In this power-packed LOBC session, Carl White and Owen Lee dive into what loan officers should be doing right now to set up a strong Q1 and the simple $10 strategy one LO used to instantly spark more agent conversations and drive referral deals.

Carl breaks down his personal "project minimum" filter for deciding where to invest time, revealing why he raised his threshold from $30K to $60K and how loan officers can do the same. Owen Lee brings the heat with a crucial market update following the Fed's November announcement, explaining how rate cut expectations were priced in and what happened when Powell shook investor confidence. If you're wondering whether to lock or float, this is a must-watch.

Plus: A major update on loan-level price adjustments (LLPAs) and why cash-out refis may become a major opportunity as the GSEs shift gears.

Don't miss this one. It's packed with strategic takeaways you can use immediately to grow your business.

LIVE Zoom Meeting Access: https://www.BreakfastClubZoom.com

Free Strategy Call for Loan Officers: https://www.MortgageTrainingCall.com

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