The Real Investment Show (Full Show)

By Lance RobertsNews

The Real Investment Show (Full Show) episodes

October 09 10-9-26 How to Keep Your Estate Plan From Tearing Your Family Apart
Estate planning is about more than deciding who gets what. Poor planning, unequal circumstances among children, prior financial assistance, caregiver responsibilities, and mismatched inherited assets can create family conflicts that last for years.
Richard Rosso and Jonathan McCarty discuss how to have the important conversations before an estate plan is finalized, including treating siblings differently when their circumstances are different, caregiver contracts for children who live nearby, inheritance stipulations, beneficiary alignment, and why “equal” isn't always the same as “fair.”
We also discuss sequence-of-returns risk, longevity planning, financial literacy in America, what children learn about money from their parents, the problems with financial advice from fin-fluencers, tipping and the DoorDash debate, and why financial education really begins at home.
Plus, a preview of estate planning for pets and why even the family dog deserves a place in the planning conversation.
0:00 - INTRO
0:18 - October in Houston
1:52 - Website Redux & Financial Planning Colonoscopy
3:03 - Sequence of Returns Risk
6:08 - Hedging for Longevity Risk (Function Health)
9:20 - How the US Compares to Other Countries w Basic Aspects of Financial Literacy
13:26 - Teaching Kids Financial Literacy - It Starts in the Home
14:03 - Fin-fluencers' flaws
18:34 - Learning About Money from Parents
19:17 - The Door Dash Argument (and tipping)
24:11 - Estate Planning & Pets (teaser)
25:21 - Estate Planning & Inheritance Stipulations
27:42 - Dealing Differently with Different Siblings
28:40 - Financial Assistance to Siblings - Prior Assistance
30:37 - In-state vs Out-of-state children & Care-giver Contracts
34:03 - The Fatted Calf of Inherited Assets - Beneficiary Alignment to Assets is Critical
36:05 - Have the pre-Estate Planning Discussion
38:31 - How to Keep Your Estate Plan from Tearing your Family Apart
====
Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP w Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
-------
Do you enjoy our content?
Rate us on Google: https://bit.ly/4b9JtEo
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Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/lv-_wZgiOsI?feature=share
--------
Articles Mentioned in Today's Show:
"Sequence Of Return Risk: The Math That Breaks Retirements"
https://realinvestmentadvice.com/resources/blog/sequence-of-return-risk-the-math-that-breaks-retirements/
--------
Watch our previous show, "Is the Term Premium Misleading the Fed?"
https://youtube.com/live/qPprFRCSGlg
-------
Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
-------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
---
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#EstatePlanning #Inheritance #FinancialPlanning #FinancialLiteracy #RetirementPlanning
41 min
October 08 10-8-26 Is the Term Premium Misleading the Fed?
Is the Federal Reserve relying on a metric that cannot be reliably measured?
Dallas Fed President Lorie Logan recently discussed the role of the Treasury term premium in determining whether rising long-term interest rates are doing some of the Fed’s work for it.
Lance Roberts & Michael Lebowitz examine what the term premium actually represents, why different models disagree, and whether policymakers risk putting too much emphasis on an uncertain estimate when setting interest rates.
0:00 - INTRO
0:50 - Earnings Season & Optimistic Guidance
2:10 - Bond Auctions & Interest Rate Dynamics
3:42 - Markets Sitting at all-time highs...
4:38 - Earnings Announcements Should Help Support Markets
5:31 - Election Year Market Performance
8:55 - Commentary on Laurie Logan Commentary
12:33 - What is the Term Premium - Decomposes the Yield
13:49 - Constraints to Yields - What Goes Into a 10-Year Yield (chart)
15:27 - Three Fed Models (chart) Set the Fed up for a Mistake
19:18 - When you buy bonds, you are the lender
22:59 - Why Do We Like Bonds Today?
25:03 - Preview: 5% Bond Yields?
25:53 - Consumer Credit Creation: How Money is Lent into Existence (chart)
28:11 - Consumer Health Index (chart)
32:49 - Shares of Individuals Making Net Withdrawals from Investment Accounts (chart)
35:43 - Should taxes on Bond interest be eliminated? (Tweet)
38:57 - No One is Talking About the US Dollar
41:20 - Why You Should Buy a House now
43:10 - Winter is Coming
====
Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
-------
Do you enjoy our content?
