How did you handle money in your college years? The label, starving student, has become cliche, but it’s a title that many of us know all too well. No matter what stage of life you’re in, if you’re struggling to manage your spending, my guest this week has some timely advice.

Zina Kumok is a freelance writer specializing in personal finance. She's also a money coach who helps people pay off debt, build budgets and spend mindfully. In this week’s episode Zina and I talk about the money lessons she learned during college, and how she made the switch from carefree spender to balanced saver.

You can find the show notes for this episode at https://maplemoney.com/112

This week’s episode was brought to you by EQ Bank. Did you know? You can now transfer money overseas with TransferWise directly from your EQ Bank Savings Plus account. Not only will you benefit from earning 2.00% interest on your savings, but you’ll pay far less for international money transfers. While other banks have a habit of sneaking in markups and extra charges, that’s not something you’ll have to worry about with EQ Bank. To start saving money today, visit https://maplemoney.com/eqbank