Ask a YFP CFP® #10: How do I cope with the financial pressures of student loan debt while looking for a job?

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Emily: How do I cope with the financial pressures of student loan debt while looking for a job?

Mentioned on the Show:

• YFP Planning
• YFP 115: Financial Considerations for Job Loss or Reduced Hours
• Refinance Your Student Loans
• YFP 116: Transforming Your Life and Career Through Networking
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dr. Jessica Louie shares about her journey being trained as a critical care pharmacist, how she quickly found herself burned out, how the KonMari method helped her and how she applied the KonMari method to her financial plan on this week's podcast. These small intentional daily steps led to big changes in her financial plan including being completely debt free and having over 6 figures in savings.

Mentioned on the Show

• YFP Planning
• YFP 086:How to Spark Joy as an Entrepreneur w/ Jessica Louie
• Clarify Simplify Align
• The Burnout Doctor Podcast
• Tidying Up with Marie Kondo on Netflix
• Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek
• How to Apply the KonMari Method to Finances / Kakeibo
• Free Kakeibo Tracking Sheet
• The Joy of Missing Out: Live More by Doing Less by Tonya Dalton
• Work with Jessica
• Connect with Jessica on LinkedIn
• Connect with Jessica on Instagram
• Connect with Jessica on Facebook

Dr. Jessica Louie shares about her journey being trained as a critical care pharmacist, how she quickly found herself burned out, how the KonMari method helped her and how she applied the KonMari method to her financial plan on this week's podcast. These small intentional daily steps led to big changes in her financial plan including being completely debt free and having over 6 figures in savings. 

Mentioned on the Show

• YFP Planning
• YFP 086:How to Spark Joy as an Entrepreneur w/ Jessica Louie
• Clarify Simplify Align
• The Burnout Doctor Podcast
• Tidying Up with Marie Kondo on Netflix
• Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek
• How to Apply the KonMari Method to Finances / Kakeibo
• Free Kakeibo Tracking Sheet 
• The Joy of Missing Out: Live More by Doing Less by Tonya Dalton
• Work with Jessica
• Connect with Jessica on LinkedIn
• Connect with Jessica on Instagram
• Connect with Jessica on Facebook

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Amanda in Ashtabula, Ohio: What percentage do I need for a down payment on a rental property?

Mentioned on the Show:

• YFP Planning
• YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop
• Bigger Pockets
• YFP 109: An Interview w/ Suze Orman
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Amanda in Ashtabula, Ohio: What percentage do I need for a down payment on a rental property? 

Mentioned on the Show:

• YFP Planning
• YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop
• Bigger Pockets
• YFP 109: An Interview w/ Suze Orman
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Cory & Cassie Jenks join Tim Ulbrich to share their specific path and plan towards achieving financial independence through a modified Coast FI approach. They talk about why and how they have aggressively saved for retirement early in their careers, how they have worked together to achieve their goals, and how Cory's side hustle doing improv comedy has helped their financial plan all while filling a bucket of doing something he loves.

Mentioned on the Show

• Refinance Your Student Loans
• Enter the New Year's Giveaway
• YFP 104: Jason Long's FIRE Journey
• YFP 111: How One New Practitioner is on FIRE
• Mr. Money Moustache
• YFP Podcast
• Four Pillar Freedom: What is Coast FIRE?
• Cory Jenks on LinkedIn
• Cory Jenks on Twitter
• Cory Jenks on Instagram
• Cassie Jenks on Twitter
• Cassie Jenks on Facebook
• Cassie Jenks on Instagram
• Atomic Habits: An Easy and Proven Way to Build Good Habits and Break Bad Ones by James Clear
• Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin

Cory & Cassie Jenks join Tim Ulbrich to share their specific path and plan towards achieving financial independence through a modified Coast FI approach. They talk about why and how they have aggressively saved for retirement early in their careers, how they have worked together to achieve their goals, and how Cory’s side hustle doing improv comedy has helped their financial plan all while filling a bucket of doing something he loves.