Rate us on Google: https://bit.ly/4b9JtEo
-------
Watch Today's "Before the Bell" report, "S&P 500 Breakout Fails: What's Next?"
https://youtu.be/8xiTUNThkgY
-------
Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/qPprFRCSGlg?feature=share
--------
Watch our previous show, "Q&A Wednesday: Can the Rally Keep Going?"
https://youtube.com/live/G6t8DWj9zTk
------
Articles Mentioned in Today's Show:
"An Incalculable Concept That Is Misleading The Fed"
https://realinvestmentadvice.com/resources/blog/an-incalculable-concept-that-is-misleading-the-fed/
"Two-Month Market Rally: What Comes Next?"
https://realinvestmentadvice.com/resources/blog/two-month-market-rally-what-comes-next/
-------
REGISTER for our next Dynamic Learning Series presentation, "More Than A Portfolio: Financial Planning PanelL"
https://streamyard.com/watch/tCqfFT6bMEBn
-------
Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
-------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
---
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Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
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https://www.linkedin.com/in/realinvestmentadvice/
#SP500 #StockMarket #MarketOutlook #EarningsSeason #TechnicalAnalysis
#FederalReserve #InterestRates #TermPremium #BondMarket #MonetaryPolicy
45 min
October 07 10-7-26 Q&A Wednesday - Can the Rally Keep Going
Markets are pushing to record highs, but investors have plenty to question. Can the rally keep going as Treasury yields remain elevated, the labor market cools, AI enthusiasm drives Technology stocks, and geopolitical tensions continue to influence oil and inflation?
Lance Roberts and Danny Ratliff answer your questions from the YouTube live chat and examine the economic, geopolitical, and investing stories shaping markets right now.
Bring your questions and join the conversation as we separate market signals from headlines and discuss what investors should be watching next.
0:00 - INTRO
1:00 - Fed Policy tease (Daily Market Commentary)
3:15 - Markets Hit a New, All=time High; Divergence: Technology vs everyone else
8:18 - Will Breadth Return?
10:15 - Truth is Stranger than Fiction: Will Lewis & Emails
12:56 - Is There a Dollar Liquidity Crisis? (no)
13:04 - Loss sale in a Roth Account
14:48 - What Will Break First before the Fed Lowers Rates?
16:08 - Is Cap-ex Suffocating the Economy?
18:39 - These are "Normal" rates
19:05 - Would a "Bail-in" at Banks Affect Accounts at Investment Firms?
22:54 - Lance is Always Hungry...and on a diet; Favorite donut?
24:53 - Is Now a Good Time to Buy REIT's?
26:00 - Is the Debt too Large for QE? (no)
27:11 - Has the move in the market climaxed?
28:18 - At what 10-yr Treasury rate level do you expect to see change in cpaitla rotations?
29:41 - S&P 8100 by the end of the year?
30:09 - Do TIPS Ladders make Sense for Near-retirees?
30:58 - Investing in Brokerage's Specific Funds in Bankruptcy
32:08 - Mortgages & Delayed Demand on Bonds? (Mortgage-backed Securities)
35:54 - Does the Large Rise in Price Credit Default Swaps for Oracle Portend Financial Stress for AI/Tech Complex? (no)
36:04 - Bail-in vs Bail-out clarity?
36:25 - Should I Buy My Own Bonds vs Advisor Purchase for Me?
37:47 - Recommended Sources for Keeping up w US Economic & Financial News?
38:48 - Is there something better than Treasuries or Treasury Funds? (Why are you buying a bond?)
40:54 - Why Add Bonds to a Portfolio?
43:24 - RIA Fee structure?
45:20 - RIA Branch Office in Abu Dhabi?
45:51 - Key Analysis Points for Staying in IRA vs Rolling into Roth
====
Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Do you enjoy our content?
