The growth in the payments industry has taken off in the past few years, and there is a buy now pay later for everything. 

Refundid is an instant-refunds fintech startup that avoids waiting times for products bought online.  

In a funding round led by Afterpay-backed venture capital fund AP Ventures, Refundid raised $3 million in equity and debt funding six months after launching last year. 

Four young guys found the company, and Brad Karney and Ilan Kessler joined Mark. 

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