The Strategy Stacker - Luke Talks Money

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The Strategy Stacker - Luke Talks Money episodes

July 05, 2020 Luke on 2CC – Saving money and controlling cashfow
Here’s some tips and tricks to help you start saving Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 26 June 2020 and the topic: How to start saving money and get control of your cashflow in the new financial year. Financial Planner Luke Smith joins 2CC to explore the topic …
Luke on 2CC – Saving money and controlling cashfow Read More »
19 min
July 05, 2020Luke on 2CC – Saving money and controlling cashfow
Here’s some tips and tricks to help you start saving

Luke Smith joined 2CC Talking Canberra 1206AM.
The Money Show aired on Friday 26 June 2020 and the topic: How to start saving money and get control of your cashflow in the new financial year.
Financial Planner Luke Smith joins 2CC to explore the topic of setting some savings goals and getting control of your cashflow. At the start of a new financial year, you’re probably thinking about getting your tax return sorted. You’re also probably about to receive superannuation stratements and other financial paper work. This makes it a great time to set some new financial goals. In this episode Luke shares his tips and tricks to help you achieve your own financial goals.
Key highlights include:
The benefits of having a separate bank account from your every day account when it comes to saving
Why you might choose to pay more tax
Take a look at your fixed costs, things like home and car insurance and subscriptions, are you still getting good value?
The benefit of consistency and good behaviours
Have a clear goal, when you’ve got focus, it’s easier to save
Review and assess as you go towards your progress
Use technology to help you achieve your goal
Review loans and interest rates, now is a good time to shop around for a better deal
The benefit of shopping with cash rather than card, and the danger of paywave
Make sure when you review costs, you compare ‘apples’ with ‘apples’, especially on superfunds and insurances
Why you’d have a budget to help you gain control
An offer for a free appointment to talk about your own financial planning goals and objectives. Everyone has different goals and personal financial planning advice can help you achieve them more effectively.
Listen to the Podcast right now
https://www.envisionfinancial.com.au/wp-content/uploads/2020/07/The-Strategy-Stacker-Luke-Talks-Money-03072020.mp3
Also available on Apple Podcasts and Spotify ‘The Strategy Stacker – Luke Talks Money’

Are you ready to take control of your financial well-being?
Seek advice if you need help
Do you have some goals in mind? Envision Financial can help you set and work towards your own financial goals and help you better manage your financial well-being. We’re very pleased to let you know that we’ve returned to the office for appointments. Make an appointment to catch up with Luke face to face, over the phone or via video appointment.
Envision 2CC offer: Your first appointment is at our cost. Make an appointment to confidentially discuss your financial, saving, personal insurance or retirement goals. Call Envision Financial Services on 6260 4749. You can also use our contact us form to make an appointment for a confidential discussion about your situation.
Luke will return to talk about financial planning on 2CC Talking Canberra next Friday from 4.30pm for the 101th show. Tune into listen live or visit our website again to catch up on the podcast. You can also check out our YouTube Channel at Envision Financial Canberra.
19 min
June 28, 2020Luke on 2CC – Making the most of the new financial year
What are your new financial year resolutions?

Luke Smith joined 2CC Talking Canberra 1206AM.
The Money Show aired on Friday 26 June 2020 and the topic: Setting yourself up for the new financial year.
Welcome to the 100th episode of ‘Luke Talks Money’. Where does the time go? Today, Financial Planner Luke Smith joins Leon to explore the topic of setting yourself up for the new financial year. With the end of the financial year just moments away, we hope you’ve sorted your end of financial year super contributions. Leon and Luke however start the show talking about reaching the milestone of 100 episodes! Thanks to everyone who has tuned in.
Key highlights include:
We make new year resolutions, so why not New Financial Year Resolutions
Think about your spending and budget
Set some goals – short term, medium term and long term and reward yourself along the way
Check your costs and expenses on things like insurance
Tie your behaviour to an outcome that you want
Work on the goals with your spouse or family
Shop with cash so money isn’t invisible and make a list.
The benefits of using a separate savings account
Check your interest rates and fees that you’re paying
Check you have the right structures
Go to our knowledge centre an use our budget tools, and make the most of the apps available for your phone
An offer for a free appointment to talk about your own financial planning goals and objectives. Everyone has different goals and personal financial planning advice can help you make the right decision for your needs and situation.
Listen to the Podcast right now
https://www.envisionfinancial.com.au/wp-content/uploads/2020/06/The-Strategy-Stacker-Luke-Talks-Money-26062020.mp3
Also available on Apple Podcasts and Spotify ‘The Strategy Stacker – Luke Talks Money’

