The Wallet

Emma Maslin is a money coach and mentor who helps people understand their emotional connection with money to help build positive habits and a healthy money mindset. Emma is a passionate believer that financial health and well-being is not a luxury just for the wealthy: it is a basic need for all. 

Emma’s speciality is to equip people with both the right money mindset and the practical guidance and tools to achieve financial freedom. 

In today’s episode of The Wallet:

1) Emma shares how emotional spending might work as we return to the high street, and how we can recognise our triggers and take a pause before making impulsive decisions. 

2) I was also curious to find out what Emma thinks about the ‘collective global trauma’ (as reported by behavioural finance expert Neil Bage in an article published last month) that we’ve experienced in the last 12 months of the pandemic, and how this trauma will impact our financial decisions and attitude to risk. 

3) Since investing has become more mainstream and trendy during the pandemic, Emma also offers tips to new investors to help them understand their emotions around investing and how to build a long-term investment strategy. 

You can follow and connect with Emma at: 

• The Money Whisperer: www.themoneywhisperer.co.uk
• Twitter: @MoneyWhisperer_ 

We shared some resources in this episode. All the links are below: 

• Metro Article: How to treat bad money habits picked up over lockdown 
• Book: Atomic Habits by James Clear 

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Vivi Friedgut’s mother taught her about the importance of the stock market, which resulted in her buying her first stock at just 15. Since then, she has seen first hand the positive impact of getting into finances from an early age.

In today’s episode, we talk about:

1/ Investing has become a new buzzword so we’re talking about the key differences between day trading and investing for the long term.

2/ Raising awareness of financial abuse within relationships.

3/ How to make sure you actively manage your finances as a startup founder: build a safety net, prepare yourself in case your business fails and pay yourself along the way.

Connect with Vivi at:

• https://www.blackbullion.com/
• Book: Stay Financially Healthy While You Study: Make the most of your student experience
• Blog: https://vivifriedgut.medium.com 

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

We all have our own definitions of what it means to be “wealthy”. For you, wealth might be purely financial, but it could also be having time with your friends and family, experiences and trips, or the freedom to live life on your own terms.

My guest today is Davinia Tomlinson, who discovered that her definition of wealth extends beyond finances and has since been inspired to follow her own path. 

Davinia founded RainChq in 2018, to help women take control of their financial futures, build long term sustainable wealth and live with intention. 

As Davinia explains, we can easily move through life from one goal to another without stopping to think about what we truly want. So in this episode, we discuss how to identify desires that might be outside societal expectations, how we can reclaim our financial power, even in a pandemic, and how our differences in thinking and life experiences can be our biggest asset.

You can follow and connect with Davinia at: 

• Website: www.rainchq.com
• Instagram: @rainchq

You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*

Hosted on Acast. See acast.com/privacy for more information.

A 2013 study from Duke University and the University of California found that male CEOs with deeper voices tend to manage larger companies, stay in their jobs for longer and even make more money to the tune of $190,000 per year. 

But can the pitch of our voice really have an effect on our earning potential, or the impact we have at work and how we’re perceived as leaders?

My guest today is Vanessa Collingridge, an award-winning TV and radio journalist and leadership coach who is empowering women to quite literally use their voice, speak up and get comfortable taking up space. 

Joined by Vestpod intern, Millie, Vanessa shares practical hacks that we can use to try and help amplify our voices, breathing techniques that can help calm our nerves in stressful situations as well as the subtle changes we can make to our posture in order to feel more powerful. 

Vanessa has boundless energy and is so passionate about boosting the visibility of women encouraging us all to ditch our “good girl” mentalities and strive to be seen and heard.

You can follow and connect with Vanessa at: 

• Twitter: @NessCollingr

We shared some resources in this episode. All the links are below: 

• Amy Cuddy Ted Talk: Your body language may shape who you are 
• Male CEOs with deep voices more likely to have market success: Huffington Post 

You can follow Vestpod:

• Newsletter and classes: https://www.vestpod.com
• My book “You’re Not Broke, You’Re Pre-Rich is available to purchase from Amazon and your favourite bookshop 
• Instagram @vestpod
• Join our Facebook group

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*

Hosted on Acast. See acast.com/privacy for more information.

Claire Wasserman is the founder of ‘Ladies Get Paid’ a leading platform that champions the professional and financial advancement of women.

