Ask a YFP CFP® #28: Why have interest rates gone up on my federal student loans?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Christian in Arkansas: Why have interest rates gone up on my federal student loans?

Mentioned on the Show:

• YFP Planning
• National Student Loan Data System (NSLDS)
• The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Cameron Huddleston, award winning journalist and author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances joins Tim Ulbrich to talk about five key financial lessons to teach your kids.

• The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD
• Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston
• CameronHuddleston.com
• YFP 108: How to Effectively Talk with Mom and Dad About Their Finances
• What I Teach My Kids About Money by Cameron Huddleston
• YFP Planning
• The Compound Effect by Darren Hardy
• Email Cameron Huddleston: [email protected]
• Follow Cameron on Instagram (@cameronkhuddleston)
• Follow Cameron on Twitter (@CHLebedinksy)

Cameron Huddleston, award winning journalist and author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances joins Tim Ulbrich to talk about five key financial lessons to teach your kids.

• The Pharmacist’s Guide to Conquering Student Loans by Tim Church, PharmD
• Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston
• CameronHuddleston.com
• YFP 108: How to Effectively Talk with Mom and Dad About Their Finances
• What I Teach My Kids About Money by Cameron Huddleston
• YFP Planning
• The Compound Effect by Darren Hardy
• Email Cameron Huddleston: [email protected]
• Follow Cameron on Instagram (@cameronkhuddleston)
• Follow Cameron on Twitter (@CHLebedinksy)

Ask a YFP CFP® #27: Should I continue contributing to my 401(k) if my employer is no longer offering a match?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Erin in Virginia: Should I continue contributing to my 401(k) if my employer is no longer offering a match?

Mentioned on the Show:

• YFP Planning
• YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions
• YFP 073: How to Determine the Priority of Investing
• YFP 074: Evaluating Your 401k Plan
• YFP 075: DIY, Robo or Hire a Planner?
• YFP 076: Investing Rapid FIre Q&A
• Are You Making This $1 Million Dollar Mistake?
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Ask a YFP CFP® #27: Should I continue contributing to my 401(k) if my employer is no longer offering a match?

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Erin in Virginia: Should I continue contributing to my 401(k) if my employer is no longer offering a match?

Mentioned on the Show:

• YFP Planning
• YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions 
• YFP 073: How to Determine the Priority of Investing 
• YFP 074: Evaluating Your 401k Plan
• YFP 075: DIY, Robo or Hire a Planner?
• YFP 076: Investing Rapid FIre Q&A
• Are You Making This $1 Million Dollar Mistake?
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

On this week's episode, sponsored by HPSO, Nate Hedrick, The Real Estate RPH, interviews two pharmacists, Shelby Bennett and Bryce Platt, about their home buying experience. Shelby and Bryce recently worked with Nate via the YFP Real Estate Concierge Service to craft a plan and connect with a local preferred agent to buy their first homes.

• Get Professional Liability Insurance with HPSO
• Nate Hedrick, The Real Estate RPH
• YFP Real Estate Concierge Service
• FIrst Time Homebuying Guide
• YFP Planning
• IberiaBank
• YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop
• BiggerPockets
• The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom by Craig Curelop
• Compare Multiple Mortgage Lenders with Credible
• YFP Real Estate Resources
• Never Split the Difference: Negotiating as if Your Life Depended on It by Chris Voss
• Real Estate Rookie Podcast
• Schedule a Free 30-minute Jump Start Planning Call with Nate

On this week's episode, sponsored by HPSO, Nate Hedrick, The Real Estate RPH, interviews two pharmacists, Shelby Bennett and Bryce Platt, about their home buying experience. Shelby and Bryce recently worked with Nate via the YFP Real Estate Concierge Service to craft a plan and connect with a local preferred agent to buy their first homes. 

• Get Professional Liability Insurance with HPSO
• Nate Hedrick, The Real Estate RPH
• YFP Real Estate Concierge Service
• FIrst Time Homebuying Guide
• YFP Planning
• IberiaBank
• YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop
• BiggerPockets
• The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom by Craig Curelop
• Compare Multiple Mortgage Lenders with Credible
• YFP Real Estate Resources 
• Never Split the Difference: Negotiating as if Your Life Depended on It by Chris Voss
• Real Estate Rookie Podcast
• Schedule a Free 30-minute Jump Start Planning Call with Nate

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Danielle in Newnan, Georgia: Which mortgage term is best?

Mentioned on the Show:

• YFP Planning
• IberiaBank
• Pharmacist Home Loan
• Compare Mortgage Refinance Lenders with Credible
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Danielle in Newnan, Georgia: Which mortgage term is best? 

Mentioned on the Show:

• YFP Planning
• IberiaBank
• Pharmacist Home Loan
• Compare Mortgage Refinance Lenders with Credible
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Tim Ulbrich shares his recent experience refinancing his primary residence. He talks through the numbers, how he determined the breakeven point, the rationale for refinancing and 5 lessons learned along the way.

Mentioned on the Show

• Compare Mortgage Refinance Lenders with Credible
• YFP 139: Should Your Refinance Your Mortgage
• IberiaBank
• YFP 136: The Ins and Outs of a Pharmacist Home Loan
• YFP 154:Getting a Home Loan in a Pandemic
• Pharmacist Home Loan with IberiaBank
• Mortgage Refinance Calculator
• YFP Planning
• YFP Facebook Group