Rate us on Google: https://bit.ly/4b9JtEo
-------
Watch Today's "Before the Bell" report, "Can the S&P 500 Breakout Hold?"
https://youtu.be/zmtln5wbJw0
-------
Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/G6t8DWj9zTk
--------
Watch our previous show, "Sequence of Returns Risk: The Math That Breaks Retirement,"
https://youtube.com/live/yUsBTHvqAsE?feature=share
------
Articles Mentioned in Today's Show:
"An Incalculable Concept That Is Misleading The Fed"
https://realinvestmentadvice.com/resources/blog/an-incalculable-concept-that-is-misleading-the-fed/
-------
REGISTER for our next Dynamic Learning Series presentation, "More Than A Portfolio: Financial Planning PanelL"
https://streamyard.com/watch/tCqfFT6bMEBn
-------
Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
-------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
---
Subscribe to SimpleVisor :
https://www.simplevisor.com/register-new
---
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#SP500 #StockMarket #NASDAQ #EarningsSeason #MarketOutlook #Investing #FederalReserve
51 min
October 06 10-6-26 Sequence of Returns Risk - The Math That Breaks Retirement
You can earn a solid average return in retirement and still run out of money. The reason may be sequence of returns risk — the danger of suffering significant market losses early in retirement, while simultaneously withdrawing money from your portfolio.
Lance Roberts & Jon Penn explain why the order of investment returns matters so much once you transition from saving to spending, and examine the math behind the 4% withdrawal rule, why early retirement losses can be so difficult to recover from, how taxes can increase the effective draw on a portfolio, and why starting market valuations matter.
The goal isn't to predict the next bear market.
It's to build a retirement plan that can withstand one.
0:00 - INTRO
1:01 - ISM Report & Economy Activity Remain Robust
2:47 - Earnings Expectations & Whisper Numbers: Plenty of Room for Disappointment
4:09 - Why We Rebalanced on Monday
5:44 - We're on the Cusp of a Breakout to new, all-time highs
7:33 - Oil Prices & Interest Rates
10:35 - Metallica, Wiggles, & How Far Could Kids Go
16:40 - Sequence of returns math (risk): What it is
19:31 - The Generation That's Never Seen a Secular Cycle
21:40 - The Order Decides Everything (chart)
24:22 - What Valuations Mean (chart)
28:33 - Surviving Bear Markets & the Math of Recovery (chart)
33:00 - Interest Rate Factors
33:45 - Factoring for the Tax Man (chart) & Diversification of Accounts
37:38 - [CHAT] Is it too late to start a Roth at Age 60? (no)
40:25 - Summary - What to do next
44:26 - Having Multiple Income Streams in Retirement
45:43 - [CHAT] On the Run T-Bills or Off-the Run?
====
Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
-------
Do you enjoy our content?
Rate us on Google: https://bit.ly/4b9JtEo
-------
Watch Today's "Before the Bell" report, "S&P 500 Breakout: Can New Highs Hold?"
https://youtu.be/EBGstKJIJWo
-------
Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/yUsBTHvqAsE?feature=share
--------
Watch our previous show, "Q4 Market Outlook: Will Strong Markets Finish Strong?"
https://youtube.com/live/_eYgx-MHUvI?feature=share
------
Articles Mentioned in Today's Show:
"Sequence Of Return Risk: The Math That Breaks Retirements"
https://realinvestmentadvice.com/resources/blog/sequence-of-return-risk-the-math-that-breaks-retirements/
"From TINA To TIGA: Diversification Pays Again"
https://realinvestmentadvice.com/resources/blog/from-tina-to-tiga-diversification-pays-again/
-------
REGISTER for our next Dynamic Learning Series presentation, "More Than A Portfolio: Financial Planning PanelL"
https://streamyard.com/watch/tCqfFT6bMEBn
-------
Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
-------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
---
Subscribe to SimpleVisor :
https://www.simplevisor.com/register-new
---
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#SP500 #StockMarket #NASDAQ #EarningsSeason #MarketOutlook #RetirementPlanning #SequenceOfReturnsRisk #RetirementIncome #4PercentRule #InvestmentRisk
48 min
October 05 10-5-26 Q4 Market Outlook - Will Strong Markets Finish Strong?
Can a strong year for stocks carry its momentum through the fourth quarter? History provides an interesting backdrop for the Q4 market outlook.
