Each state is working to certify the official election results, but we have an apparent winner in President-Elect Joe Biden. Given the history of Obama-Biden student loan policies, it's likely that we'll see some progressive changes that could affect the future of student loans.

Here are seven things that a Biden administration may try to achieve, and my thoughts on how that could affect the treatment of student loan debt going forward.

In today's episode, you'll find out:

• What a Biden administration could mean for the future student loans
• Why Biden might make applying for bankruptcy for student loans easier, and why it doesn't matter
• What forgiveness might look like under Biden's plan for borrowers
• What a compromised forgiveness expansion might look like
• Why reducing IDR payments could be bad for everybody
• How the REPAYE program was born and what that could mean for student loan reform
• How increasing Pell Grants could be a big win for working class or lower-income families
• Why eliminating the tax bomb likely won't happen in the next 4 years
• How making college free would cause the cost of tuition to skyrocket
• Why I think Biden's team grossly underestimated the cost of their student loan plan
• Will Trump extend the student loan interest and payment freeze
• When you should refinance your federal loans
• Whether you should refinance even if your interest is 0%

Full show notes at: http://studentloanplanner.com/103

Like the show? There are several ways you can help!

• Subscribe on Apple Podcasts, Spotify or Google Podcasts
• Leave an honest review on Apple Podcasts
• Follow on Facebook, Twitter, or LinkedIn

Feeling helpless when it comes to your student loans?

• Try our free student loan calculator
• Check out our refinancing bonuses we negotiated
• Book your custom student loan plan