She has now put together all she’s learnt about this into her first book ‘Ladies get Paid’: the pre-eminent guide on how women can get recognised and rewarded at work.

We’ve been working from home for a full year, and we know the pandemic has disproportionately impacted women, so I was curious to get Claire’s insights on how we can still show our value as we work remotely, and ultimately get paid what we deserve.  

Claire also shares how we can open the conversation around money with our peers, the power she has seen in having your own personal board of career advisors, her one piece of negotiation advice everyone should know, how to overcome imposter syndrome and why we should consider investing for our future. 

You can follow and connect with Claire at: 

• Website: https://www.ladiesgetpaid.com/ 
• Book: https://www.ladiesgetpaid.com/book 
• Instagram: https://www.instagram.com/ladiesgetpaid/ 
• Linkedin: https://www.linkedin.com/company/ladies-get-paid//
• Facebook: https://www.facebook.com/ladiesgetpaid
• Claire Wasserman website: https://www.clairewasserman.com/
• Claire Wasserman’s Linkedin: https://www.linkedin.com/in/clairewasserman/

You can follow Vestpod:

• Newsletter and classes: https://www.vestpod.com
• My book “You’re Not Broke, You’Re Pre-Rich is available to purchase from Amazon and your favourite bookshop 
• Instagram @vestpod
• Join our Facebook group

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*

Hosted on Acast. See acast.com/privacy for more information.

AJ Odudu is a TV presenter that you may recognise from programs such as Big Brother's Bit On The Side, Celebrity SAS Who Dares Wins, Don’t Rock The Boat and more recently behind the scenes for The Voice UK! In addition to her presenting achievements, she’s also a DJ, a qualified personal trainer, and a contributor to publications including Vogue and Marie Claire.

In this episode of The Wallet, AJ also shares how she remains positive and stands firm in her values when it comes to realising her worth through negotiating pay; how she’s constantly had to overcome the fear of failure and take risks over the course of her career; and how she hopes to tackle the racism and cultural bullying that she has experienced throughout her life. 

You can follow and connect with AJ at: 

• Website: www.ajodudu.com
• Twitter: @AJOdudu
• Instagram: @ajodudu and @homewithaj

We shared some resources in this episode. All the links are below: 

• Vogue: https://www.vogue.co.uk/arts-and-lifestyle/article/aj-odudu-anti-racism 
• Marie Claire: https://www.marieclaire.co.uk/entertainment/people/aj-odudu-anti-bullying-week-673824 
• BBC gender pay gap:https://www.bbc.co.uk/news/entertainment-arts-40661179 
• Trussle:https://trussle.com/mortgages/blog/millennials-making-sacrifices-to-climb-housing-ladder 

You can follow Vestpod:

• Newsletter and classes: https://www.vestpod.com
• My book “You’re Not Broke, You’Re Pre-Rich is available to purchase from Amazon and your favourite bookshop 
• Instagram @vestpod
• Join our Facebook group

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*

Hosted on Acast. See acast.com/privacy for more information.

Amy Thomson is the founder of Moody Month, a mood and hormone cycle tracker designed to help women better understand their bodies. Having raised over two million pounds with Moody Month, Amy shares her experience of raising the funds that have enabled her to build her business ethically and sustainably, as well as her own personal financial story as an entrepreneur. 

Connect with Amy & Moody at: 

• Moody Month: https://moodymonth.com/app
• Moody Book: Moody: A Woman's 21st-Century Hormone Guide out now! 
• Instagram: @Moodymonth
• Amy’s Instagram: @amytstory
• Future Girl Corp: http://www.futuregirlcorp.com

We shared some resources in this episode. All the links are below: 

• Zinc: https://www.zinc.vc/ 
• Entrepreneur first: https://www.joinef.com
• The Rose Review of Female Entrepreneurship: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/784324/RoseReview_Digital_FINAL.PDF
• Sara Blakely Spanx: https://www.forbes.com/profile/sara-blakely/
• Katrina Lake Stitch Fix: https://www.forbes.com/profile/katrina-lake/?sh=66bc943c5fe9
• The Big Hack Documentary: https://www.youtube.com/watch?v=iX8GxLP1FHo&ab_channel=Netflix
• Bias and $Billions- Rewriting Female Funding Narratives: https://amytstory.medium.com/bias-and-billions-rewrite-female-funding-narratives-496dc170e693 

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Saving for retirement can feel like a distant goal, with pensions often feeling complicated and impersonal.  