Lance Roberts examines the forces that could shape markets through year-end, including rising earnings estimates, corporate buybacks, investor sentiment, liquidity, interest rates, and the continuing dominance of Technology. We’ll also look at the other side of the setup: weak market breadth, elevated Treasury yields, narrow leadership, and the risk that strength in the major indexes may be masking weakness beneath the surface.
0:00 - INTRO
1:00 - Earnings Season Begins
3:20 - Friday Employment Weaker than Expected, as Falling Trend Continues
3:45 - There is deterioration in the Economy
6:59 - Markets Close a Decent Week Higher
7:48 - Volatility Showing No Signs of Concern; Breadth is a Different Story
9:07 - Markets Remain Well Above Moving Averages
12:07 - Preview: Sequence of Returns Risk
13:04 - How much Do You Need to Be Happy (chart)
18:21 - Looking Ahead into Fourth Quarter - Is October Cursed by the Market gods?
22:43 - Looking at the Drivers that Cause Crashes (not apparent now)
23:48 - Q4 Statistics (chart)
26:42 - Market Returns in Mid-term Election Years (Chart)
28:10 - Earnings are a Driver for the Markets (chart)
30:01 - Factors that Affect Markets (chart)
34:11 - Computerized Trading Algorithms (CTA) Performance (chart)
37:30 - The Economy is Running on Business Spending (ISM) (chart)
39:31 - Q3: The Index Isn't the Average Stock (chart)
40:26 - Market Breadth is at Levels Where Normally They Reverse (chart)
42:15 - What to do next: Guidelines to Follow (chart)
====
Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
-------
Do you enjoy our content?
Rate us on Google: https://bit.ly/4b9JtEo
-------
Watch Today's "Before the Bell" report, "Market Breadth Sends a Warning,"
https://youtu.be/gZDLO_jSZrg
-------
Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/_eYgx-MHUvI?feature=share
--------
Watch our previous show, "Funeral Planning - Make the Decisions Before Your Family Has To."
https://youtube.com/live/oGCV1mUrzwk?feature=share-
------
Articles Mentioned in Today's Show:
"Q4 Market Outlook: Strong Years Usually Finish Strong"
https://realinvestmentadvice.com/resources/blog/q4-market-outlook-strong-years-usually-finish-strong/
"Price Of Happiness: Missing The Things That Matter"
https://realinvestmentadvice.com/resources/blog/price-of-happiness-measuring-the-wrong-things/
"Sequence Of Return Risk: The Math That Breaks Retirements"
https://realinvestmentadvice.com/resources/blog/sequence-of-return-risk-the-math-that-breaks-retirements/
-------
REGISTER for our next Dynamic Learning Series presentation, "More Than A Portfolio: Financial Planning PanelL"
https://streamyard.com/watch/tCqfFT6bMEBn
-------
Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
-------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
---
Subscribe to SimpleVisor :
https://www.simplevisor.com/register-new
---
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#SP500 #StockMarket #MarketBreadth #EarningsSeason #Investing #Q4MarketOutlook #MarketOutlook
47 min
October 02 10-2-26 Funeral Planning - Make the Decisions Before Your Family Has To
Funeral planning may not be anyone’s favorite financial-planning conversation, but making decisions now can save your family money, confusion, and difficult choices later.
Richard Rosso and Jonathan McCarty take a surprisingly entertaining look at the financial side of planning your own funeral, from traditional burial and cremation to cemeteries, niches, pet burials, aquamation, becoming a tree, and even having your cremains launched into space.
We’ll examine funeral and burial costs, prepaid arrangements, inflation, cemetery pricing, add-ons, paperwork, and the importance of communicating your final wishes. Can locking in funeral costs today make financial sense? What decisions should you make in advance? And how can planning ahead become an expression of consideration for the people you leave behind?
Plus, Richard shares some memorable real-life experiences involving cremains, cemetery niches, his mother’s remains, the Grim Reaper, and why apparently even Buc-ee’s can inspire a conversation about where you’d like to spend eternity.
The subject may be death, but the financial-planning lesson is very much about life: make your wishes known, understand the costs, organize the paperwork, and don't leave your family guessing.
