Student Loan Planner

Why Your Savings Rate Is Probably Too High


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Can "save more" be bad advice? We're pulling back the curtain on something financial advisors rarely discuss: how saving too much can harm your quality of life. We'll unpack the uncomfortable truth about how all professions, including my own, handle potential conflicts of interest. This isn't about vilifying financial planning — it's about making sure the help you get is truly in your best interest, and not just serving someone else's bottom line.

Key moments:

(01:31) When financial planners pressure clients to invest bonuses rather than enjoy them (04:36) Fee structure matters less than the value received for the financial advice given (08:12) Most people overspend on things they don't even like (15:50) Bad advice often comes from people who don't understand your situation

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Do you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!

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Student Loan PlannerBy Travis Hornsby

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