Are you ready to explore your new year financial goals?
Financial planning can help you reach your goals.
Do you have some goals in mind? Envision Financial can help you set and work towards your own financial goals and help you manage your financial life. We’re very pleased to let you know that we’ve returned to the office for appointments. Make an appointment to catch up with Luke face to face, over the phone or via video appointment.
Envision 2CC offer: Your first appointment is at our cost. Make an appointment to confidentially discuss your financial, saving, personal insurance or retirement goals. Call Envision Financial Services on 6260 4749. You can also use our contact us form to make an appointment for a confidential discussion about your situation.
Luke will return to talk about financial planning on 2CC Talking Canberra next Friday from 4.30pm for the 101th show. Tune into listen live or visit our website again to catch up on the podcast. You can also check out our YouTube Channel at Envision Financial Canberra.
18 min
June 28, 2020 Luke on 2CC – Making the most of the new financial year
What are your new financial year resolutions? Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 26 June 2020 and the topic: Setting yourself up for the new financial year. Welcome to the 100th episode of ‘Luke Talks Money’. Where does the time go? Today, Financial Planner Luke Smith joins Leon …
Luke on 2CC – Making the most of the new financial year Read More »
18 min
June 21, 2020 Luke on 2CC – Getting ready for your accountant
Are you ready to complete your tax return? Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 19 June 2020 and the topic: Tax returns and preparation. In today’s topic Financial Planner Luke Smith joins Leon to explore the topic of getting ready for your tax return. What do you need …
Luke on 2CC – Getting ready for your accountant Read More »
18 min
June 21, 2020Luke on 2CC – Getting ready for your accountant
Are you ready to complete your tax return?

Luke Smith joined 2CC Talking Canberra 1206AM.
The Money Show aired on Friday 19 June 2020 and the topic: Tax returns and preparation.
In today’s topic Financial Planner Luke Smith joins Leon to explore the topic of getting ready for your tax return. What do you need to do and what can you do to be more efficient in the new financial year? Leon and Luke however start the show talking about making super contributions – make sure your fund receives them before June 30, if you want them counted for this financial year.
Key highlights include:
The benefits and downfalls of using a shoe box to collect receipts
Are there alternatives to the shoe box?
What information do you need to keep for your tax return if you’re a business?
What information do you need to keep for your tax return if you’re an employee?
The benefits of using an accountant rather than doing it yourself
Luke’s top tips to help you manage your accounting and tax preparation
An offer for a free appointment to talk about your own financial planning goals and objectives. Everyone has different goals and personal financial planning advice can help you make the right decision for your needs and situation.
Listen to the Podcast right now
https://www.envisionfinancial.com.au/wp-content/uploads/2020/06/The-Strategy-Stacker-Luke-Talks-Money-19062020.mp3
Also available on Apple Podcasts and Spotify ‘The Strategy Stacker – Luke Talks Money’

Would you like help with your new year financial goals?
Seek advice if you need help
It’s almost tax time, how well prepared are you to complete your tax return? Envision Financial doesn’t offer accounting services but we can refer you to one should you need it. Envision Financial however can help you set and work towards your own financial goals and help you manage your financial life. We’re very pleased to let you know that we’ve returned to the office for appointments. Make an appointment to catch up with Luke face to face, over the phone or via video appointment.
Envision 2CC offer: Your first appointment is at our cost – even over the phone or by video chat. Make an appointment to confidentially discuss your financial and retirement goals. Call Envision Financial Services on 6260 4749. You can also use our contact us form to make an appointment for a confidential discussion about your situation.
Luke will return to talk about financial planning on 2CC Talking Canberra next Friday from 4.30pm. Tune into listen live or visit our website again to catch up on the podcast. You can also check out our YouTube Channel at Envision Financial Canberra.
18 min
June 14, 2020 Luke on 2CC – Should I start a pension before 30 June?
Turning super to pension before June 30 might have advantages Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 12 June 2020 and the topic: Starting a pension before 30 June. In today’s topic Financial Planner Luke Smith joins Leon to explore the topic of turning your super into a retirement … Luke on 2CC – Should I start a pension before 30 June? Read More »
18 min
June 14, 2020Luke on 2CC – Should I start a pension before 30 June?
Turning super to pension before June 30 might have advantages

