Are you looking for ways to secure your financial future, no matter what the market situation is? In this episode, Russ and Joey share their personal crisis playbook, going over how you can protect your money during times of market instability, wars, or economic crashes. They discuss the three key elements needed to safeguard your wealth during these uncertain times.

Russ recounts his experience during the 2008 financial crisis, when he realized that it wasn't better investments that were needed to weather the storm but a comprehensive system for cash flow, asset protection, and liquidity. Joey adds his experience, explaining how even when making a high income, he found that having money tied up in assets and retirement plans made him unable to seize opportunities.

The hosts dive deep into their Passive Income Operating System, a system they built to ensure money continues to flow, even during crises. They share how this system moves income into predictable streams and maintains accessibility to capital. They also highlight how real estate, cash-flowing assets, and infinite banking provide stability and financial independence, even in uncertain times.

If you're looking for a way to secure your financial future no matter what the market does, this episode provides proven strategies.

Top three things you will learn:

-The three essential elements needed to protect your money during market instability

-How to create a system that generates predictable income and ensures access to capital

-Why leveraging real estate, cash-flowing assets, and infinite banking can secure your financial future

March 2026 Income At-A-Glance:

-Gross Income for March: $80,423.00

-Total Expenses for March: $31,368.00

-Total Net Profit for March: $49,055.00

-Difference b/t February & March: ($1,664.00)

-% of net profit to overall gross revenue: 61%

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

Many business owners and investors believe that forming an LLC automatically protects their assets. But today's guest warns that many LLCs fail under pressure because owners overlook critical protections, which could cost them everything in lawsuits or audits.

In this episode, Aaron Scott Young joins Russ and Joey to discuss why most LLCs fail under pressure. Aaron explains that simply filing paperwork with the state isn’t enough. Without proper structure, documentation, and ongoing compliance, the courts can treat your LLC as your “alter ego,” meaning your personal assets are fully exposed.

He breaks down the critical steps most people skip. The conversation also highlights how small mistakes can destroy your protection when it matters most.

If you’ve built a business or investment portfolio and assume your LLC has you covered, this episode will challenge that assumption. Tune in to discover the crucial steps for proper structure and operation that can truly protect your assets.

Top three things you will learn:

-Why most LLCs fail to protect owners during lawsuits or audits

-The steps required to maintain real legal separation and protection

-How small mistakes (like mixing finances) can instantly destroy your asset protection

About Our Guest:

Aaron Scott Young is the CEO of Laughlin Associates. For over 20 years, He has been empowering business owners to build strong companies and proactively protect their dreams. An entrepreneur with several multimillion-dollar companies under his own belt, Aaron has made it his life’s work to arm other business owners with success formulas that immediately provide exponential growth and protection.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with Aaron Scott Young:

- Website - LimitMyRisk.com

- Laughlin Associates Website - https://laughlinusa.com/

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

Most people think there’s a “perfect” Infinite Banking policy, but what if that belief is exactly what’s setting them up to fail? In this episode, Russ and Joey break down one of the most misunderstood questions in Infinite Banking: Is there such a thing as the perfect policy design? Instead of giving a one-size-fits-all answer, they reveal why the right design depends entirely on your goals, timeline, and financial situation.

They walk through the two key levers that shape every policy—base premium and paid-up additions (PUA)—and explain how each impacts cash value growth, death benefit, and long-term performance.

The conversation also uncovers why many so-called experts get policy design wrong by forcing rigid formulas instead of tailoring strategies. From health and income to business goals and legacy planning, Russ and Joey outline the real variables that determine the optimal structure.

Their conclusion is clear: there is no universal perfect design—only the one that aligns with your specific objectives. And getting this right can be the difference between a policy that underperforms and one that becomes a powerful wealth-building system.

Top three things you will learn:

-The reason there is no “perfect” IBC policy

-The difference between base premium and PUA (and when to use each)

-How to design a policy that aligns with your goals, cash flow, and timeline

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

Have you ever wondered what actually happens when you lend money for real estate flips? In this episode, Russ and Joey sit down with Matt Strong from Sierra West Funding to talk about the ins and outs of lending money on house flips. Matt shares his approach to mitigating risk and ensuring that his investors’ money is safe.

He explores the three factors to successful private lending and the consequences of chasing higher returns. Matt also highlights how experience in flipping properties helps him evaluate the true value of a deal and the borrower’s ability to execute.

