Are you paying MORE than necessary for Medicare in 2026?

The IRMAA (Income-Related Monthly Adjustment Amount) could be adding hundreds of dollars a year to your Medicare premiums — but there's a legal way to fight back.

Richard Rosso breaks down everything you need to know about the 2026 IRMAA thresholds, how to appeal, and the income strategies that could save you thousands in retirement.

Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP

Produced by Brent Clanton, Executive Producer

Rate us on Google: https://bit.ly/4b9JtEo

0:00 - INTRO

0:19 - Go Texas Day & BBQ Perfume

3:16 - IRMAA Pain & Income in Retirement

7:18 - How IRMAA Tiers Work

9:38 - Ways to Manage IRMAA

13:23 - What Kind of Income Counts (Modified AGI)

18:07 - Having Money in ROTH (Diversification of Accounts)

20:22 - Planning Ahead Before Taking SS

22:59 - IRMAA Pain Early is Better

26:32 - Don't Let an IRMAA Bracket Go to Waste

29:08 - Considering Taxation & Attitude

34:21 - IRMAA Tiers & Financial Colonoscopy

38:03 - YouTube Poll & NYC Pizza Rats

41:19 - Can COBRA be used for IRMAA?

43:06 - Why Roth Money is Better

45:09 - Required Minimum Distributions & Charitable Contributions

47:51 - Coming Attractions

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https://youtu.be/tiE6S1qaBn0

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#Medicare2026 #IRMAAAppeal #RetirementPlanning #MedicarePremiums #SocialSecurityBenefits