Wealth Talks

How to manage debt wisely whether it's a mortgage, car loan, business loan or policy loan. Life Insurance plays a key role in providing protection against outstanding debt and becomes the best environment for savings and a foundation for other investment opportunities.

This week on Wealth Talks Tom and John talk about the keys to a successful budget. Listen to this episode and discover how a percent based budget can provide you more freedom and scalability than a traditional flatline budget based on fixed expenses.

Should you replace an existing life insurance policy or keep what you have? Today we clear muddy waters surrounding this question and share some key factors that can help you make the best decision.

We don't usually talk about job reports and confidence levels, but some special things are happening right now. Despite the looming stock market crash from unprecedented highs which has been predicted by several experts, the next few years are likely to be a great time for small business growth, translating to more personal income and savings for middle-class Americans. Consider these facts and how you can improve your position now so you're ready when opportunity knocks.

Joe Biden says "I no savings account, but I have a great pension and a great salary." For those of us who don't have a six figure pension backed by taxpayers, discover how to plan for the future in a way that keeps all the options on the table as long as possible.

The holiday shopping season is here again. Today we explore smart shopping tips (offline & online) integrated with The Perpetual Wealth Code™ to save you time and money.

Discover why 10-pay policies are NOT the best way to build wealth using life insurance. Dr. Tom and John McFie discuss a recent case and how the agent erroneously tried to reason that "the policy loan rate doesn't matter because you get it all back in the end."

Being thankful is a powerful way to generate wealth that can never be replaced or taken away from you.

Special guest Layla Vanderslice joins Dr. Tom and John McFie sharing about Diversification. Is it good or bad? Why does Warren Buffet say diversification is for people who don't know what they're doing? Are Mutual Funds diversified? Is PWLI diversified? Are there different types of diversification? How does it all pan out in the end…especially if you need Long Term Care?