0:00 - INTRO
0:20 - Planning a Client's Funeral (DIY version)
2:55 - Advanced Funeral Planning & Cemeteries
5:46 - Niches for Cremains, Richard & the Grim Reaper
7:54 - Getting Richard's Mother Out of the Closet
15:15 - Cremation? Making Decisions Now So Your Relatives Won't Have To
15:43 - Taking the Dogs With You
16:56 - Cost Effective Solutions
18:01 - The Stories in the Niches
20:10 - The Cost of Burial
22:02 - Pre-cutting Burial Sites
23:18 - Adding more People
24:51 - Buc-cee's Burials
26:33 - Pet Cemetary
27:30 - The Business of Burials - Additional costs & add-ons
32:14 - Funeral Inflation & Locking in Costs
34:15 - SCI International
36:04 - Dealing with the Paperwork
38:03 - Communicating Final Wishes
40:31 - How do You Want to Be Buried (Be a Tree, Aquamation, Rocket Launch)
45:45 - Location, Location, Location...
48:00 - The Ultimate Expression of Caring & Respect
====
Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP w Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
-------
Do you enjoy our content?
Rate us on Google: https://bit.ly/4b9JtEo
-------
Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/oGCV1mUrzwk?feature=share
--------
Watch our previous show, "From TINA to TIGA: Diversification Pays Again"
https://youtube.com/live/JV2n7ESiZ54?feature=share
-------
Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
-------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
---
Subscribe to SimpleVisor :
https://www.simplevisor.com/register-new
---
Connect with us on social:
https://twitter.com/RealInvAdvice
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#FuneralPlanning #EstatePlanning #FinancialPlanning #FuneralCosts #Cremation
52 min
October 01 10-1-26 From TINA to TIGA - Diversification Pays Again
For years, investors lived by TINA: “There Is No Alternative” to stocks. With interest rates near zero and bond yields offering little income, equities dominated the investment landscape. But that math has changed.
Today, Treasury yields are above 5%, investment-grade corporate bonds offer competitive income, and real yields have climbed to levels not seen in nearly two decades. Meanwhile, stock valuations remain historically elevated.
That creates TIGA: “There Is a Good Alternative.”
Lance Roberts & Michael Lebowitz examine what the changing relationship between stocks and bonds means for portfolio diversification, why the equity risk premium has narrowed, and how investors can think about balancing income, risk, and long-term return potential.
0:00 - INTRO
1:04 - TINA, TIGA; Bulls & Bears; no pants
2:28 - Did the Fed make a mistake in hiking rates prior to PCE Index Release?
3:13 - Oil Prices & Inflation vs Price Levels
4:21 - GDP Calculations: Consumers and Businesses
5:17 - What the Fed is Fighting
8:13 - Where is a Trading opportunity in Bonds? (TNX)
11:15- Investors are Off-sides on Bonds
15:00 - TINA vs TIGA: What it Means
17:27 - How Are You Getting Paid to Diversify?
19:39 - Equity Risk Premium or Discount (chart)
22:15 - Bonds vs Bond ETF's
25:26 - Why Bonds are Like Annuities
27:00 - Rooting for a Technology Crash (chart)...
28:43 - Technology Stocks are Least-sensitive to Interest Rates
32:09 - Yields Take a While to Impact
33:21 - Credit Spreads are Starting to Widen: A Warning Sign for Markets?
39:06 - Small Business Loan Rates
41:07 - The Thing that the Market Cares About (Forward Earnings)
44:56 - Employment Data Preview
====
Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
-------
Do you enjoy our content?
Rate us on Google: https://bit.ly/4b9JtEo
-------
Watch Today's "Before the Bell" report, "Bond Yields May Be Setting Up a Trade,"
https://youtu.be/ikGixV15dME
-------
Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/JV2n7ESiZ54?feature=share
--------
Watch our previous show, "Q&A Wednesday: What's Holding Up the Market? "
https://youtube.com/live/BSygFM2sS7Y
-------
Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
-------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
---
Subscribe to SimpleVisor :
https://www.simplevisor.com/register-new
---
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#BondMarket #TreasuryYields #InterestRates #TLT #Investing
49 min
September 30 9-30-26 Q&A Wednesday - What's Holding Up the Market?
