this episode of The Rate Guy we discuss...a lot! We touch on last week's FOMC meeting, the impact of real rates being positive, why some skeptics (definitely not JP) are suspicious of the jobs number/JOLTS report, the Financial Conditions graph finally getting some love, and Cap Prices falling.

As discussed in the podcast, here is the piece by Preston Mui - https://www.employamerica.org/researchreports/a-vacant-metric-why-job-openings-are-so- unreliable/
37 min
January 30, 2023 The Fed Will Hike 25bps This Week
On this week's episode of The Rate Guy, we try to stifle our Eagles excitement to discuss the rapidly cooling economy, what we think Powell wants to see in real rates and why jobs data is a terrible leading indicator to watch. #flyeaglesfly
18 min
January 23, 2023 Crash Landing Here
On this episode of The Rate Guy we discuss what the market is pricing in around fed funds, how the 10T could be effected by the crash landing, a reminder about the worst time to lock a rate and of course, THE EAGLES!

As always, graphs referenced can be found in the Pensford Newsletter: https://www.pensford.com/industry-news/crash-landing-here?hsLang=en
22 min
January 17, 2023 Interview with special guest Tom Briney of Origin Investments
On this episode of The Rate Guy we welcome special guest Tom Briney of Origin Investments. He enlightens us on the world class cycling realm, Origin's proprietary analytics model that beats all the top industry players' and his outlook for lending appetite in the year ahead.

To read Tom's latest article that we reference, click here.

"The Death of the Fed Put" - Tom Briney
33 min
January 09, 2023 Lead Pipe Lock Predictions – 2023
On this special episode of The Rate Guy Podcast, we lay out our Lead Pipe Lock market predictions for 2023 and JP reluctantly, but graciously walks us through his 2022 prediction fails. Warning - they were really bad! We also introduce you to the newest music sensation, Mexican Polka. You can thank us later. https://www.youtube.com/watch?v=ASD_qzjriWA

For graphs referenced, check out the Pensford Newsletter - https://www.pensford.com/industry-news/lead-pipe-lock-predictions-2023

Happy New Year Everyone!
33 min
December 19, 2022 A Conversation With Special Guest, Jake Roberts of Abundance Capital
On this episode of The Rate Guy we welcome our good friend and financing expert Jake Roberts of Abundance Capital. We discuss his journey to entrepreneurship, his team's vision and what they prioritize for success, his insights into today's lending market and what needs to change for transaction volume to return.
40 min
December 12, 2022 ChatGPT Says the Fed Wont Talk About Pausing This Week
On this episode of The Rate Guy Podcase we discuss this week's FOMC meeting, inflation, expecations and the 10 Year Treasury. We also talk about what took our office by storm this week. ps. If you love your time, do not check out ChatGPT!

Pensford Newsletter: https://www.pensford.com/industry-news/chatgpt-says-the-fed-wont-talk-about-pausing-this-week?hsLang=en

Pensford Q4 Interest Rate Webinar: https://www.youtube.com/watch?v=3VnSgeMtXiw
26 min

About The Rate Guy

From the publisher's feed

The Rate Guy Podcast is hosted by JP Conklin of Pensford. It's an irreverent insight into interest rates and current markets and how they impact the Commercial Real Estate and Multifamily industries.