Luke Smith joined 2CC Talking Canberra 1206AM.
The Money Show aired on Friday 12 June 2020 and the topic: Starting a pension before 30 June.
In today’s topic Financial Planner Luke Smith joins Leon to explore the topic of turning your super into a retirement income stream (pension) before June 30 as well as some of the advantages this may bring. Leon and Luke however start the show talking about why it’s good speak with someone who knows what they are doing – professional advice provides more certainty. It’s important to make the most of your retirement planning options.
Key highlights include:
What is the difference between the accumulation phase and the pension phase of super?
Is there are minimum amount of money you must take out of a pension each year?
At pension phase, is everything inside your fund is tax free?
How do you start a pension?
How often can pension payments be made?
Why would you start a pension before June 30?
Make a contribution from your pension to make a personal tax deductible contribution back to super
Build super in a spouses name, avoid the transfer balance cap
Paying off debts
Do a rennovation
Transition to retirement – access super money while you’re still working (it’s not tax free though)
What is the taxable lifetime limit?
Why wouldn’t you start a pension before June 30?
An offer for a free appointment to talk about your own retirement planning needs and goals. Everyone has different goals and personal financial planning advice can help you make the right decision for your needs and situation.
Listen to the Podcast right now
https://www.envisionfinancial.com.au/wp-content/uploads/2020/06/12062020-The-Strategy-Stacker-Luke-Talks-Money.mp3
Also available on Apple Podcasts and Spotify ‘The Strategy Stacker – Luke Talks Money’

Would you like help with your pension and retirement plans?
June 30 is a great time to review your financial goals and make some new goals for the coming financial year – even retirement goals! We’re very pleased to let you know that we’ve returned to the office for appointments. Make an appointment to catch up with Luke face to face, over the phone or via video appointment.
Envision 2CC offer: Your first appointment is at our cost – even over the phone or by video chat. Make an appointment to confidentially discuss your financial and retirement goals. Call Envision Financial Services on 6260 4749. You can also use our contact us form to make an appointment for a confidential discussion about your situation.
Luke will return to talk about financial planning on 2CC Talking Canberra next Friday from 4.30pm. Tune into listen live or visit our website again to catch up on the podcast. You can also check out our YouTube Channel at Envision Financial Canberra.
18 min
June 07, 2020Luke on 2CC – Preparations for June 30
Set yourself up for the New Financial Year right now

Luke Smith joined 2CC Talking Canberra 1206AM.
The Money Show aired on Friday 5 June 2020 and the topic: Preparations for June 30 tax and setting yourself up for the new financial year.
In today’s topic Financial Planner Luke Smith joins Leon to explore the opportunities that the end of financial year presents. It’s a great time to review and plan, to ensure you make the most of your tax deductions and consider your goals for the new financial year which is just around the corner. Leon and Luke start the show talking about why now is the time to think about your goals and opportunities.
Key highlights include:
Deductible contributions to super and checking your super statements
Prepaying what you can to secure tax deductions
Preparing for retirement – bolstering contributions before you stop working
Making the most of carry forward contributions too
Considerations for the self-employed, bill now or wait for July? Asset write-offs
Review the budget – do you know where you’re money is going?
Some of the key strategies you can stack in your favour may include:
Non-concessional contributions to super if you’re retiring
Reviewing your insurance to make sure it still meets your needs
Making tax deductible contributions to super or PSS contributions if you’re a member of that fund
Reviewing your home loan interest rate
Using offset accounts more strategically to fund tax deductions
Consider your super investment strategy
Organise your paperwork for the accountant
An offer for a free appointment to talk about your own financial planning needs.
Listen to the Podcast right now
https://www.envisionfinancial.com.au/wp-content/uploads/2020/06/ENVISION-FINANCIAL-PODCAST-050620.mp3
Also available on Apple Podcasts and Spotify ‘The Strategy Stacker – Luke Talks Money’

Would you like help with your own financial goals?
June 30 is a great time to review your situaiton and make some new goals for the coming financial year. We’re very pleased to let you know that we’ve returned to the office for appointments. Make an appointment to catch up with Luke face to face, over the phone or via video appointment.
Envision 2CC offer: Your first appointment is at our cost – even over the phone or by video chat. Make an appointment to confidentially discuss your financial and retirement goals. Call Envision Financial Services on 6260 4749. You can also use our contact us form to make an appointment for a confidential discussion about your situation.
Luke will return to talk about financial planning on 2CC Talking Canberra next Friday from 4.30pm. Tune into listen live or visit our website again to catch up on the podcast. You can also check out our YouTube Channel at Envision Financial Canberra.
19 min
June 07, 2020 Luke on 2CC – Preparations for June 30
Set yourself up for the New Financial Year right now Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 5 June 2020 and the topic: Preparations for June 30 tax and setting yourself up for the new financial year. In today’s topic Financial Planner Luke Smith joins Leon to explore the … Luke on 2CC – Preparations for June 30 Read More »
19 min

About The Strategy Stacker - Luke Talks Money

From the publisher's feed

Luke Smith is The Strategy Stacker. He's an experienced financial planner and each Friday afternoon talks about money with Leon Delaney on 2CC Talking Canberra. Luke's down to earth approach breaks…