With over 1,600 deals under his belt, Matt provides a wealth of knowledge on how to manage both successful and troubled deals. Whether you're considering becoming a private lender or just curious about it, this episode gives a clear picture of how the process works.

Top three things you will learn:

-How to minimize risk and protect your investment when lending money on house flips

-How to evaluate a good deal

-What to do when things go wrong

About Our Guest:

Matt Strong is the owner of Sierra West Funding, which provides quick funding for short-term real estate projects, typically fix-and-flip or other single-family investments. He got his start in real estate in 2004 by actively buying and selling his own properties and has purchased and resold over 425 single-family homes in Utah. Matt is also an active buy-and-hold investor, real estate broker, and loan officer.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with Matt Strong:

- Email - [email protected]

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

What does it really take to build a $100M empire? In this episode, Russ and Joey sit down with Alex and Leila Hormozi to dive into their untold story. Before they were household names, before they built a $100M empire, they were just like many of us– struggling, learning, and figuring things out.

Alex shares how he pivoted from a successful consulting career to opening gyms, eventually leading to the launch of their multimillion-dollar business ventures. Leila, who started in fitness sales and personal training, reveals how she joined Alex in entrepreneurship and helped scale their ventures together.

We also discuss the major setbacks and personal challenges they faced, and how these moments of doubt ultimately led to growth. Their story is not just about business success, but about resilience, hard decisions, and finding the courage to go against the grain.

If you’ve ever wondered what it takes to build a successful business from the ground up, this episode is for you. Don’t miss the raw, unfiltered version of their journey and how Alex and Leila turned their struggles into a foundation for their success.

Top three things you will learn:

-The real struggles behind the success

-The power of taking risks

-The importance of mentorship and belief

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

Many business owners making $1–$2 million annually feel financially secure, but when it comes time to sell, they realize their business isn't worth enough to retire on. In this episode, Tom Shipley joins Russ and Joey to talk about the exit strategy most $1–$2M business owners get wrong. He explains why two-thirds of businesses in this range fail to sell, and how to avoid the “valley of despair” where owners find themselves stuck in an endless cycle.

Tom goes over the steps every business owner should take before trying to sell. He shares how acquisitions can be a powerful tool for improving your business value and how a well-timed acquisition can increase your chances of a successful exit.

Whether you're preparing to sell your business or want to ensure you're setting it up for a lucrative exit down the road, learn how to create a sustainable, profitable business that attracts buyers and maximizes your exit potential.

Top three things you will learn:

-Why $1–$2M business owners struggle to retire on the sale of their business

-How to prepare your business for a successful exit

-The power of acquisitions in business growth and exit strategies

About Our Guest:

Tom Shipley is a serial entrepreneur and investor who focuses on building "optional exits" for $3M-$50M+ businesses, allowing owners to sell on their own terms or continue growing. Tom's emphasis is on leveraging acquisitions for growth and creating valuable, self-sustaining systems rather than just optimizing for a quick sale.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with Tom Shipley:

- Website - https://DealConLive.com

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

Today, Russ and Joey answer the question: How much do you need to start the Infinite Banking Concept? It’s a natural question after hearing about this powerful financial tool.

But there’s a bigger picture here. The real question isn’t about the minimum you can contribute, because let’s be honest, when have you ever gotten maximum results by doing the bare minimum? The key is in understanding the long-term benefits of starting early and putting your money to work in a place that gives you access and control.

Russ and Joey walk you through a real-life example of a couple who were making over $300,000 a year but felt stuck in the rat race. By reallocating their funds from lazy savings accounts and qualified plans into their infinite banking system, they were able to leverage their money and get better returns.

Listen to this episode to understand how IBC works, why it’s crucial to start early, and how you can break free from traditional money traps.

Top three things you will learn:

-How the Infinite Banking Concept works

-Why starting early is more important than the minimum amount

-How to use Infinite Banking to secure passive income and financial freedom faster

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

If you're selling property without understanding the full benefits of a 1031 exchange, you might be setting a huge chunk of your investment on fire. In this episode, Scott Saunders joins Russ and Joey to discuss the critical mistakes investors make when selling properties and how they can affect your wealth.

Scott, a 1031 exchange expert, shares his decades of experience in navigating this often-overlooked tax-saving strategy. He explains the real cost of not using a 1031 exchange, with taxes potentially eating up 30–50% of your property’s equity.

But it’s not just about avoiding taxes. It’s about smart, strategic investing. Scott explains that knowing the right time for a 1031 exchange and how to structure it properly can help diversify your real estate portfolio. He also shares his best and worst experiences with the 1031 exchange process.