The major indexes remain near record territory, but beneath the surface, the picture is considerably more complicated. Technology continues to provide important support while market breadth has weakened, Treasury yields remain elevated, and small- and mid-cap stocks have faced greater pressure.
Meanwhile, investors are weighing the Federal Reserve’s latest rate hike, higher bond yields, oil prices, stretched areas of the market, Nvidia’s massive stock buyback, and questions about whether Technology can continue carrying so much of the market’s weight.
Lance Roberts & Danny Ratliff take your questions directly from the YouTube live chat and discuss what these developments could mean for markets, portfolios, interest rates, bonds, retirement planning, and the economy.
0:00 - INTRO
0:56 - Last day of the Quarter; Friday is Employment Day
2:18 - JOLTS Report - Labor Hoarding
6:10 - Markets Continue to Consolidate; Breadth is Very Weak
7:51 - The Set up for a Year End Rally
10:46 - When you're right...and keeping score
13:00 - Cash on Hand?
13:46 - Investor Sentiment Then & Now
15:27 - What about Utilities Now?
16:20 - RSP vs SPY?
17:24 - Interest Rate Sensitive Small- & Mid-caps?
19:08 - When Trading Patterns Fail? (chart)
22:15 - Can You Remember a Time when the US Has Been This Resilient? (yes)
25:40 - Data Center Growth Projections to 2040
27:48 - When do We Know When the Bond Market Crashes? (Why does the Fed hike rates?) (chart)
32:38 - Taking Advantage of Rate Environment to Buy a House
35:34 - Collateralized Loan Obligations as Investments: Know the quality of underlying loans
37:13 - Is Now a Good Time to Invest in REITS?
39:57 - Total Cost of a House Over Time? (What the Real American Dream is...)
42:13 - What is a Qualified Dividend (AMLP & Buying Dividend Companies)
43:44 - The Three Legs of a Portfolio
45:11 - Bumping Up 401k Contributions
====
Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Do you enjoy our content?
Rate us on Google: https://bit.ly/4b9JtEo
-------
Watch Today's "Before the Bell" report, "Market Breadth Sends a Warning "
https://youtu.be/YR2WHQHpryU
-------
Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/BSygFM2sS7Y
--------
Watch our previous show, "Stop Trying to Beat the Market"
https://youtu.be/_m7uSDmtseI
-------
Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
-------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
---
Subscribe to SimpleVisor :
https://www.simplevisor.com/register-new
---
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#StockMarket #MarketBreadth #SP500 #Investing #MarketOutlook #FederalReserve #InterestRates #MarketOutlook #Bonds
48 min
September 29 9-29-26 Stop Trying to Beat the Market
Can even the wealthiest investors consistently beat the market? Recent data comparing the Forbes 400 with the S&P 500 raises an important question about investment performance, indexing, and the pursuit of market-beating returns.
Lance Roberts & Jonathan Penn examine why Americans across generations remain uncertain about their future financial needs, and what that says about the importance of planning beyond portfolio performance. Then, we put a real-world income decision under the microscope: a 5-year Multi-Year Guaranteed Annuity (MYGA) yielding 6% versus a 5-year U.S. Treasury yielding 5%.
Is the additional yield worth the differences in liquidity, guarantees, taxes, and risk?
0:00 - INTRO
1:00 - National Coffee Day
1:55 - ISM Report/Dallas Fed: 4% GDP Growth?
4:02 - Earnings Season About to Begin/Market Seasonality Set up
6:20 - Markets Continue to Bore; very deceptive
7:54 - Reflexive Rally today?
9:36 - Where to bet on Markets' next move?
11:24 - National Coffee Day & Lance's Weekend Indulgence; Peanut Butter poll
15:15 - Kneejerk Reactions by Investors to Constantly Beat the Market (Fortune 400 vs S&P 500)
18:34 - When Investors Meddle with Portfolios
21:58 - How to Lose Money on a Bond
23:20 - When You're Down in a Position (and don't want to sell at a loss...)
25:49 - Is There a Strategy for Looking for under-valued bonds?
29:37 - Are there Concerns over Stability of US Treasury Market? (6% MYGA vs 5% Treasury)
36:51 - What about Brokered CD's?
