In today's episode, I share how I budget as a financial coach. Budgeting is the second step in my five-step plan for building wealth, and I give you my perspective on personal and business budgeting. 

First, I explain the power of a zero-based budget, where every dollar has a purpose. I highlight how this approach brings clarity and flexibility in spending while aligning with my financial goals. Then, I explain how my personal and business budgets intertwine in my three-tiered budgeting strategy. 

I am spotlighting how I budget to inspire you to make changes in your finances. Whether your goal is to pay off debt, save for the future, or get set up for retirement, this episode guides you in creating budgets that fit your unique circumstances.

Stay tuned to hear insights on these key topics during this episode:

[01:10] Zero-based budgeting explained

[04:55] How my business budget informs my personal budget

[10:40] Why I have 3 personal budgets

[16:25] Budgeting is not about restriction

Tune into this episode of Money Files to learn how I leverage budgeting in my personal and business finances as a money coach.  

Get full show notes and the episode transcript: https://wealthovernow.com/how-i-align-my-budget-spending-and-future-goals-as-a-financial-coach/

Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now

Understanding Your Financial Self Concept

How Brent Ditched Perfectionism and Got Intentional with His Spending - Wealth Over Now

How to Use Financial Visioning to Achieve Your Money Goals