In this episode, Cayla reveals the number one thing that people do constantly that is keeping them broke. It is so common and completely misunderstood and it could be costing you so much money and keeping you in a never-ending loop. She’s got advice on how to move past this and start the year off right by cutting this habit out of your finances.

One of the most common questions Cayla receives on social media is how to be a better leader. So in addition to the number one mistake you’re making in your finances, Cayla also has five tips on how to become a stronger leader.

You will learn:

• [1:39] - Saving isn’t going to make you rich.
• [2:27] - The rule you need to have is that if you don’t have the discipline to pay off your credit card, you shouldn’t have one. It is not okay to live off a credit card.
• [3:45] - Start with a card that has a lower limit and pay it off every month. This helps you earn points and perks.
• [4:27] - Are you leading yourself well?
• [5:26] - You have to have a heart of appreciating people and their talents.
• [6:11] - Ask to hear other people’s stories.
• [7:51] - Put yourself in other people’s shoes.
• [8:06] - Put other people’s priorities at the top of yours.
• [8:45] - Make winning a group activity.
• [10:20] - So many people think only of themselves and their needs, so if you put others first, you will be noticed.

Find Cayla:

• Mommy Millionaire
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