The Strategy Stacker - Luke Talks Money

By Luke SmithSociety & Culture Business Education Kids & Family Investing

The Strategy Stacker - Luke Talks Money episodes

May 31, 2020Luke on 2CC – PSS benefits, your contribution matters!
The PSS benefit you receive is partially determined by what you add

Luke Smith joined 2CC Talking Canberra 1206AM.
The Money Show aired on Friday 29 May 2020 and the topic: PSS Super- The Public Sector Superannuation Scheme.
In today’s topic Financial Planner Luke Smith joins Leon to explore the opportunities many people who work for the Government don’t realise they have with the PSS Scheme. Leon and Luke start the show talking about the Covid-19 re-start of the NRL football season with the Canberra Raiders playing this weekend with the Melbourne Storm. Go Raiders!
(Post game note: Good news, Canberra won 22-6, sorry to the Storm fans listening).
Key highlights include:
What is the PSS?
How is your final benefit calculated?
Do you know why it’s a good fund to be a part of?
What is the benefit of making a 10% contribution if you can?
What’s the difference between making a 5% contribution and a 10% contribution?
Can you have a second superannuation fund to salary sacrifice if you wanted to save more to super?
Does the PSS take new members? Sadly no!
How should you take the PSS once you retire? Pension, Lump Sum or Combination?
Start thinking about your PSS with the end in mind – the sooner you start the better!
An offer for a free appointment to talk about your own financial planning needs.
Listen to the Podcast right now
https://www.envisionfinancial.com.au/wp-content/uploads/2020/05/29.05.2020-The-Strategy-Stacker-Luke-Talks-Money.mp3
Also available on Apple Podcasts and Spotify ‘The Strategy Stacker – Luke Talks Money’

Would you like advice about your PSS and retirement plans?
Make an appointment to catch up with Luke over the phone or via video conference. Appointments at the office will also return very shortly!
Envision 2CC offer: Your first appointment is at our cost – even over the phone or by video chat. Make an appointment to confidentially discuss your PSS and retirement goals. Call Envision Financial Services on 6260 4749. You can also use our contact us form to make an appointment for a confidential discussion about your situation.
Luke will return to talk about financial planning on 2CC Talking Canberra next Friday from 4.30pm. Tune into listen live or visit our website again to catch up on the podcast. You can also check out our YouTube Channel at Envision Financial Canberra.
19 min
May 31, 2020 Luke on 2CC – PSS benefits, your contribution matters!
The PSS benefit you receive is partially determined by what you add Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 29 May 2020 and the topic: PSS Super- The Public Sector Superannuation Scheme. In today’s topic Financial Planner Luke Smith joins Leon to explore the opportunities many people who work … Luke on 2CC – PSS benefits, your contribution matters! Read More »
19 min
May 25, 2020Luke on 2CC – Tax deduction planning and June 30
Start your EOFY tax deduction planning now

Luke Smith joined 2CC Talking Canberra 1206AM.
The Money Show aired on Friday 22 May 2020 and the topic: Tax deduction planning and the end of financial year.
In today’s topic Financial Planner Luke Smith joins Leon to explore the opportunities around planning for the end of financial year. They start the show though with a drum roll, after 8 weeks Luke joins Leon back in the studio. Australia has done better than others to manage Covid-19 and let’s hope the good results continue as we slowly emerge back to pre-covid life.
Key highlights include:
Working from home during Covid-19? There’s a tax deduction there.
Personal deductible contributions to boost your super and save tax. Don’t forget about the $25,000 limit and the carry forward credits that you might not have used from last year!
Pre-paying interest on an investment loan where the interest is tax deductible
Claiming income protection premiums, where the insurance is held in your name
Self employed opportunites – The 150k Instant Asset Write Off, this includes second hand good purchases too!
Pre-retirement strategies – using pension payments to fund personal deductible contributions to boost your super and save tax!
How do you make the most of your options?
The 30th June in 2020 falls on a Tuesday, but don’t leave it to the last minute to plan – start now.
An offer for a free appointment to talk about your own financial planning needs.
Listen to the Podcast right now
https://www.envisionfinancial.com.au/wp-content/uploads/2020/05/22.05.2020-The-Strategy-Stacker-Luke-Talks-Money.mp3
Also available on Apple Podcasts and Spotify ‘The Strategy Stacker – Luke Talks Money’

Are you ready to take advantage of your financial options?
Make an appointment to catch up with Luke over the phone or via video conference. Appointments at the office will return once the Covid-19 has passed, shortly we hope!
Envision 2CC offer: Your first appointment is at our cost – even over the phone or by video chat. Make an appointment to confidentially discuss your investment, personal insurance or retirement matters. Call Envision Financial Services on 6260 4749. You can also use our contact us form to make an appointment for a confidential discussion about your situation.
Luke will return to talk about financial planning on 2CC Talking Canberra next Friday from 4.30pm. Tune into listen live or visit our website again to catch up on the podcast. You can also check out our YouTube Channel at Envision Financial Canberra.
20 min
May 25, 2020 Luke on 2CC – Tax deduction planning and June 30
Start your EOFY tax deduction planning now Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 22 May 2020 and the topic: Tax deduction planning and the end of financial year. In today’s topic Financial Planner Luke Smith joins Leon to explore the opportunities around planning for the end of financial … Luke on 2CC – Tax deduction planning and June 30 Read More »
20 min
May 20, 2020Bankruptcy, Liquidation and Covid-19
Secure the best outcome you can, with our Guest, Jonathan Colbran