Learn how you could make your next property sale an opportunity for growth.

Top three things you will learn:

-How to avoid tax losses when selling a property

-The key mistakes investors make in 1031 exchanges

-How to leverage 1031 exchanges for portfolio growth

About Our Guest:

Scott Saunders has an extensive background in IRC 1031 tax-deferred exchanges, having been involved in structuring thousands of 1031 exchanges during his 34 years in the exchange industry. He dedicates a significant portion of his time to presenting classes and podcasts on intermediate and advanced 1031 exchange strategies to accountants, attorneys, financial advisors, real estate brokers, and principals nationwide. He has also spoken at many association events and is an accredited speaker in several states.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with Scott Saunders:

- Email - [email protected]

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

Is whole life insurance the right choice for your financial future? In this episode, Russ and Joey break down why whole life insurance is the ideal choice for infinite banking compared to Indexed Universal Life (IUL) or Variable Universal Life (VUL), both of which have gained attention in recent years.

Nelson Nash, the founder of IBC, believed that whole life insurance provides the most reliable and predictable returns, as opposed to the volatility and limitations of IUL and VUL policies.

Tune in to understand the differences and why whole life could be essential in your financial freedom journey.

Top three things you will learn:

-Why whole life insurance is the best choice for infinite banking

-The risks of using IUL and VUL for infinite banking

-How to build long-term wealth with whole life insurance

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/

Are you looking for ways to earn money without working full-time? In this episode, Russ and Joey are breaking down 5 semi-passive income opportunities that require minimal time commitment but can still provide consistent cash flow.

They discuss each opportunity, outlining the startup costs, how much time is involved, and what you can realistically expect in terms of profits. While these businesses aren’t “get rich quick” schemes, they offer a smart way to start building passive income streams that can eventually replace your day job.

Whether you’re new to passive income or an experienced investor, this episode will give you the tools to start earning with minimal hands-on effort. Learn how to start small and scale up your semi-passive income while maintaining your current lifestyle.

Top three things you will learn:

-How to generate cash flow with minimal time commitment

-The costs and time commitment of semi-passive businesses

-How to scale and maintain semi-passive income streams

February 2026 Income At-A-Glance:

-Gross Income for February: $98,420.00

-Total Expenses for February: $47,701.00

-Total Net Profit for February: $50,719.00

-Difference b/t January & February: $9,626.00

-% of net profit to overall gross revenue: 51%

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps

Stop trading hours for dollars and start building wealth the way the wealthy actually do 👇

🧬 Step 1 – Find out what kind of investor you actually are

There are no good or bad investments, only good or bad investors. Take the Investor DNA assessment and get your investor type, your personal buy box, and the top 2 passive income streams that fit how you’re wired, plus the first move to make this week.

👉 http://wealthwithoutwallstreet.com/investor-dna

👀 Step 2 – Learn the system in 12 minutes (free)

In 12 minutes flat, see the Infinite Banking Concept that took Russ and Joey past $50,000/month in passive income: how to recycle the dollars you’re already spending and make them work twice, so the same money funds your life and buys your assets.

👉 https://apply.wealthwithoutwallstreet.com/

📈 Step 3 – Build Your Passive Income Machine

We didn’t inherit this. Russ and Joey built the system themselves and now collect over $50,000/month in passive income. Inside the Passive Income Lab, we hand you that exact system and work with you 1-on-1 for 12 weeks to install it: your Freedom Number, your Family Bank, and a real deal pipeline in the next 90 days.

👉 http://choosePassiveIncome.com

More free ways to grow your wealth

📊 Take the Financial Freedom Analyzer

Two minutes to see your Freedom Number, your current gap, and what has to change to close it.

👉 quiz.wealthwithoutwallstreet.com

👥 Join Our Free Community

Swap deals and lessons with 10,000+ investors doing this right now

👉 http://wealthwithoutwallstreet.com/community

😡 Paying $250K+ in taxes? Stop the bleed.

Apply for the next Tax Strategy Intensive and keep more of what you earn.

👉 wealthwithoutwallstreet.com/tax

📘 The book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

👉 wealthwithoutwallstreet.com/newbook

📸 Daily plays on Instagram @wealthwithoutwallst

▶️ Watch on YouTube https://www.youtube.com/@WealthWithoutWallStreet?sub_confirmation=1

📧 Subscribe on Substack https://wealthwithoutwallstreet.substack.com/