I bought my Huyndai Atos at a time when I seriously couldn’t afford to buy a new car. Between 0km and about 50 000km I only serviced it once, because it was as young and invincible as I was at 24. I still find it miraculous that we both managed to survive that time of my life relatively unscathed.

It pains me to say that perhaps the end might be looming for my dear Atos. I can remove the key from the ignition while the car is running and nothing happens. I’m told this is not normal. Thankfully my Atos and I have matured together. I’m hoping to get three more years out of the old so and so before buying a new car. I want to spend that time saving for a new one.

If my portfolio performance over the past three years is anything to go by, the stock market isn’t the place to save for a new car. With a short investment horizon, what is the best way to save?

In this episode of The Fat Wallet Show, I masterfully manipulate Simon into telling me what I want to hear. It’s true. Listen for yourself.

Send your pressing money and investment questions to [email protected]. I’ll see if I can do it again.

Kris