Mentioned on the Show

• Refinance Your Student Loans
• Enter the New Year’s Giveaway
• YFP 104: Jason Long’s FIRE Journey
• YFP 111: How One New Practitioner is on FIRE
• Mr. Money Moustache
• YFP Podcast
• Four Pillar Freedom: What is Coast FIRE?
• Cory Jenks on LinkedIn
• Cory Jenks on Twitter
• Cory Jenks on Instagram
• Cassie Jenks on Twitter
• Cassie Jenks on Facebook
• Cassie Jenks on Instagram
• Atomic Habits: An Easy and Proven Way to Build Good Habits and Break Bad Ones by James Clear
• Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin

On the first episode of the New Year, Tim Ulbrich talks about 5 ways you can accelerate your financial plan in 2020. This episode is full of resources you can use to put these ideas into action.

Mentioned on the Show

• Credible Home Mortgage Refinance
• Enter the New Years Giveaway
• YNAB
• Your Best Year Ever by Michael Hyatt
• 100 Side Hustles: Unexpected Ideas for Making Extra Money Without Quitting Your Day Job by Chris Guillebeau
• YFP 032: Find Your Why (Part 1): 3 Life Planning Questions w/ Tim & Jess Ulbrich
• YFP 033: Find Your Why (Part 2): The Path to Success w/ Tim & Jess Ulbrich
• YFP Planning
• YFP 028: New Year, New Budget
• 5 Steps to Creating Best Budget
• YFP Budget Template
• YFP 057: The Power of Automating Your Financial Plan
• Mvelopes
• Mint
• YFP Financial Fitness Test
• YFP Podcast
• YFP Blog
• YFP Facebook Group
• YFP 063: Intro to the Side Hustle Series
• YFP 126: Going Beyond Six Figures with Medical Writing w/ Brittany Hoffmann-Eubanks
• YFP 131: Secrets to Building a Successful Side Hustle w/ Eric Christianson
• The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8 AM) by Hal Elrod
• YFP 124: The Behavioral Investor w/ Dr. Daniel Crosby
• YFP 015: Financial Planning Series: Interview with Tim Baker - Part 1
• YFP 016: Financial Planning Series: Benefits of a Financial Planner - Part 2
• YFP 017: Financial Planning Series: Questions to Ask - Hiring a Planner - Part 3
• YFP 054: Why Fee-Only Financial Planning Matters
• YFP 055: Why You Should Care How a Financial Planner Charges
• Nuts and Bolts to Hiring a Financial Planner Guide
• Schedule a Free Discovery Call with YFP Planning

On the first episode of the New Year, Tim Ulbrich talks about 5 ways you can accelerate your financial plan in 2020. This episode is full of resources you can use to put these ideas into action.

Mentioned on the Show

• Credible Home Mortgage Refinance 
• Enter the New Years Giveaway
• YNAB
• Your Best Year Ever by Michael Hyatt
• 100 Side Hustles: Unexpected Ideas for Making Extra Money Without Quitting Your Day Job by Chris Guillebeau
• YFP 032: Find Your Why (Part 1): 3 Life Planning Questions w/ Tim & Jess Ulbrich
• YFP 033: Find Your Why (Part 2): The Path to Success w/ Tim & Jess Ulbrich
• YFP Planning
• YFP 028: New Year, New Budget
• 5 Steps to Creating Best Budget
• YFP Budget Template
• YFP 057: The Power of Automating Your Financial Plan
• Mvelopes
• Mint
• YFP Financial Fitness Test
• YFP Podcast
• YFP Blog
• YFP Facebook Group
• YFP 063: Intro to the Side Hustle Series
• YFP 126: Going Beyond Six Figures with Medical Writing w/ Brittany Hoffmann-Eubanks
• YFP 131: Secrets to Building a Successful Side Hustle w/ Eric Christianson
• The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8 AM) by Hal Elrod
• YFP 124: The Behavioral Investor w/ Dr. Daniel Crosby
• YFP 015: Financial Planning Series: Interview with Tim Baker - Part 1
• YFP 016: Financial Planning Series: Benefits of a Financial Planner - Part 2
• YFP 017: Financial Planning Series: Questions to Ask - Hiring a Planner - Part 3
• YFP 054: Why Fee-Only Financial Planning Matters
• YFP 055: Why You Should Care How a Financial Planner Charges
• Nuts and Bolts to Hiring a Financial Planner Guide
• Schedule a Free Discovery Call with YFP Planning

Happy Holidays from the YFP team! As we near the end of 2019, it's important to celebrate the wins, big or small, that we've had over the past year. Take a listen to several YFP community members sharing their 2019 financial wins on this week's episode.

• Policygenius
• YFP Facebook Page
• YFP Facebook Group
• Ask YFP a Question