Welcome to The Business of Benefits Podcast — the no BS, no sales guide to transforming your health benefits. In this explosive Part 1 of our two-part series, Chelsea Ryckis sits down with Danielle Young of ClaimDoc and host of Claim Talk to unpack one of the most misunderstood and feared concepts in healthcare: reference-based pricing (RBP). What is RBP? How does it really work?

And is it as scary as traditional brokers and carriers make it seem? Danielle breaks it down with real-world examples, industry insights, and straight talk on what’s broken in the system and how employers can take back control. From inflated hospital bills to unfair renewal hikes, this conversation is a must-listen for HR leaders, CFOs, and any employer ready to challenge the status quo.

Tune in now to learn:

• What reference-based pricing actually is (in plain English)
• How RBP can save employers 25–30% in year one
• Why fully insured employers are getting screwed too
• How to prepare your team and employees for a successful RBP rollout
• Why the right advisor makes all the difference

Don’t miss Part 2, where we dive into the employee experience and debunk the fear tactics around RBP.

Subscribe now and hit the bell so you never miss an episode. Because if the truth is out there... are you ready to hear it?

Whether you're an HR professional, CFO, CEO, or just tired of rising healthcare costs, this is your call to rethink benefits strategy and finally take control.

Connect with Chelsea and Donovan:
Website: www.businessofnbenefitspodcast.com
Instagram: https://www.instagram.com/ethoseffectpodcast/
Chelsea: https://www.linkedin.com/in/chelsea-ryckis 
Donovan: https://www.linkedin.com/in/donovanryckis/

Connect with today's guest Danielle Young at: https://www.linkedin.com/in/rbpdanielleyoung