How much money do you really need to retire?

Headlines touting a retirement “magic number” may do more harm than good, especially when an intimidating savings target becomes an excuse to give up.

Richard Rosso & Jonathan McCarty explain why successful retirement planning isn't about reaching one arbitrary number. It's about building sustainable income around your actual spending, lifestyle, Social Security benefits, savings, and other resources.

We also examine why many older workers now view Social Security as their retirement plan, whether Social Security alone can provide enough income, and how to build a realistic retirement strategy even if you're starting later or haven't saved as much as you hoped.

The goal isn't to hit someone else's magic number. It's to create a retirement plan that works for you.

0:00 INTRO

0:48 - Social Security DLS Recap, Medicare Preview

3:29 - Financial Literacy Continues to Fall

6:35 - The 60/40 Portfolio kind of sucks this year

9:53 - Rampant Market Gambling -

11:01 - Investors are Keeping too Much Cash

13:41 - Mistakes People Make

17:19 - The Private Credit Mistake

22:49 - The Retirement Magic Number Fallacy

29:00 - Social Media & Reels

31:30 - Social Security Decisions

33:16 - Terrible Advice abounds - "Boiler Room"

Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP

Produced by Brent Clanton, Executive Producer

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Articles mentioned in this report:

"Abel Takes Charge at Berkshire Hathaway"

https://realinvestmentadvice.com/resources/blog/abel-takes-charge-at-berkshire-hathaway/

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Watch our previous show, " ?"

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Get more info & commentary:

https://realinvestmentadvice.com/insights/real-investment-daily/

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* REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026:

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#RetirementPlanning #SocialSecurity #RetirementSavings #PersonalFinance #FinancialPlanning

The latest inflation report came in largely as expected, giving the Federal Reserve something increasingly valuable: more time.

Inflation was neither soft enough to eliminate concerns about price pressures nor hot enough to force the Fed's hand. That leaves investors asking what comes next for interest rates, the economy, and markets.

Lance Roberts examines what the latest inflation data means for Fed policy, whether officials can remain patient, and what investors should watch as the debate over inflation and interest rates continues.

0:00 INTRO

0:50 - CPI & Bond Auction Action

4:00 - Markets Are Stretched

9:31 - Lebo Merch

11:03 - CPI, Inflation, & Oil Prices

12:31 - What The Fed Should Do

16:08 - Core Inflation

18:01 - Inflation vs Prices

20:29 - Why Inflation is Important

21:01 - Why Leave Your Money at Old Company?

21:55 - Why Inflation Matters

24:48 - What the Fed May Do in September

28:31 - CPI Measurement & Boskin Commission

32:09 - The AI "Circular Financing" Narrative Debunked

35:43 - AI Spend per Employee per Month (Chart)

38:19 - AI Winners & Losers

Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO,

Produced by Brent Clanton, Executive Producer

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Do you enjoy our content?

Rate us on Google: https://bit.ly/4b9JtEo

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Watch today's "Before the Bell" premarket commentary, "Retail Investors Are Chasing Again,"

https://youtu.be/1sKwI4gscZo

--------

Watch Today's Full Video on our YouTube Channel:

https://youtube.com/live/Hl6lVuNeTYM

-------

Articles mentioned in this report:

"Wall Street To Support Data Center Growth"

https://realinvestmentadvice.com/resources/blog/wall-street-to-support-data-center-growth/

-------

Watch our previous show, "Q&A Wednesday - Is Inflation Back in Control?"

https://youtu.be/ygeDd0d0XF8

-------

Get more info & commentary:

https://realinvestmentadvice.com/insights/real-investment-daily/

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* REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026:

https://streamyard.com/watch/Qjx33M2tS4i4

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#StockMarket #Investing #SP500 #MarketOutlook #PortfolioManagement #Inflation #FederalReserve #InterestRates

Fresh inflation data later this morning puts the Federal Reserve and the economy back in focus:

Can inflation continue to cool despite higher energy prices?

Is the weakening labor market increasing pressure on the Fed to cut rates?

And with markets near record highs, should investors remain bullish, rebalance portfolios, or prepare for more volatility?

Lance Roberts and Danny Ratliff answer your live questions on inflation, interest rates, the economy, markets, portfolio risk, and what investors should be watching next.

