One of the more common questions regarding pre-approvals is, "how long is my pre-approval good for?". Generally speaking, a pre-approval (PA) is good for as long as the maturity date of the rate hold (as specified within the pre-approval). Rate holds are typically set for 90 to 120 days depending on the lender. Although the rate hold is indeed a critical part of the PA, it can also be a major distraction from other more important (or critical) conditions that if not maintained (or updated) will lead to a significantly downgraded level of assurance, or outright invalid pre-approval. If any of the application details change from the date the application was completed, then the PA could technically be deemed void and/or invalid.  

Other than the rate hold guarantee in a PA, here are some other conditions/circumstances to be aware of that could lead to your PA no longer being valid:

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