Everyone's wondering whether AI is coming for their job (or wallet), so it's fair to ask how close AI tools are to replacing a real human student loan advisor or even your future career. We get into why some professions may weather the AI storm better than others, what the superstar effect means for your career (and your loans), and how upcoming policy changes like the One Big Beautiful Bill Act will shake up borrowing limits, the decision between federal versus private loans, and long-term strategy.

We also share where human advice will always matter, and what all this means for you if you're managing loans, borrowing for school, or about to choose a degree.

Key moments:

(03:43) Comparing new AI models for real-life financial analysis

(05:20) The “superstar effect” and how AI will widen the gap between top and average earners

(09:54) Why real human expertise still matters most for high-stakes student loan decisions

(12:45) Upcoming federal loan limits, Parent PLUS problems, and the likely chaos from the One Big Beautiful Bill Act

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