In this episode, the nerds are joined by accountant and property expert Ronesh Hargovind from Incentum Group to unpack the often misunderstood world of equity loans, trusts, and tax strategy.

They get into how investors can correctly structure their equity use, the importance of purpose when borrowing, and how trusts can unlock (or limit) wealth building potential. Whether you’re a first time investor or managing a growing portfolio, this episode gives you the clarity accountants wish every client had.

Timestamps:

0:00 - Intro

1:14 - Equity loans 101 & the “purpose” rule

3:12 - Home vs investment equity use

5:03 - Common structuring mistakes

7:00 - Loan splits & tax deductions

9:27 - Best practice: tracking loans

12:25 - Joint ownership & deductions

15:09 - Using equity to fund a trust

18:14 - Trust benefits & tax advantages

22:47 - Who should (and shouldn’t) use a trust

When it comes to equity loans and trusts, purpose and documentation are everything. Getting it right upfront can save thousands in tax headaches later.

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This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/