0:00 INTRO

1:01 - Inflation Day - CPI Preview

3:45 - Earning Season wrapping - earnings beats were high, buy backs return

4:35 - Markets Bank & Forth, consolidation continues

5:19 - Bullish Trend Continues - focus on what matters

9:27 - Bloomberg Poll - Living On Parents' Money & Adulting

14:57 - When buying stocks, how much does CEO matter?

17:07 - Tracking Gold Prices/Oil Prices/Inflation

18:25 - K-shaped Economy: When will weakening consumer matter? (Never bet against the consumer)

20:22 - AI Data Center Investment instruments: Revenue-generating asset class?

22:55 - Capital Gains Tax changes' effects on Boomer Retirement?

24:15 - Individual Bonds vs Bond Funds (SimpleVisor)

26:34 - US Treasuries & Yen intervention (FIMA Facility)

29:48 - Bond Yields at 5%+ - Good Time to Buy?

30:54 - CAPE Yields

31:23 - Are Buybacks Losing their Effectiveness?

33:20 - Is there circular-financing going on with Nvidia?

36:34 - What do you consider a long-duration bond? (Duration exceeds needs)

38:49 - What about Corporate Bonds?

39:56 - Earnings are fake? (Microsoft Operating Income)

Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP

Produced by Brent Clanton, Executive Producer

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Do you enjoy our content?

Rate us on Google: https://bit.ly/4b9JtEo

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Watch today's "Before the Bell" premarket commentary, "Why Bearish Headlines Keep Losing,"

https://youtu.be/ygeDd0d0XF8

--------

Watch Today's Full Video on our YouTube Channel:

https://youtube.com/live/Hl6lVuNeTYM

-------

Articles mentioned in this report:

"Abel Takes Charge at Berkshire Hathaway"

https://realinvestmentadvice.com/resources/blog/abel-takes-charge-at-berkshire-hathaway/

--------

Watch our previous show, "What Really Drives Markets?"

https://youtube.com/live/c9cOlFVLGoU

-------

Get more info & commentary:

https://realinvestmentadvice.com/insights/real-investment-daily/

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* REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026:

https://streamyard.com/watch/Qjx33M2tS4i4

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Contact Us: 1-855-RIA-PLAN

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#StockMarket #Investing #MarketOutlook #Earnings #PortfolioManagement #Inflation #FederalReserve #Economy

What really drives bull and bear markets? Lance Roberts & Jon Penn examine why corporate earnings remain one of the most important forces behind market performance. Rising profits can support bull markets, while significant earnings declines have historically accompanied the most severe bear markets.

We also examine calls for “sound money” and a return to the gold standard. While concerns over debt, deficits, inflation, and dollar debasement are legitimate, a gold-backed dollar could have significant consequences for credit, economic growth, and investors. The key is separating economic concerns from the fundamental forces actually driving markets.

0:00 INTRO

1:01 - CPI Preview & Economic Numbers

4:51 - Markets Break Out to All-new Highs

10:15 - Birthday's & Beach Trips

12:13 - Emails to Lance - Back to Gold?

15:28 - Why We Invest

17:46 - Short-run Price Uncertainty

20:26 - The US as Reserve Currency of the World

21:30 - Real GDP vs Debt

24:38 - The Gold Standard Trap

25:53 - Gold's Role in Your Portfolio

29:26 - Earnings & Valuations - What to Pay Attention To?

31:57 - Markets are Constantly Pricing-in Earnings Expectations

33:17 - Earnings & Multiplier Performance History

34:56 - How We Rebalanced - Black Rock vs Goldman

36:16 - When Earnings Fall (chart)

39:05 - Credit Spread - The Differential Between Yields

43:02 - AI Credit Spreads are a Small Part of Market

Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP

Produced by Brent Clanton, Executive Producer

-------

Do you enjoy our content?

