Wealth Talks

Taking a loan from a policy is easy, but there are questions that can arise.

Will taking a loan decrease my death benefit? Why does the insurance company charge interest? When should I pay off my policy loan?

This week, Tom and John answer all these questions and many more. Listen Now on Wealth Talks.

Resources

How to Build Sustainable Wealth: https://www.life-benefits.com/store/

Lots of people seem to be gung-ho on investing in the market. Whether they're trying to make a lot or make a little, build their dream home or supplement social security. Sometimes these folks only know enough to be dangerous.

This episode is a chilling reminder as to how rough and unpredictable a road the market can be in reality.

And talking of social security. What's might happen to this program? Tom and John share thoughts about this and discuss wealth killers such as fees, interest and taxes. Listen Now.

Resources

How to Build Sustainable Wealth: https://www.life-benefits.com/store/

Note: Investing information provided in this podcast is for educational purposes only. Life Benefits, LLC does not offer advisory or brokerage services, and does not recommend or advise investors to buy or sell particular securities.

America has been the face of benevolence for years. Has this benevolence contributed to the deterioration of America today? It is good to be compassionate and sharing, but we need to make sure we are not giving away what we need to take care of our own responsibilities.

Listen in as Tom and John address the problem of benevolence and possible side-effects in your personal finances as well as at a cultural level.

Resources Link to Seminar recording: https://www.life-benefits.com/store-detail/#sw-seminar

Link to Policy Class: https://www.life-benefits.com/store-detail/#policy-class

September 17-18th marked our first LIVE event since early 2020. It was wonderful! Seeing people in person, face to face, is something no Zoom conference can replace.

Today on Wealth Talks, Tom and John are joined by Michele. Together, they give you a brief synopsis of the event.

Resources: https://www.life-benefits.com/store-detail/#sw-seminar

Taxes are unpleasant, yet it is important to plan for them if one wants to pay as little as possible. Sadly, many people are planning in a way that will cost them in the long run.

Today, Tom and John are joined by special guest Martha Baker-Starr, a Certified Tax Coach™. Together, they talk about the importance of planning for taxes over the long term. Listen now on WealthTalks.

Contact: [email protected] or call 803-256-1083 ext 104

We put fences around our homes and locks on our doors to protect our physical property. But do we do anything to protect our intellectual property? Coca-Cola, MacDonald's and Nike sure have, but what about us?

Intellectual property is extremely important and should be properly protected, but it's tough to know how to do so. Should you file for a Copyright? Trademark? Patent? Even if you know which form of protection is right for you, filing with the US Government can be a real pain.

Today on Wealth Talks, Tom and John are joined by Attorney Mark Wright. Mr. Wright has an extensive history of protecting intellectual property across the private, corporate, and government sectors; from small businesses to Fortune 500 companies. Listen now to hear His insight on intellectual protection.

Resources: Attorney Mark Wright contact: [email protected]

Average returns don't mean actual returns. On the surface this doesn't sound like it would be a huge issue. But it is. In addition, the benefit of a 401(k) tax deferral used to be estimated about 9%, but not anymore. And fees continue taking a steady told each year which erodes your compounding base. These factors, as well as liquidity issues and insufficient accumulation of funds in most plans are prompting people to save in other vehicles even if they continue to use a 401(k).

Many of those who speak about the evils of making money are the ones who aren't making any.

Today on WealthTalks, Tom and John talk about why Earning money, as well as Keeping and Giving money, are so important to building and sustaining a strong society.

Make sure your children learn about the flow of money and value in meaningful ways as they grow up, so they can become more productive and creative as adults.

Interest is often seen as a negative thing, but is it? Many people confuse interest with usury, but the two are distinctly different.

Today on Wealth Talks, you will learn the difference between interest and usury, and how to use interest to your advantage.

Also, Tom and John share the next big thing they see coming in the financial world and what you can do to prepare.

Ready to take control of your money? Attend our upcoming LIVE event.

Sustainable Wealth and Investing Seminar Sept 17-18th