About this episode:

Money is moving faster than ever - across borders, between people, even between machines.

Real-time payments and account-to-account (A2A) technology are quietly transforming the payments landscape, challenging legacy systems and reshaping how we move money.

In the UK, change is on the horizon as the government sets out plans to modernise payment infrastructure. But can the system keep up?

In this episode - in partnership with Mastercard - host Benjamin Ensor is joined by industry experts to explore the future of real-time payments, the rise of A2A, and what it all means for the future of commerce.

This week's guests: 

Helena Forest - Executive Vice President (EVP), Product & Commercial for Real‑Time Payments at Mastercard

Andy Sacre - Head of Payments at Monzo.

Ugne Buraciene - Group CEO at payabl.

Find out more about ⁠Mastercard's A2A Payments

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About 11:FS

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

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