Rate us on Google: https://bit.ly/4b9JtEo

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Watch today's "Before the Bell" premarket commentary, "Market Highs Come With a Warning"

https://youtu.be/3RiOabBiud4

--------

Watch Today's Full Video on our YouTube Channel:

https://youtube.com/live/c9cOlFVLGoU

-------

Articles mentioned in this report:

"Wage Growth As A Leading Inflation Indicator"

https://realinvestmentadvice.com/resources/blog/wage-growth-as-a-leading-inflation-indicator/

"Sound Money: Be Careful What You Wish For"

https://realinvestmentadvice.com/resources/blog/sound-money-be-careful-what-you-wish-for/

"Earnings Drive Both Bull & Bear Markets"

https://realinvestmentadvice.com/resources/blog/earnings-drive-both-bull-bear-markets/

"Leveraged ETFs: Math Often Trumps Hype"

--------

Watch our previous show, "Internet Scams You Need to Know - The Ari Schwartz Interview

https://youtube.com/live/Azt1_vs16bA?feature=share

-------

Get more info & commentary:

https://realinvestmentadvice.com/insights/real-investment-daily/

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* REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026:

https://streamyard.com/watch/Qjx33M2tS4i4

---

Visit our Site: https://www.realinvestmentadvice.com

Contact Us: 1-855-RIA-PLAN

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#StockMarket #Investing #MarketOutlook #MarketRisk #Volatility #Earnings #Gold #MarketOutlook

Internet scams are evolving faster than ever, with artificial intelligence making phishing emails, fake phone calls, and fraudulent videos more convincing than traditional scams. Jon Penn and Venable Cybersecurity Services Managing Director, Avi Schwartz explain the most common online scams targeting consumers, investors, retirees, and businesses, along with practical steps you can take to protect yourself and your finances.

We discuss AI-enhanced phishing attacks, deepfake voice and video scams, business email compromise, texting scams (smishing), elder fraud, and payment fraud involving gift cards and cryptocurrency. We also cover what to do if you've been scammed, how quickly you need to act to improve your chances of recovering stolen funds, and why authentication, passkeys, and independent verification are among your best defenses.

Whether you're protecting your retirement savings, your business, or helping aging parents avoid fraud, this episode provides practical cybersecurity and financial safety strategies that can reduce your risk of becoming the next victim.

0:00 INTRO

0:20 - Internet Scams to be Aware of

3:53 - AI enhanced Phishing

7:00 - Deep Fake Voice & Video Scams

13:39 - Catch Them If You Can - How to get your money back

15:37 - Texting scams & smishing

18:21 - How Much Can You Lose?

19:29 - Who are the Targets?

22:34 - How Long Can it Take?

24:40 - Dealing with Elder Fraud

26:11 - How to Prevent or Reduce Chances of Falling Victim to Scams

30:09 - Strengthen Authentication - passkeys

34:10 - Verify Before You Act (avoid urgency)

36:26 - Avoid Engaging with Unknown Contacts - Ignore it

36:55 - Double check all Financial Transactions

38:47 - Watching for Payment Red Flags (Gift Cards & Cyber Currency)

41:58 - Authentication & Verification are Key

Hosted by RIA Advisors Senior Investment Advisor, Jon Penn, CFP, w special guest, Venable Cybersecurity Services Managing Director, Ari Schwartz

Produced by Brent Clanton, Executive Producer

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Do you enjoy our content?

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Watch Today's Full Video on our YouTube Channel:

https://youtube.com/live/Azt1_vs16bA

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Articles mentioned in this report:

"AI-Driven Fraud Scams Are Evolving Fast: What People Should Watch For and Can Do To Protect Themselves, Their Friends, and Family"

https://www.centerforcybersecuritypolicy.org/insights-and-research/ai-driven-fraud-scams-are-evolving-fast-what-people-should-watch-for-and-can-do-to-protect-themselves-their-friends-and-family

--------

Watch today's "Before the Bell" premarket commentary, "Markets Consolidate as Sector Rotation Strengthens,"

https://youtu.be/pG8vxTC6oco

-------

Watch our previous show, "Do You Really Know Your Risk Tolerance?"

https://youtube.com/live/m3KZ1fbws2k

-------

Get more info & commentary:

https://realinvestmentadvice.com/insights/real-investment-daily/

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* REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026:

https://streamyard.com/watch/tQ3PS8hd64mt

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Contact Us: 1-855-RIA-PLAN

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#CyberSecurity #InternetScams #IdentityTheft #FinancialPlanning #PersonalFinance

8-7-26 Aging in Place - What to Consider

More Americans want to age in place, but is staying in your home the best financial and lifestyle decision?

Richard Rosso & Jonathan McCarty explore the real costs, benefits, and planning strategies behind one of retirement's biggest decisions.

