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Episode 2788:

Jen Hayes emphasizes the importance of cutting unnecessary expenses when living paycheck to paycheck or dealing with debt. She suggests practical alternatives to common expenditures like coffee shop visits, gym memberships, and dining out, advocating for self-sufficiency and resourcefulness as pathways to financial stability and increased self-confidence.

Read along with the original article(s) here: https://www.jenhayes.me//10-things-shouldnt-buy-youre-broke/

Quotes to ponder:

"It amazes me that so many people who are broke treat themselves to Starbucks every day. You could make your coffee or tea at home for a fraction of the price."

"If you’re broke, you shouldn’t be throwing away money at the salon. If those things are truly important to you, you can spend money on those items after you pay off your debt and/or become more financially secure."

"Giving is one of the greatest joys in life, and you can be generous after you’ve become financially secure. Anyone who genuinely cares about you will understand that you are giving all that you can afford."

Episode references:

Planet Fitness: https://www.planetfitness.com

National Park Service (for free outdoor activities): https://www.nps.gov

Yoga with Adriene (free yoga resources): https://www.youtube.com/user/yogawithadriene

The Keurig website: https://www.keurig.com

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