But with research finding that by the time a woman is aged 65 to 69, her average pension wealth is roughly a fifth of that of a man the same age (Chartered Institute of Insurance 2018), saving for your pension can be vital for a happy retirement. 

We know the gender pay gap negatively impacts women throughout their career. This disparity also affects how much we can save for our future, so how can we address the gender pension gap and ensure that we work towards closing it?

My guest today is Romi Savova, the founder and CEO of PensionBee - the leading online pension manager giving customers ownership of their savings, encouraging them to actively interact with their pension pot through a unique combination of technology and customer-centric service. 

In this episode, Romi shares how we can better understand our pension plans, the importance of financially planning for later life, and how to start saving. 

It’s also a very exciting time for Romi as she gears up for PensionBee’s upcoming IPO. With only 5% of the FTSE 100 CEOs being female (IG Group, 2020) we take a look at Romi’s experience as a female founder working in the financial space and how her organisation has achieved complete gender parity. 

You can follow and connect with Romi at: 

• PensionBee: https://www.pensionbee.com
• Twitter: @romisavova

We shared some resources in this episode. All the links are below:

• https://www.cii.co.uk/news-items/2018/october/deficit-by-a-thousand-cuts-news/ 

You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*

Hosted on Acast. See acast.com/privacy for more information.

Research from the Inclusive Tech Alliance has highlighted that just 12.6% of board members in the country's largest tech firms are women, and BAME people make up just 8.5% of senior leaders.  

Joining me today is Abadesi Osunsade, founder of Hustle Crew, a community focused on giving underrepresented professionals the skills and support they need to achieve lasting change. 

Inclusion and diversity in the technology community has become central to Abadesi’s mission, empowering women to recognise their worth and to ask for more. 

However, negotiating and understanding your own value can be tricky. Having these conversations can feel daunting and downright uncomfortable. In this episode, Abadesi shares her own experience of salary negotiations, getting paid what you’re worth as a business owner or freelancer, and her top tips for overcoming your fears so you can go into these conversations feeling like a million bucks. 

You can follow and connect with Abadesi at: 

• Hustle Crew: https://www.hustlecrew.co
• Techish Podcast: http://www.techishpod.com
• IG: @techishpod
• https://www.abadesi.com
• Twitter: @Abadesi
• IG: @abadesi
• Dream Big. Hustle Hard.: The Millennial Woman's Guide to Success in Tech

Resources: 

• Black representation at top of FTSE 100 companies falls to zero, Financial Times
• Inclusive Tech Alliance Research, Inclusive Boards
• Ask for it: How Women Can Use the Power of Negotiation to Get What by Linda Babcock
• https://www.moneysavingexpert.com 

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. 

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Money can be a loaded and emotional topic. Our beliefs around money influence all aspects of our financial journey, from our earning capacity, to how we spend money and how we save for the future. 

However, our money beliefs can be deep rooted and often subconscious. It can be tricky to know where to start when it comes to understanding our feelings about finances. It’s equally difficult to recognise behaviours we may have adopted. 

My guest today is Simonne Gnessen, founder of Wise Monkey Financial Coaching. She is also the co-author of the women’s guide to personal finance ‘Sheconomics’. 

Simonne has over 10 years of experience as a financial advisor. Today, through Wise Monkey Financial Coaching, she empowers her clients to build a better relationship with money, helping them use it effectively to achieve their goals. 

In this episode, Simonne shares powerful exercises that help us understand how we think and feel about money. She offers practical tips for building a positive money mindset once you have identified your limiting financial beliefs or blockers.

We also take a look at some of the common emotions that drive impulse purchases, as well as how we can resist today's temptations to spend. 

You can follow and connect with Simonne at: 

• Wise Monkey Financial Coaching: https://financial-coaching.co.uk/
• Linkedin: https://www.linkedin.com/company/wise-monkey-financial-coaching
• Twitter: https://twitter.com/simonnegnessen
• Sheconomics: http://sheconomics.com/

You can follow Vestpod:

• Newsletter and classes: https://www.vestpod.com
• The kindle version of my book “You’Re Not Broke, You’Re Pre-Rich” is on sale for the entirety of February 2021 on Amazon UK for 99p! 
• Instagram @vestpod
• Join our Facebook group

* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*

Hosted on Acast. See acast.com/privacy for more information.