In today's episode we're discussing your questions. Make sure to be part of our facebook group for health care workers where you can ask a question for the show! In today's episode Dev discusses:

👉🏼 what asset classes should be included in a well diversified portfolio?
👉🏽 borrowing to invest / leverage like using the NAB equity builder
👉🏾 what's the impact of HECS/HELP debt on getting a home loan?
👉🏿 life insurance and income protection considerations for health care workers
👉🏻 preparing for parental leave + financial planning with young children
👉 investment strategy for retirement
👉🏼 the basics of investing in shares

Altus Financial is for medical professionals who want to feel good about their finances. Visit https://bit.ly/altusm3m

Episodes mentioned:
049 leverage vs margin!
033 index funds vs ETFs: which is better?
036 listed investment companies (LICS)
116 savings rate vs investment returns!
027 what is inflation and why is it important?
133: is inflation a problem?

🛑 Please read our disclaimer + warnings before listening to this episode

📝 Episode transcript: https://bit.ly/m3meptranscripts
🏡 Join our facebook group for healthcare professionals
💸 Quick links to our resources and $20 off The Glen James Spending Plan

my millennial money medical is produced by SYMO interactive, home of my millennial money.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

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