If you're looking for effective ways to manage your student loan debt now that the student loan pause is over, this episode is your ticket to the next steps. Listen in as I explore the nuances of different loan repayment options for various professions. You'll discover how our powerful student loan calculator can pinpoint repayment amounts and how to use the information to optimize your repayment strategy — your payments could be as low as $0 with the new SAVE plan. I'll also talk about the importance of keeping cash flow low and whether investing in the stock market outweighs using the extra money to pay down student loans. So, let's get started! In today's episode, you'll find out: Ways your student loan payment and interest could be as low as $0 a month Subsidized payment options for resident physicians and other borrowers Why keeping cash flow low is crucial, especially if you're not well-compensated The difference in interest rates between 10-year and 20-year loans and why it may not matter If you should invest in the stock market or use the extra money to pay down your student loans How to overcome income uncertainty in the first years of practice How short-term interest rates can impact your student loan repayment journey Why 5-year loans are typically cheaper than 20-year loans How to compare your current payment to the SAVE plan and determine the best course of action When to wait to recertify your income for income-driven repayment The risks in authorizing loan servicers to pull data from the IRS for income recertification Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan