The Wallet

The world of cryptocurrency continues to grow in popularity. With Bitcoin regularly hitting the headlines, an increasing number of people are curious about investing in crypto. But what is it, what are its origins, and how does it work? 

Ambre Soubiran is the CEO of Kaiko - a crypto market data company. Having first read about Bitcoin back in 2013, Ambre was an early adopter and eventually left her banking career to pursue her passion for blockchain technology. Often cited as one of the most influential women in crypto, Ambre’s company Kaiko has just raised $24 million in Series A funding.

Today on The Wallet: 

1/ Ambre explains what exactly blockchain is, how it works, and busts some common myths around investing in crypto. 

2/ Cryptocurrency has gained a lot of media interest, so we discuss how to ignore the hype to ensure you're investing for the long term, and what this technology means for the future of financial services. 

3/ With the rise of crypto frauds and scams, we look at how to protect ourselves from fake platforms, as well as the challenges digital currencies face in light of their sometimes negative spotlight.

You can follow and connect with Ambre at:

• Kaiko: https://www.kaiko.com
• Twitter @ambresoub

Resources:

• https://folie.london
• Bitcoin White Paper: https://bitcoin.org/bitcoin.pdf 
• https://www.revolut.com
• https://www.coinbase.com
• https://www.kraken.com
• https://www.binance.com
• https://ethereum.org/en/ 

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Elizabeth Ogabi is a founder, entrepreneur, podcaster and author of ‘Side Hustle in Progress: A Practical Guide to Kickstarting Your Business’. She has worked across various industries and two continents over the span of her career. 

As a prominent voice for the advancement of women’s careers, Elizabeth is passionate about empowering women to create sustainable side hustles alongside their full-time jobs to help them build their dream lives. 

Today on The Wallet: 

1/ Elizabeth shares her experience of running a side hustle alongside a full-time job, how to define your goals for your side gig, and her advice for earning money on the side without burning out. 

2/ We are frequently bombarded with messages of success and the glamorisation of overworking, so today we look at how to sustainably build a business that works for you, and how we can move away from a toxic hustle culture. 

3/ As a self-professed ‘serial saver’, Elizabeth discusses how she started to shift her mindset around money to enjoy spending, as well as her investing journey.

You can follow and connect with Elizabeth at:

• Book: Side Hustle in Progress: A Practical Guide to Kickstarting Your Business 
• Instagram: @elizabethogabi, @forworkingladies and @leicour
• Twitter @ElizabethOgabi_ 
• Podcast: How I Made It Happen 

We shared some resources in this episode, all the links are below:

•  https://www.leicour.com/ 

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Kalpana Fitzpatrick is the Finance Editor at Hearst Magazines. She writes for publications such as Cosmopolitan, Good Housekeeping, Red and Prima, and her relatable, jargon-free articles cover a wide range of money management topics, such as how we can break down the taboos that surround money and the importance of financial literacy. 

Today on The Wallet: 

1/ Kalpana explains how we can open up the conversation around money with our friends, without judgement or shame, and how to overcome FOMO that leads to impulse spending. 

2/ Having saved £1,000 by reviewing her household bills and service providers, Kalpana gives her top tips for renegotiating deals to save money. 

3/ The pandemic has made many of us more attuned to our finances, and we’ve seen a rise of interest in investing. Kalpana shares her personal story of saving and investing money, and offers encouraging words to those who want to start investing. 

You can follow and connect with Kalpana at:

• Twitter: @KalpanaFitz
• Instagram: @Kalpanafitzpatrick

We shared some resources in this episode, all the links are below: 

• Article Cosmo: How to talk to your friends about money 
• Article Good Housekeeping: How I saved £1,000 in one afternoon 
• Uswitch
• Yolt
• Starling Bank
• Monzo
• Money Week Magazine
• Moneybox
• Wealthify
• Ethical Consumer website
• Good with money blog
• Clim8 Invest

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Check Warner is an early stage VC and co-founder of venture capital fund Ada Ventures - a $50m early-stage investment fund that supports overlooked and underrepresented tech founders. 

Having recognised the lack of diversity in the investment world, Check also co-founded the non-profit, Diversity VC, to help promote inclusion and eradicate affinity bias within the investment industry. 

Today on The Wallet: 

1/ Check gives us an introduction to venture capital, the role that VC’s play in supporting early-stage startup founders, how a fund is built and how founders can prepare for conversations with investors. 

2/ We discuss the positive knock-on effects that come with funding underrepresented groups and markets, and how we can get more money into their hands.

3/ Starting a business is hard, and there can be a lot of pressure on your personal finances — especially in the early days. Check explains how Ada Venture supports founders financially and emotionally, and the work they do to make the investment space fairer and more inclusive for founders who are also parents. 

You can follow and connect with Check at:

-Ada Ventures: https://www.adaventures.com

-Diversity VC: https://www.diversity.vc

-Twitter @checkwarner

We shared some resources in this episode, all the links are below: 

-Alma Angels: https://www.alma-angels.com/ 

-Angel Investing School: https://angelinvestingschool.com/ 

-Cindy Gallo Tweet: https://twitter.com/cindygallop/status/1391945328283328514 

-Claire Díaz-Ortiz Tweet: https://twitter.com/Claire/status/1390001812338626562 

-Fundraising and Privilege Blog post: https://medium.com/ada-ventures/on-fundraising-and-privilege-b6b2730d6c82

-VC Parental Leave Guide: https://www.diversity.vc/women-in-uk-vc/parental_leave_guide/ 

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Shellye Archambeau was one of the first ever Black female CEOs in the tech industry. She is a Silicon Valley leader, a Board member, and author of the inspiring book; Unapologetically Ambitious: Take Risks, Break Barriers, and Create Success on Your Own Terms.

From the very start of her extraordinary career, Shellye had a clear vision: she wanted to be a CEO. Through her ambition, resilience, and continuous pursuit of growth, she achieved her aspirations and is now inspiring others to take ownership of their careers and achieve their dreams. 

Today on The Wallet: 

1/ Goal setting has been instrumental in Shellye’s success. She talks about how to get intentional about your goals, build timelines, why planning helps you stay on track and why risk and opportunity are two sides of the same coin. 

2/ You’ll find out how to build confidence when it comes to negotiating your salary, and how Shellye has navigated asking for more in her career - even when it felt uncomfortable. 

3/ We discuss Shellye’s relationship with money and the role it plays in her life, and how her upbringing formed the money mindset she has kept with her to this day. 

You can follow and connect with Shellye at: 

• Instagram: @shelarchambeau
• Twitter: @ShelArchambeau
• Website: https://www.shellye.com 
• Book: Unapologetically Ambitious: Take Risks, Break Barriers, and Create Success on Your Own Terms 

I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod and subscribe to our newsletter here: 

• Vestpod’s newsletter “The Edit”: www.vestpod.com
• Join our online events and workshops: https://www.vestpod.com/events 
• Stay in touch with me: please send me your feedback on the podcast and suggest any guests! If you like it, please do share with your friends and rate / review on Apple Podcasts. That does really help!
• Instagram: @vestpod
• Private Facebook group: @vestpod
• Twitter: @vestpod @emilieldn

* Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*

Hosted on Acast. See acast.com/privacy for more information.

In today’s Stock Market 101 session, we’re going back to investment basics. For this exercise, I speak to qualified Chartered Accountant and founder of This Girl Invests, Prerna Khemlani — a passionate advocate for educating and encouraging women to get financially confident. 

Despite working in the financial industry, Prerna still found the information around personal finance difficult to understand and apply to her life. It was because of this frustration that she decided to launch her Instagram account, This Girl Invests, which now serves as a community for women to learn more and take control of their financial futures. 

Today on The Wallet: 

1/ We’re taking a step back and learning about the foundations of the stock market and investing. Prerna walks us through the basics, including: what exactly is the stock market, and how does it work? What is a stock? What’s the difference between stocks and funds? 

2/ There is always some risk involved with investing, so we discuss how to evaluate said risk and how to know what is comfortable for you, as well as the returns you can expect to see from your investments. 

3/ It can be hard to know where to start with investing, and Prerna offers valuable tips on how you can research companies to get a feel for the market as well as how to build your confidence to get some skin in the game. 

You can follow and connect with Prerna at: 

-Website: www.thisgirlinvests.co.uk 

-Instagram @thisgirlinvests

We shared some resources in this episode. The links are below: 

-Trading 212: www.trading212.com

-Moneybox: www.moneyboxapp.com 

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Kate Wills is a freelance travel journalist who writes for The Guardian, The Times, Vogue and The Telegraph, to name a few. She’s also the author of A Trip Of One's Own: Hope, Heartbreak and Why Travelling Solo Could Change Your Life.

As an avid solo traveller, Kate always found travelling alone liberating. But after her marriage ended, travelling provided her with the escapism, inspiration, and comfort she needed as well as the chance to experience a different way of life. 

Today on The Wallet: 

1/ Since we still can’t travel as freely as we’re used to, Kate shares how we can replicate that excitement and sense of adventure from home, and the benefits that come from stepping out of our comfort zone. 

2/ We discuss how changes in her lifestyle helped Kate take control of her finances after her divorce, and how by opening up to friends about her financial situation the conversation around money has become a lot less loaded.

3/ Kate offers her best travel tips for managing and budgeting money while abroad, as well as how to save for trips and how travelling alone has helped her to be more mindful, resourceful and resilient. 

You can follow and connect with Kate at: 

• Website: www.kate-wills.com
• Instagram: @katewillswrites
• Twitter: @katewills
• Book: A Trip of One’s Own: Hope, heartbreak and why travelling solo could change your life

We shared some resources in this episode. The links are below: 

• Get your glow back podcast, from Madeleine Shaw

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Madeleine Shaw is a leading voice in the wellness industry: a bestselling author, nutritional therapist, and mother. Madeleine is passionate about helping her followers get their glow back through eating well, moving more and making time for what makes them happy. 

But since our health is made up of more than just what we eat, Madeleine also believes that finances should be included in our overall wellness. Money is often an afterthought in our lives, yet with the right mindset, we can all build healthier money habits for a more balanced and fulfilling life.

Today on The Wallet: 

1/ Madeleine discusses the “wellness toolkit” she uses to reconnect to her body, relax, and feel happy, and why having an outlet can be key to feeling good.

2/ We look at the healthy money habits that Madeleine has adopted, which include reaching her financial goals by avoiding impulse purchases and opting for a slower, more sustainable outlook on life and consumption. 

3/ With social media being such an integral part of our lives, it’s harder than ever to stop comparing ourselves or our businesses to others online, so Madeleine offers helpful tips to help us look after our wellbeing online. 

You can follow and connect with Madeleine at: 

• Website: www.madeleineshaw.com
• Instagram: @madeleine_shaw_
• Books: Get The Glow, A Year Of Beautiful Eating and Ready Steady Glow

We shared some resources in this episode. All the links are below: 

• Homethings: www.gethomethings.com
• Farmdrop: www.farmdrop.com 

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Holly Tucker MBE is a British entrepreneur, philanthropist, and UK Ambassador for Creative Small Businesses. She is the founder of the online marketplace notonthehighstreet.com and Holly & Co, a small business advice and inspiration platform.

Above all, Holly is an ardent small business advocate and keynote speaker, committed to helping female entrepreneurs thrive by turning their passion into profit while building a happy and fulfilling life. 

In today’s episode of The Wallet:

1/ We discuss how you can build a business that looks and feels like you, the advantages of running your own company as a woman, and how to build confidence in those early days of entrepreneurship. 

2/ Holly shares her experience of managing money and cash flow in her business, and the role that money plays in her life and work. 

3/ As a founder, there can be a lot of pressure on you to ‘do it all’. Holly opens up about how she juggles work and home life, as well as self-care, and why she believes a balance of purpose and profit is the key to ultimate happiness. 

Holly’s new book, “Do What You Love, Love What You Do: The Empowering Secrets to Turn Your Passion into Profit” is out now! 

You can follow and connect with Holly at: 

• Holly & co: www.holly.co
• Instagram: @hollytucker 
• Instagram: @holly.co
• Book: Do What You Love, Love What You Do: The Empowering Secrets to Turn Your Passion into Profit

I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod and subscribe to our newsletter here: 

• Vestpod’s newsletter “The Edit”: www.vestpod.com
• Join our online events and workshops: https://www.vestpod.com/events 
• Stay in touch with me: please send me your feedback on the podcast and suggest any guests! If you like it, please do share with your friends and rate / review in iTunes. That does really help!
• Instagram: @vestpod
• Private Facebook group: @vestpod
• Twitter @vestpod @emilieldn

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*

Hosted on Acast. See acast.com/privacy for more information.

Anna Codrea-Rado is a journalist, podcaster and author, whose book ‘You’re The Business; how to build a successful career when you strike out alone’ is a practical guide for freelancers and those running a business of one.

After being made redundant in 2017, Anna took the leap and began freelancing while documenting the highs and harsh realities of self-employment. 

In today’s episode of The Wallet:

1) We discuss how to build healthy routines when you work for yourself and how to avoid burnout when you’re setting your own schedule.  

2) Anna talks about setting your prices based on your value rather than your time

3) We look at how to budget and organise your finances when you’re self-employed. Anna also shares tips on saving for the future when you have a fluctuating income.  

Connect with Anna: 

• https://www.annacodrearado.com 
• You’re the Business: How to build a successful career when you strike out alone
• Newsletter: https://www.lance.media/
• Podcast: Is This Working? 
• IG: @annacod

Resources: 

• Open Up by Alex Holder 
• Company of one by Paul Jarvis 
• www.starlingbank.com 

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! Learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

Submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email us at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.