We discuss how neighborhoods, community connections, and changing retirement goals influence aging in place, while comparing the costs of home modifications with assisted living. We also examine emerging technologies—including AI companions, telehealth, smart-home monitoring, and wearable devices—that are reshaping independent living for older adults.

Topics include long-term care planning, reverse mortgages and HECMs, Social Security and Medicare decisions, accommodating live-in caregivers, home safety upgrades, mental fitness, and why some older Boomers are choosing larger homes rather than downsizing. Whether you're planning for yourself or helping aging parents, this conversation offers practical financial insights for making informed decisions before a crisis forces your hand.

0:00 INTRO

0:19 - Aging Place Rationale & Evolution

2:30 - Neighborhoods & Community Spirit

5:29 - Progression of Goal Shifting

6:43 - Financial Guide - Aging in Place

10:52 - Eliminating Risks at Home

14:55 - Is Remaining at Home less Expensive than Assisted Living?

18:27 - Preparing for One vs Two Aging in Place: Future Technology

19:40 - The Demographics of AI Companions

20:15 - Surveillance Technology

22:36 -Children's Awareness of Long Term Care Coverage

23:27 - Home Bidets

25:11 - Understanding the trends & technology of Aging in Place

26:02 - Accommodating live-in caregivers

27:05 - Older Boomers Buying Bigger Homes trend

28:53 - After dinner dominos, cards, Mahjong, & Bingo

32:38 - Things to do for mental acuity - Elder Tech: Door Dash, Uber, Aura ring, etc.

35:44 - New Longevity Calculators & Telehealth

37:30 - Renovation vs Relocation

39:12 - Paying for the modifications - reverse mortgages & HECM's

41:04 - Smart decisions for SS & Medicare

Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty CFP

Produced by Brent Clanton, Executive Producer

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Articles mentioned in this report:

"RIA E-Guide Library: Aging in Place"

https://realinvestmentadvice.com/ria-e-guide-library/

--------

Watch our previous show, "The 60/40 Portfolio Is Not Dead"

https://youtube.com/live/9KGokK9tGuA

-------

Get more info & commentary:

https://realinvestmentadvice.com/insights/real-investment-daily/

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* REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026:

https://streamyard.com/watch/Qjx33M2tS4i4

---

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Contact Us: 1-855-RIA-PLAN

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#RetirementPlanning #AgingInPlace #LongTermCare #PersonalFinance #Retirement

Has Wall Street been looking at hyperscaler debt all wrong?

Lance Roberts & Michael Lebowitz examine claims that the "hidden debt" of AI hyperscalers has surged to $1.65 trillion through off-balance-sheet obligations, including long-term leases and infrastructure commitments. But does that mean the AI investment thesis is breaking down?

We'll separate the headlines from the fundamentals by comparing the financial strength of Microsoft, Amazon, Alphabet, Meta, and Oracle. While hidden obligations deserve attention, not all debt carries the same risk, and not every hyperscaler should be viewed through the same lens.

0:00 INTRO

1:02 - ISM Looking Good, MFG at 4-year High

4:13 - Markets Take a Rest - time to rebalance?

9:27 - Forward Returns After Breakout to New Highs

14:04 - Open Source AI vs Closed Source AI

17:18 - Who Benefits, Regardless of Source? (Who is the common denominator?)

22:31 - Hyperscaler Bear Porn - Look at the debt

24:53 - A Basket of Hyperscalers Does Not an Index Make

27:35 - What Does "Off Balance Sheet" Mean? (There Are Three Types)

28:27 - Data Center Leasing

30:32 - Joint Ventures

30:55 - Chip Leasing

35:20 - Listen to the Markets

38:34 - Busting Narratives; don't believe the hype

Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA

Produced by Brent Clanton, Executive Producer

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Articles mentioned in this report:

"Palantir Earnings Provide Hope For The Software Sector"

https://realinvestmentadvice.com/resources/blog/palantir-earnings-provide-hope-for-the-software-sector/

"Hidden Debt: Is Our Hyperscaler Thesis Wrong – Part 2"

https://realinvestmentadvice.com/resources/blog/hidden-debt-is-our-hyperscaler-thesis-wrong-part-2/

"Carnage In Hyperscaler Credit: Really?"

https://realinvestmentadvice.com/resources/blog/carnage-in-hyperscaler-credit-really/

--------

Watch today's "Before the Bell" premarket commentary, "Time to Rebalance?"