What is bankruptcy/liquidation and what should you know about these things during Covid 19? Financial Planner Luke Smith spoke with Jonathon Colbran from RSM Australia. RSM is a world leading provider of audit, tax and consulting services and Jonathan is a Partner in restructuring and recovery. Jonathan has almost 20 years in this field and has worked with individuals and companies, both small and big over this time.
They begin the discussion though about the ongoing Covid-19 crisis and the financial impact it’s having on many Australian individuals, families and businesses right now.
Key highlights include:
What is the role of a professional within restructuring and recovery?
Why having a conversation with them sooner rather than later, if you find yourself or your business in financial stress will benefit you.
Don’t think the first step here is bankruptcy of yourself or shutting down a business, things can be restructured to continue as normal – that’s often the outcome. It can create a stronger financial position.
Defining the key terms, bankruptcy and liquidation – what are these exactly?
What is receivership?
Common questions from individuals and families:
I’ve lost my job or I’ve got too much debt, what are my options?
What are some of the implications of becoming bankrupt eg, what happens to the family home?
How long does bankruptcy last?
What does a conversation about bankruptcy cover?
How is bankruptcy a fresh start?
Common questions from business owners:
My business is under stress as a result of covid 19, what are my options?
What at are my duties/obligations as a business owner/director?
Financial planning advice can assist you make informed decisions. So can the advice of a Restructuring and recovery consultant. Would you like to discuss your financial planning future?

https://www.envisionfinancial.com.au/wp-content/uploads/2020/05/Bankruptcy-Liquidation-and-Covid-19.mp3
Also available on Apple Podcasts ‘The Strategy Stacker – Luke Talks Money’

Would you like some advice around bankruptcy and liquidation?

Seek Advice Early
Make an appointment to catch up with Luke over the phone or via video conference. Appointments at the office will return once the Covid-19 has passed.
Envision 2CC offer: Your first appointment is at our cost – even over the phone or by video chat. Make an appointment to confidentially discuss your super and financial plans. Call Envision Financial Services on 02 6260 4749.
Luke is also happy to refer you to Jonathon Colbran from RSM Australia should you need financial distress advice. You can call Jonathan on 02 6217 0341 or email him at [email protected]. You can also visit the RSM Australia website at www.rsm.com.au and check out their free covid resources.
You can also use our contact us form to make an appointment for a confidential discussion about your situation. Luke will return to talk about financial planning on 2CC Talking Canberra next Friday from 4.30pm. Tune into listen live or visit our website again to catch up on the podcast. You can also check out our YouTube Channel at Envision Financial Canberra.
54 min
May 20, 2020 Bankruptcy, Liquidation and Covid-19
Secure the best outcome you can, with our Guest, Jonathan Colbran What is bankruptcy/liquidation and what should you know about these things during Covid 19? Financial Planner Luke Smith spoke with Jonathon Colbran from RSM Australia. RSM is a world leading provider of audit, tax and consulting services and Jonathan is a Partner in … Bankruptcy, Liquidation and Covid-19 Read More »
54 min
May 19, 2020 Luke on 2CC – Asset allocation during volatile times
Asset allocation can protect you from market volatility Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 15 May 2020 and the topic: Asset allocation. In today’s topic Financial Planner Luke Smith joins Leon to explore the issues around asset allocation, market volatility and investing. As Covid-19 slowly declines, Leon has … Luke on 2CC – Asset allocation during volatile times Read More »
18 min
May 19, 2020 Luke on 2CC – Asset allocation during volatile times
Asset allocation can protect you from market volatility Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 15 May 2020 and the topic: Asset allocation. In today’s topic Financial Planner Luke Smith joins Leon to explore the issues around asset allocation, market volatility and investing. As Covid-19 slowly declines, Leon has … Luke on 2CC – Asset allocation during volatile times Read More »
18 min
May 12, 2020 Luke on 2CC – Investing during Covid-19
Covid-19 and making investments – What do you need to consider? Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 8 May 2020 and the topic: Investing during Covid-19. In today’s topic Financial Planner Luke Smith joins Leon to explore the issues around Covid-19 and investing. How does a pandemic affect … Luke on 2CC – Investing during Covid-19 Read More »
19 min
May 12, 2020 Luke on 2CC – Investing during Covid-19
Covid-19 and making investments – What do you need to consider? Luke Smith joined 2CC Talking Canberra 1206AM. The Money Show aired on Friday 8 May 2020 and the topic: Investing during Covid-19. In today’s topic Financial Planner Luke Smith joins Leon to explore the issues around Covid-19 and investing. How does a pandemic affect … Luke on 2CC – Investing during Covid-19 Read More »
19 min

About The Strategy Stacker - Luke Talks Money

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Luke Smith is The Strategy Stacker. He's an experienced financial planner and each Friday afternoon talks about money with Leon Delaney on 2CC Talking Canberra. Luke's down to earth approach breaks…