Student Loan Planner

Why Your Savings Rate Is Probably Too High


Listen Later

Can “save more” be bad advice? We’re pulling back the curtain on something financial advisors rarely discuss: how saving too much can harm your quality of life. We'll unpack the uncomfortable truth about how all professions, including my own, handle potential conflicts of interest. This isn't about vilifying financial planning — it's about making sure the help you get is truly in your best interest, and not just serving someone else’s bottom line.

Key moments:

(01:31) When financial planners pressure clients to invest bonuses rather than enjoy them (04:36) Fee structure matters less than the value received for the financial advice given (08:12) Most people overspend on things they don’t even like (15:50) Bad advice often comes from people who don’t understand your situation

Like the show? There are several ways you can help!

  • Follow on Apple Podcasts, Spotify or Amazon Music
  • Leave an honest review on Apple Podcasts 
  • Subscribe to the newsletter

Feeling helpless when it comes to your student loans?

  • Try our free student loan calculator
  • Check out our refinancing bonuses we negotiated
  • Book your custom student loan plan
  • Get profession-specific financial planning

Do you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!

 

...more
View all episodesView all episodes
Download on the App Store

Student Loan PlannerBy Travis Hornsby

  • 4.8
  • 4.8
  • 4.8
  • 4.8
  • 4.8

4.8

166 ratings


More shows like Student Loan Planner

View all
Money Guy Show by Brian Preston and Bo Hanson

Money Guy Show

3,159 Listeners

Afford Anything by Paula Pant | Cumulus Podcast Network

Afford Anything

3,515 Listeners

ChooseFI by ChooseFI

ChooseFI

5,084 Listeners

White Coat Investor Podcast by Dr. Jim Dahle of the White Coat Investor

White Coat Investor Podcast

2,430 Listeners

NerdWallet's Smart Money Podcast by NerdWallet Personal Finance

NerdWallet's Smart Money Podcast

746 Listeners

BiggerPockets Money Podcast by BiggerPockets

BiggerPockets Money Podcast

3,052 Listeners

Earn & Invest by Jordan Grumet (Doc G)

Earn & Invest

431 Listeners

Money Meets Medicine by Doctor Podcast Network, Jimmy Turner MD

Money Meets Medicine

219 Listeners

The Passive Income MD Podcast by Peter Kim, MD

The Passive Income MD Podcast

279 Listeners

The Personal Finance Podcast by Andrew Giancola

The Personal Finance Podcast

1,353 Listeners

All the Hacks with Chris Hutchins by Chris Hutchins

All the Hacks with Chris Hutchins

1,569 Listeners

Escape Student Loan Debt Podcast by EscapeStudentLoanDebtPodcast l Student Loan Strategies for the Established Professional

Escape Student Loan Debt Podcast

22 Listeners

Catching Up to FI by Bill Yount & Jackie Cummings Koski

Catching Up to FI

326 Listeners

Financially Free Physicians by Sim Terwilliger, CFP®, CSLP®

Financially Free Physicians

0 Listeners

Financially Free Era by SLP Wealth by Meagan McGuire

Financially Free Era by SLP Wealth

3 Listeners