Welcome back, everyone — and yes, I owe you an apology for disappearing last week! Life threw a few curveballs (as it tends to do right before the year wraps up), and the podcast had to take a tiny unplanned holiday. But I’m here, tea in hand, and diving straight into a topic that touches every single one of us whether we like it or not… money.

We don’t usually talk about money honestly — not with friends, not with partners, and definitely not with our therapists. Yet our money beliefs, habits, fears, and even the chaos in our bank accounts are often shaped by some of our earliest experiences and unhealed emotional wounds. Today we’re unpacking all of it: the guilt, the avoidance, the “I don’t deserve it,” the overspending, the under-spending, the financial trauma, and the sneaky little messages we absorbed when we were too young to know better.

And of course, we’ll talk about how EMDR helps untangle those old money stories so you can relate to finances without fear, shame, or self-sabotage.

In This Episode, You’ll Learn:

Your money patterns aren’t random — they’re rooted in early emotional experiences and learned beliefs.

Financial trauma is real, and it shapes how we save, spend, and set boundaries.

You can rewire how you relate to money just like any other trauma response.

EMDR helps reduce the emotional charge around past financial wounds, making practical change easier.

It’s safe to have money, safe to enjoy it, and safe to keep it — those beliefs can be learned.

Financial stability and emotional safety are deeply connected.

Healing money beliefs can improve boundaries, decision-making, and self-worth.

You deserve to feel confident, capable, and empowered when it comes to money.

Key Highlights:

The hidden cultural prejudices around wealth, especially in Australia.

Why so many helpers (including therapists!) feel guilty about earning well.

How money trauma shows up in behaviour: overspending, hiding bills, avoiding accounts, maxing cards.

How EMDR helps shift money beliefs from fear and shame to safety and empowerment.

What it actually looks like to heal your emotional relationship with money.

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Join Dr. Caroline Lloyd as she unpacks trauma, demystifies PTSD, and shares how EMDR can support real, lasting healing.