https://youtu.be/y7Er-AsOkFc

-------

Watch our previous show, "Q&A Wednesday: Market Questions Answered"

https://youtube.com/live/9KGokK9tGuA

-------

Get more info & commentary:

https://realinvestmentadvice.com/insights/real-investment-daily/

-------

* REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026:

https://streamyard.com/watch/Qjx33M2tS4i4

---

Visit our Site: https://www.realinvestmentadvice.com

Contact Us: 1-855-RIA-PLAN

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#StockMarket #Investing #PortfolioManagement #RiskManagement #MarketOutlook #ArtificialIntelligence #Technology #FinancialPlanning

It's Q&A Wednesday, and we're answering your live chat questions on today's biggest investing, market, and economic topics.

With the S&P 500 near record highs after weeks of consolidation, investors are asking what comes next.

Is this breakout sustainable, or are markets setting up for another bout of volatility?

Lance Roberts & Danny Ratliff discuss market leadership, interest rates, inflation, AI, bonds, portfolio positioning, retirement planning, and whatever else is on your mind.

0:00 INTRO

1:01 - AMD, Eli Lilly Earnings & Markets' New High

2:49 - Strait of Hormuz/Iran & Headlines

4:24 - Economic Data Weakens - JOLTS report

5:11 - The Thing About Consolidations & Breakouts

7:54 - Interest rates about to trigger bond buy signal

10:00 - Coffee & Keeping Lance Around

10:51 - Market Behavior & Investment Sentiment

12:19 - Core CPI vs Fed Funds Rate: Is the Fed wrong or the bond market wrong?

15:47 - Using Stablecoin to purchase international stocks

18:05 - Options strategies on parabolic moves

19:00 - US Debt Clock composition & Gold Purchases

23:16 - Will Yield Curve Control be eventually implemented?

24:50 - Is this a good week to rebalance?

27:18 - Investing in broad-market ETF's via SEP IRA

31:27 - Preferred Bonds vs Corp Bonds, & 60/40 Allocations

34:15 - Why you need inflation (why we invest)

39:28 - Understanding what you're buying (bonds)

42:17 - Emerging Market equities concentrated in PVR, VALE?

42:45 - Off balance Sheet AI Debt

43:14 - US purchase of Yen - a form of yield curve control?

46:49 - Traditional Pension + SS = ratio for equities?

48:25 - Two Types of Debt

Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP

Produced by Brent Clanton, Executive Producer

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Do you enjoy our content?

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Watch Today's Full Video on our YouTube Channel:

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Articles mentioned in this report:

"Bonds In Your Portfolio: Why Ditching Them Is The Wrong Move"

https://realinvestmentadvice.com/resources/blog/bonds-in-your-portfolio-why-ditching-them-is-the-wrong-move/

"AI Bear Case: What Skeptics Get Right And Wrong"

https://realinvestmentadvice.com/resources/blog/ai-bear-case-what-skeptics-get-right-and-wrong/

"The Momentum Crash: Is It Over?"

https://realinvestmentadvice.com/resources/blog/the-momentum-crash-is-it-over/

--------

Watch today's "Before the Bell" premarket commentary, "New Highs, Now What?"

https://youtu.be/K0SaWvIeYkQ

-------

Watch our previous show, "The 60/40 Portfolio Is Not Dead"

https://youtube.com/live/9KGokK9tGuA

-------

Get more info & commentary:

https://realinvestmentadvice.com/insights/real-investment-daily/

-------

* REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026:

https://streamyard.com/watch/tQ3PS8hd64mt

---

Visit our Site: https://www.realinvestmentadvice.com

Contact Us: 1-855-RIA-PLAN

---

Subscribe to SimpleVisor :

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#StockMarket #SP500 #Investing #Bonds #MarketOutlook FinancialPlanning #MarketOutlook

Is the classic 60/40 portfolio really obsolete, or are investors making a costly mistake by abandoning bonds?

Lance Roberts & Jon Penn examine why fixed income still plays a critical role in portfolio construction, risk management, and long-term wealth preservation.

We'll discuss why bonds remain valuable despite recent volatility, how they can improve diversification, and why chasing all-equity returns may expose investors to unnecessary risk. If you've been told that "bonds are dead," this conversation offers a different perspective backed by history and current market conditions.

