Some 401(k) plans let you put in extra after-tax money and move it into a Roth so it can grow tax-free—but you have to know what your plan allows. Richard Rosso & Jonathan McCarty share 10 questions to ask your 401(k) provider so you don’t miss it.

Rich & Jonathan also explain a new bill that would make the $6,000 senior deduction permanent. It’s not the same as “no tax on Social Security” for everyone—and the Social Security tax rules still depend on income thresholds that haven’t kept up with inflation.

Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP

Produced by Brent Clanton, Executive Producer

0:00 - INTRO

0:20 - Mancards & Oven Replacements

3:21 - OBBA & Larger Tax Refunds

10:16 - The $6k Senior Tax Deduction

16:52 - Are You Mega Roth Eligible?

21:18 - The Super Saver Endorphen

24:24 - The Roth Aging Issue

27:25 - Changes in the AMT

30:56 - OBBA & Marginal Rates Will Go Up

36:10 - Candid Coffee Preview

-------

Register for our next Candid Coffee, 2/21/26:

https://streamyard.com/watch/Wq3Yvn9ny5GV

-------

Watch Today's Full Video on our YouTube Channel:

https://youtube.com/live/fEk6rYGzFkA?feature=share

-------

Watch our previous show, "Dalio at Davos: Calm Markets, Hidden Currents," here:

https://youtube.com/live/mippkxiCJQI

--------

The latest installment of our new feature, Before the Bell, "Dow Streak Signals Pullback ," is here:

https://youtu.be/zor3I7w1wLA

-------

Visit our E-book Library (no library card required!)

https://realinvestmentadvice.com/ria-e-guide-library/

--------

SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow

--------

Visit our Site: https://www.realinvestmentadvice.com

Contact Us: 1-855-RIA-PLAN

--------

Subscribe to SimpleVisor:

https://www.simplevisor.com/register-new

--------

Connect with us on social:

https://twitter.com/RealInvAdvice

https://twitter.com/LanceRoberts

https://www.facebook.com/RealInvestmentAdvice/

https://www.linkedin.com/in/realinvestmentadvice/

#RetirementPlanning #RothIRA #Roth401k #SocialSecurity #TaxPlanning