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Episode 3096:

Michelle Schroeder-Gardner encourages finding a balance between financial goals and enjoying life, especially when dealing with debt. She shares practical strategies for traveling affordably like budgeting, staycations, and using credit card rewards while emphasizing the importance of not adding to your debt in the process.

Read along with the original article(s) here: https://www.makingsenseofcents.com/2017/09/should-you-go-on-vacation-if-you-have-debt.html

Quotes to ponder:

"You can still enjoy life on a budget, but it’s all about having a good balance and seeking out what will work best for your situation."

"To take a vacation, you should never take on debt. Taking on debt to travel will just dig your debt hole even deeper."

"Vacations are great and all, but taking on debt to go on them is 99.999999% of the time not worth it."

Episode references:

Gusto Payroll: https://gusto.com/

Chase Sapphire Preferred: https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred

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