39:31 - Managing a Portfolio for Maximum Tax Efficiency; Dealing with Taxes on Bonds
46:58 - Investor Optimism & Beating the Market - Investors Keep Less than the Funds They Own (chart)
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Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
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Do you enjoy our content?
Rate us on Google: https://bit.ly/4b9JtEo
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Watch Today's "Before the Bell" report, "What the S&P 500 Is Hiding,"
https://youtu.be/_m7uSDmtseI
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Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/rw1VkcLx91U
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Watch our previous show, "Can the S&P 500 Really Reach 9,000?"
https://youtube.com/live/6XwMMbygt6k
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Articles Mentioned in Today's Show:
"Jefferies Sets 9000 Market Target: Everything Must Go Right"
https://realinvestmentadvice.com/resources/blog/jefferies-sets-9000-target-for-market-everything-must-go-right/
"Investor Optimism Wins As An Investment Strategy"
https://realinvestmentadvice.com/resources/blog/investor-optimism-wins-as-an-investment-strategy/
"McDonald’s At Four-Year Lows Isn’t As Worrisome As Some Fear"
https://realinvestmentadvice.com/resources/blog/mcdonalds-at-four-year-lows-isnt-as-worrisome-as-some-fear/
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Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
-------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
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Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
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https://www.linkedin.com/in/realinvestmentadvice/
#SP500 #StockMarket #MarketOutlook #Investing #Nvidia #FinancialPlanning #RetirementPlanning
#Bonds #MYGA #PeanutButter
49 min
September 28 9-28-26 Can the S&P 500 Really Reach 9,000?
Can the S&P 500 really reach 9,000? Jefferies has set a 9,000 target for the index by the end of 2027, but getting there may require nearly everything to go right.
Lance Roberts examines the assumptions behind that forecast, including earnings growth, historically high profit margins, AI-driven capital spending, market valuations, and interest rates. With earnings estimates moving higher instead of following their typical pattern of downward revisions, Wall Street’s outlook has become increasingly optimistic.
But what happens if earnings growth slows, margins begin to mean-revert, AI spending fails to generate the expected returns, or Treasury yields remain elevated? We look beyond the headline target to examine the math, the risks, and what investors should consider when market expectations leave little room for disappointment.
0:00 - INTRO
0:53 - End of Quarter Prep
2:00 - October tends to be strong in mid-term election years
4:05 - If you're starting to feel bearish...Markets are sitting near all-time highs
9:41 - Baylor Fathers' Weekend, Hope for the Future, and Coffee Coming...
16:50 - Iran Conflict continues; oil prices remain elevated
18:26 - Economic numbers continue strong (charts) despite higher interest rates
23:01 - Michigan Consumer Sentiment Index (chart)
24:37 - We're not Recessionary yet - Disinflationary action is coming
26:40 - When does consumer cushion run out?
27:53 - Positive effects of Cap-ex spending
29:30 - Effects of Cap spending (Why not everyone wants a WalMart...)
32:57 - Can the S&P Really Reach 9,000?
35:57 - Estimates Usually Fall
37:09 - Earnings are Breaking Above 90-year Ceiling, and rising...
38:17 - The Earnings Path has a Hole in it
39:25 - Not one Fed Official Sees a Downside to Growth
42:32 - What Has to Happen Next
====
Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
-------
Do you enjoy our content?
Rate us on Google: https://bit.ly/4b9JtEo
-------
Watch Today's "Before the Bell" report, "Is a Major Market Rotation Coming?"
https://youtu.be/O4vmRc0LypA
-------
Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/6XwMMbygt6k
--------
Watch our previous show, "Will the Next Trade Be Bonds?"
https://youtube.com/live/TeDizY1oNmY?feature=share
-------
Articles Mentioned in Today's Show:
"Jefferies Sets 9000 Market Target: Everything Must Go Right"
https://realinvestmentadvice.com/resources/blog/jefferies-sets-9000-target-for-market-everything-must-go-right/
-------
Get more info & commentary:
https://realinvestmentadvice.com/insights/real-investment-daily/
-------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
---
Subscribe to SimpleVisor :
https://www.simplevisor.com/register-new
---
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketRotation #TechnologyStocks #StockMarket #SectorRotation #Investing #SP500 #Investing #MarketOutlook #SP9000
46 min