Governments have to spend a lot of money in taking care of the elderly. On top of that, essential services have problems with funds such as education.

政府不得不花费大量资金来照顾老年人。除此之外，像教育等基础服务在资金方面也存在问题。

It is widely known that most medical needs and costs occur in the last years of life.

众所周知，大多数医疗需求和费用都出现在人生的最后几年。