0:00 INTRO

1:12 - Space-X First Report Preview

4:16 - Market Consolidation Continues

6:00 - Sometimes the Best Thing to Do is Nothing

8:57 - Space-X Options?

9:44 - 60/40 Portfolio is Dead?

13:41 - The Case Against Bonds

19:16 - Correlation Matters

24:09 Why Gold Does Not Belong in Bond Side of Portfolio

28:07 - Why We Own Certain Assets

31:02 - Understanding Beta

36:11 - Never Look at Bonds as a Hedge for Inflation

38:35 - Investing when it's "Safe"

39:36 - Inflation is not a Bad Thing

44:50 - Own Bonds, not ETF's

Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP

Produced by Brent Clanton, Executive Producer

-------

Do you enjoy our content?

Rate us on Google: https://bit.ly/4b9JtEo

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Watch Today's Full Video on our YouTube Channel:

https://youtube.com/live/9KGokK9tGuA

-------

Articles mentioned in this report:

"Bonds In Your Portfolio: Why Ditching Them Is The Wrong Move"

https://realinvestmentadvice.com/resources/blog/bonds-in-your-portfolio-why-ditching-them-is-the-wrong-move/

"AI Bear Case: What Skeptics Get Right And Wrong"

https://realinvestmentadvice.com/resources/blog/ai-bear-case-what-skeptics-get-right-and-wrong/

"The Momentum Crash: Is It Over?"

https://realinvestmentadvice.com/resources/blog/the-momentum-crash-is-it-over/

--------

Watch today's "Before the Bell" premarket commentary, "Markets Defy the Breakdown"

https://youtu.be/Op2rlRHPdaU

-------

Watch our previous show, "The Momentum Crash: Is It Over?"

https://youtube.com/live/XLZMmL1p-H0

-------

Get more info & commentary:

https://realinvestmentadvice.com/insights/real-investment-daily/

-------

* REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026:

https://streamyard.com/watch/tQ3PS8hd64mt

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Momentum stocks have suffered one of the sharpest reversals in years, leaving investors wondering whether the worst is behind us or if another leg lower is still ahead.

Lance Roberts looks at what caused the momentum crash, why crowded trades can unwind so quickly, and whether the recent rebound is signaling a durable recovery or simply a temporary relief rally. We'll also discuss what history suggests about momentum reversals, portfolio diversification, risk management, and the technical signals investors should watch before increasing exposure to high-growth stocks.

0:00 INTRO

1:01 - Markets End a Negative July

4:42 - Maybe Not the Buy-the-Dip Opportunity

11:10 - Is the Momentum Crash Over?

17:06 - The Retail Side of Levered Trade

21:09 - The Cap-ex Spend is Real

22:39 - Proportion of S&P 500 Co's Beating Earnings Estimates

26:15 - Is the Correction Over?

29:35 - Bet on Nothing - Trade on Environment You're Given

33:58 - Sector Analysis

35:38 - The AI Bear Case - Three Arguments

39:26 - Hyperscaler Cap-Ex

41:38 - Circular Financing Myth

44:33 - Is AI Revenue Fake?

46:50 - Positioning for Either Outcome

Chief Investment Strategist, Lance Roberts, CIO

Produced by Brent Clanton, Executive Producer

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Articles mentioned in this report:

"AI Bear Case: What Skeptics Get Right And Wrong"

https://realinvestmentadvice.com/resources/blog/ai-bear-case-what-skeptics-get-right-and-wrong/

"The Momentum Crash: Is It Over?"

https://realinvestmentadvice.com/resources/blog/the-momentum-crash-is-it-over/

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Watch today's "Before the Bell" premarket commentary, "Market Bounce or More Chop?"

https://youtu.be/gGQUeec8J9w

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Watch our previous show, "Mid-Year Financial Checklist"

https://youtube.com/live/2oESMTD2Cqg?feature=share

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Get more info & commentary:

https://realinvestmentadvice.com/insights/real-investment-daily/

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* REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026:

https://streamyard.com/watch/tQ3PS8hd64mt

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Visit our Site: https://www.realinvestmentadvice.com

Contact Us: 1-855-RIA-PLAN

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Subscribe to SimpleVisor :

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Connect with us on social:

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#StockMarket #SP500 #Investing #TechnicalAnalysis #RiskManagement #MomentumInvesting #MarketOutlook